BKFCF (Bank of Communications Co) Forward Rate of Return (Yacktman) %: 23.51% (As of Jun. 2026) — 19% Below Median

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BKFCF Bank of Communications Co Ltd BKFCF
39 GF Score
Price $0.97
GF Value $0.84
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Bank of Communications Co Forward Rate of Return (Yacktman) %?

Bank of Communications Co BKFCF 39 Forward Rate of Return (Yacktman) % is 23.51% as of Jun. 2026, which is 19% below its 10-year median of 28.93. GuruFocus rates BKFCF with a GF Score™ of 39/100 and a GF Value™ of $0.84 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,414 Banks companies, Bank of Communications Co ranks better than 68.18% on this metric.

Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. Bank of Communications Co's forward rate of return for was 23.51%.

The historical rank and industry rank for Bank of Communications Co's Forward Rate of Return (Yacktman) % or its related term are showing as below:

BKFCF' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 11.13   Med: 28.93   Max: 60.13
Current: 20.68

During the past 13 years, Bank of Communications Co's highest Forward Rate of Return was 60.13. The lowest was 11.13. And the median was 28.93.

BKFCF's Forward Rate of Return (Yacktman) % is ranked better than
68.18% of 1414 companies
in the Banks industry
Industry Median: 15.41 vs BKFCF: 20.68

Unlike the Earnings Yield %, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Bank of Communications Co  (OTCPK:BKFCF) Forward Rate of Return (Yacktman) % Explanation

Unlike the Earnings Yield, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.

For the growth part of the Forward Rate of Return calculation, GuruFocus uses the 5-year average growth rate of Book Value per share as the growth rate, and the growth rate is always capped at 20%. For the Free Cash Flow we use per share data averaged over five years. The reason we use five years is to make it comparable to the growth rate.


Be Aware

In the Forward Rate of Return calculation, the growth rate is added directly to today's free cash flow yield. Therefore the calculation is reliable only if the company can grow at the same rate in the future as it did in the past. Investors should pay close attention to this when researching growth stocks. A more accurate measurement for return is Return on Capital.


Bank of Communications Co Forward Rate of Return (Yacktman) % Related Terms


Bank of Communications Co Forward Rate of Return (Yacktman) % Historical Data

* Premium members only.

The historical data trend for Bank of Communications Co's Forward Rate of Return (Yacktman) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Communications Co Forward Rate of Return (Yacktman) % Chart

Bank of Communications Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Forward Rate of Return (Yacktman) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.42 28.36 26.21 16.01 15.74

Bank of Communications Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Forward Rate of Return (Yacktman) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.12 19.85 15.74 20.31 23.51

BKFCF vs JPM, BAC, WFC: Forward Rate of Return (Yacktman) % Comparison

For the Banks - Diversified subindustry, Bank of Communications Co's Forward Rate of Return (Yacktman) %, along with its competitors' market caps and Forward Rate of Return (Yacktman) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Communications Co Forward Rate of Return (Yacktman) % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Communications Co's Forward Rate of Return (Yacktman) % distribution charts can be found below:

* The bar in red indicates where Bank of Communications Co's Forward Rate of Return (Yacktman) % falls into.


BKFCF
39GF Score
Bank of Communications Co Ltd BKFCF
Forward Rate of Return (Yacktman) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Communications Co Forward Rate of Return (Yacktman) % Calculation

Forward Rate of Return is a concept that Don Yacktman uses in his investment approach. Yacktman explained the forward rate of return concept in detail in his interview with GuruFocus. Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. He said in the interview (March 2012, when the S&P 500 was at about 1400):

If the business is stable, this calculation is fairly straightforward. For instance, on the S&P 500 we would normalize earnings. We would then calculate what percentage of those earnings are not reinvested in the underlying businesses and are therefore free. Historically, for the S&P 500, this has been just under 50% of earnings. Currently, we expect the S&P to earn about 70 on a normalized basis, a number which is far below reported earnings due to our adjusting for record high profit margins. $70 X ½ / 1400 gives you a normalized free cash flow yield of approximately 2.5%.

The historical real growth rate of the S&P 500 (companies) is about 1.5%. Assuming an inflation rate of 2.5%, the forward rate of return on an investment in the S&P 500 is about 6.5% today (2.5% free cash flow yield plus 1.5% real growth plus 2.5% inflation).

