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DNB Bank ASACHIX:DNBO +1.69%69 Equity-to-Asset is 0.07 as of Jun. 2026, which is 13% below its 10-year median of 0.08. GuruFocus rates CHIX:DNBO with a GF Score™ of 69/100 and a GF Value™ of kr269.31 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,523 Banks companies, DNB Bank ASA ranks worse than 76.82% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. DNB Bank ASA's Total Stockholders Equity for the quarter that ended in Jun. 2026 was kr278,763 Mil. DNB Bank ASA's Total Assets for the quarter that ended in Jun. 2026 was kr3,878,706 Mil.
Therefore, DNB Bank ASA's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.07.
The historical rank and industry rank for DNB Bank ASA's Equity-to-Asset or its related term are showing as below:
CHIX:DNBo'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07 Med: 0.08 Max: 0.09
Current: 0.07
During the past 13 years, the highest Equity to Asset Ratio of DNB Bank ASA was 0.09. The lowest was 0.07. And the median was 0.08.
CHIX:DNBo's Equity-to-Asset is ranked worse than 76.82% of 1523
companies
in the Banks industry
Industry Median: 0.1
vs CHIX:DNBo: 0.07
DNB Bank ASA (CHIX:DNBo) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
DNB Bank ASA Equity-to-Asset Related Terms
DNB Bank ASA Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for DNB Bank ASA's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DNB Bank ASA Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, DNB Bank ASA's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DNB Bank ASA Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, DNB Bank ASA's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where DNB Bank ASA's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
DNB Bank ASA's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DNB Bank ASA (CHIX:DNBO) has a Equity-to-Asset of 0.07 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on DNB Bank ASA and its competitors. This is 13% below median its historical median of 0.08. Over the past decade, DNB Bank ASA's Equity-to-Asset has ranged from 0.07 to 0.09. According to the industry distribution chart, DNB Bank ASA ranks #1170 out of 1523 companies in the Banks industry, placing it in the top 76.8%.
Is DNB Bank ASA's Equity-to-Asset too high?
DNB Bank ASA's current Equity-to-Asset of 0.07 is 13% below median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.09. The Banks industry median Equity-to-Asset is 0.10. DNB Bank ASA's value of 0.07 is 30% below this industry median. Based on the distribution chart, DNB Bank ASA ranks #1170 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, DNB Bank ASA has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does DNB Bank ASA's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, DNB Bank ASA ranks #1170 out of 1523 companies for Equity-to-Asset. This places DNB Bank ASA in the lower half of its industry. The industry median Equity-to-Asset is 0.10. DNB Bank ASA's value of 0.07 is 30% below this benchmark. Historically, DNB Bank ASA's own Equity-to-Asset has ranged from 0.07 to 0.09 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.10, DNB Bank ASA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DNB Bank ASA's current Equity-to-Asset of 0.07 is 30% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on DNB Bank ASA and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DNB Bank ASA's current Equity-to-Asset is 0.07, which is 13% below median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DNB Bank ASA stock overvalued right now?
Based on GuruFocus' analysis, DNB Bank ASA (CHIX:DNBO) is currently considered Modestly Overvalued. The stock's GF Value™ is kr269.31, compared to a current price of kr312.55 — trading 16.1% above its estimated fair value. The current Equity-to-Asset is 0.07, which is 13% below median its 10-year median of 0.08 and 30% below the Banks industry median of 0.10. DNB Bank ASA's overall GF Score™ is 69/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For DNB Bank ASA (CHIX:DNBO), the current Equity-to-Asset is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DNB Bank ASA (CHIX:DNBO) Overvalued in 2026?
Based on GuruFocus' analysis, DNB Bank ASA stock appears to be overvalued.
The current stock price of kr312.55 is trading 16.1% above its estimated GF Value™ of kr269.31.
GuruFocus considers DNB Bank ASA to be Modestly Overvalued.
Key valuation signals for CHIX:DNBO:
Equity-to-Asset: 0.07 (13% below median its 10-year median of 0.08)
GF Value™: kr269.31 vs. price of kr312.55 (16.1% above fair value)
Industry Position: 30% below the Banks median (#1170 of 1523)
No single metric tells the full story. See the CHIX:DNBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DNB Bank ASA is a Norwegian financial services group offering financial products and services, including loans and deposits, mutual funds and asset management, life insurance and pension savings, payment and financing services, real estate broking, and services related to the money and capital markets. DNB has the following operating segments: Personal customers, Corporate customers Norway, Large corporates and international customers, and Others. Maximum revenue is generated from its Large corporates and international customers business, which caters to corporate customers across different industries, providing them with various banking and advisory services as well as access to online and mobile banking, and other digital services. DNB derives maximum revenue from its Banking activities.
69GF Score
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