BKFCF (Bank of Communications Co) 5-Year Yield-on-Cost %: 8.07 (As of Jul. 16, 2026) — 13% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKFCF Bank of Communications Co Ltd BKFCF
38 GF Score
Price $0.92
GF Value $0.91
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Bank of Communications Co 5-Year Yield-on-Cost %?

Bank of Communications Co BKFCF +4.57% 38 5-Year Yield-on-Cost % is 8.07 as of Jul. 16, 2026, which is 13% below its 10-year median of 9.28. GuruFocus rates BKFCF with a GF Score™ of 38/100 and a GF Value™ of $0.91 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,255 Banks companies, Bank of Communications Co ranks better than 81.51% on this metric.

Bank of Communications Co's yield on cost for the quarter that ended in Mar. 2026 was 8.07.


The historical rank and industry rank for Bank of Communications Co's 5-Year Yield-on-Cost % or its related term are showing as below:

BKFCF' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6.12   Med: 9.28   Max: 17.49
Current: 8.07


During the past 13 years, Bank of Communications Co's highest Yield on Cost was 17.49. The lowest was 6.12. And the median was 9.28.


BKFCF's 5-Year Yield-on-Cost % is ranked better than
81.51% of 1255 companies
in the Banks industry
Industry Median: 3.88 vs BKFCF: 8.07

Bank of Communications Co  (OTCPK:BKFCF) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Bank of Communications Co 5-Year Yield-on-Cost % Related Terms


BKFCF vs JPM, BAC, WFC: 5-Year Yield-on-Cost % Comparison

For the Banks - Diversified subindustry, Bank of Communications Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Communications Co 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Communications Co's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Bank of Communications Co's 5-Year Yield-on-Cost % falls into.


BKFCF
38GF Score
Bank of Communications Co Ltd BKFCF
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Communications Co 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Bank of Communications Co is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 8.07 mean?
Bank of Communications Co (BKFCF) has a 5-Year Yield-on-Cost % of 8.07 as of Jul. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Communications Co and its competitors. This is 13% below median its historical median of 9.28. Over the past decade, Bank of Communications Co's 5-Year Yield-on-Cost % has ranged from 6.12 to 17.49. According to the industry distribution chart, Bank of Communications Co ranks #232 out of 1255 companies in the Banks industry, placing it in the top 18.5%.
Is Bank of Communications Co's 5-Year Yield-on-Cost % too high?
Bank of Communications Co's current 5-Year Yield-on-Cost % of 8.07 is 13% below median its 10-year median of 9.28. Over the past 10 years, this metric has ranged from a low of 6.12 to a high of 17.49. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Bank of Communications Co's value of 8.07 is 108% above this industry median. Based on the distribution chart, Bank of Communications Co ranks #232 out of 1255 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Communications Co has a GF Score™ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Communications Co's 5-Year Yield-on-Cost % compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Communications Co ranks #232 out of 1255 companies for 5-Year Yield-on-Cost %. This places Bank of Communications Co in the top 19% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.88. Bank of Communications Co's value of 8.07 is 108% above this benchmark. Historically, Bank of Communications Co's own 5-Year Yield-on-Cost % has ranged from 6.12 to 17.49 over the past decade. While the company's 10-year median is 9.28 vs. the industry median of 3.88, Bank of Communications Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Communications Co's current 5-Year Yield-on-Cost % of 8.07 is 108% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Communications Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Communications Co's current 5-Year Yield-on-Cost % is 8.07, which is 13% below median its own 10-year median of 9.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Communications Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Communications Co (BKFCF) is currently considered Fairly Valued. The stock's GF Value™ is $0.91, compared to a current price of $0.92 — trading 1.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 8.07, which is 13% below median its 10-year median of 9.28 and 108% above the Banks industry median of 3.88. Bank of Communications Co's overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank of Communications Co (BKFCF), the current 5-Year Yield-on-Cost % is 8.07 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Communications Co (BKFCF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Communications Co stock appears to be overvalued. The current stock price of $0.92 is trading 1.2% above its estimated GF Value™ of $0.91. GuruFocus considers Bank of Communications Co to be Fairly Valued.

Key valuation signals for BKFCF:

  • 5-Year Yield-on-Cost %: 8.07 (13% below median its 10-year median of 9.28)
  • GF Value™: $0.91 vs. price of $0.92 (1.2% above fair value)
  • GF Score™: 38/100 with 6 warning signs
  • Industry Position: 108% above the Banks median (#232 of 1255)

No single metric tells the full story. See the BKFCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Communications Co Business Description

Address No.188, Yin Cheng Zhong Lu, Pilot Free Trade Zone, Pudong New District, Shanghai, CHN, 200120
Bank of Communications stands as the only nationwide state-owned commercial bank headquartered in Shanghai and ranks among China's four oldest financial institutions. Following its 1987 restructuring as the nation's first state-owned shareholding commercial bank, Bocom is now executing a strategic pivot toward becoming a global wealth management institution with integrated operations spanning insurance, brokerage, trust, and asset management.The bank operates a comprehensive financial services platform encompassing corporate finance, personal banking, and money market activities. Bocom plays a strategic role in RMB internationalization as one of the inaugural participants in the Cross-Border Interbank Payment System.
38GF Score

Get the complete analysis for BKFCF

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.92
Price
$0.91
GF Value