Bank of Communications Co's Forward Rate of Return of Jun. 2026 is

Forward Rate of Return=Normalized Free Cash Flow/Price+5-Year Book Value Growth Rate
=0.19219048/0.9208+0.014
=22.27 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Rate of Return (Yacktman) % of 23.51% mean?
Bank of Communications Co (BKFCF) has a Forward Rate of Return (Yacktman) % of 23.51% as of Jun. 2026. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Bank of Communications Co and its competitors. This is 19% below median its historical median of 28.93. Over the past decade, Bank of Communications Co's Forward Rate of Return (Yacktman) % has ranged from 11.13 to 60.13. According to the industry distribution chart, Bank of Communications Co ranks #450 out of 1414 companies in the Banks industry, placing it in the top 31.8%.
Is Bank of Communications Co's Forward Rate of Return (Yacktman) % too high?
Bank of Communications Co's current Forward Rate of Return (Yacktman) % of 23.51% is 19% below median its 10-year median of 28.93. Over the past 10 years, this metric has ranged from a low of 11.13 to a high of 60.13. The Banks industry median Forward Rate of Return (Yacktman) % is 15.41. Bank of Communications Co's value of 23.51% is 52.6% above this industry median. Based on the distribution chart, Bank of Communications Co ranks #450 out of 1414 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Communications Co has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Communications Co's Forward Rate of Return (Yacktman) % compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Communications Co ranks #450 out of 1414 companies for Forward Rate of Return (Yacktman) %. This puts Bank of Communications Co in the upper half of its industry. The industry median Forward Rate of Return (Yacktman) % is 15.41. Bank of Communications Co's value of 23.51% is 52.6% above this benchmark. Historically, Bank of Communications Co's own Forward Rate of Return (Yacktman) % has ranged from 11.13 to 60.13 over the past decade. While the company's 10-year median is 28.93 vs. the industry median of 15.41, Bank of Communications Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Rate of Return (Yacktman) % for a Banks company?
The median Forward Rate of Return (Yacktman) % among Banks companies is 15.41, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a Forward Rate of Return (Yacktman) % significantly above this median, while those in the bottom quartile fall well below. However, Forward Rate of Return (Yacktman) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Communications Co's current Forward Rate of Return (Yacktman) % of 23.51% is 52.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Rate of Return (Yacktman) % mean?
A high Forward Rate of Return (Yacktman) % can signal that a stock is expensive relative to its fundamentals. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Bank of Communications Co and its competitors. For the Banks industry, the median Forward Rate of Return (Yacktman) % is 15.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Communications Co's current Forward Rate of Return (Yacktman) % is 23.51%, which is 19% below median its own 10-year median of 28.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Communications Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Communications Co (BKFCF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.84, compared to a current price of $0.97 — trading 15.4% above its estimated fair value. The current Forward Rate of Return (Yacktman) % is 23.51%, which is 19% below median its 10-year median of 28.93 and 52.6% above the Banks industry median of 15.41. Bank of Communications Co's overall GF Score™ is 39/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Rate of Return (Yacktman) % calculated?
Forward Rate of Return (Yacktman) % is calculated from a company's financial statements. For Bank of Communications Co (BKFCF), the current Forward Rate of Return (Yacktman) % is 23.51% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Communications Co (BKFCF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Communications Co stock appears to be overvalued. The current stock price of $0.97 is trading 15.4% above its estimated GF Value™ of $0.84. GuruFocus considers Bank of Communications Co to be Modestly Overvalued.

Key valuation signals for BKFCF:

  • Forward Rate of Return (Yacktman) %: 23.51% (19% below median its 10-year median of 28.93)
  • GF Value™: $0.84 vs. price of $0.97 (15.4% above fair value)
  • GF Score™: 39/100 with 7 warning signs
  • Industry Position: 52.6% above the Banks median (#450 of 1414)

No single metric tells the full story. See the BKFCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Communications Co Business Description

Address No.188, Yin Cheng Zhong Lu, Pilot Free Trade Zone, Pudong New District, Shanghai, CHN, 200120
Bank of Communications stands as the only nationwide state-owned commercial bank headquartered in Shanghai and ranks among China's four oldest financial institutions. Following its 1987 restructuring as the nation's first state-owned shareholding commercial bank, Bocom is now executing a strategic pivot toward becoming a global wealth management institution with integrated operations spanning insurance, brokerage, trust, and asset management.The bank operates a comprehensive financial services platform encompassing corporate finance, personal banking, and money market activities. Bocom plays a strategic role in RMB internationalization as one of the inaugural participants in the Cross-Border Interbank Payment System.
39GF Score

Get the complete analysis for BKFCF

Forward Rate of Return (Yacktman) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.97
Price
$0.84
GF Value