DNB Bank ASACHIX:DNBO -1.67%72 Net Margin % is 45.80% as of Mar. 2026, which is 4% below its 10-year median of 47.88. GuruFocus rates CHIX:DNBO with a GF Score™ of 72/100 and a GF Value™ of kr265.57 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,527 Banks companies, DNB Bank ASA ranks better than 92.21% on this metric.
Net margin is calculated as Net Income divided by its Revenue. DNB Bank ASA's Net Income for the
three
months ended in Mar. 2026 was kr9,868 Mil. DNB Bank ASA's Revenue for the
three
months ended in Mar. 2026 was kr21,544 Mil. Therefore, DNB Bank ASA's net margin for the quarter that ended in Mar. 2026 was 45.80%.
The historical rank and industry rank for DNB Bank ASA's Net Margin % or its related term are showing as below:
CHIX:DNBo'
s Net Margin % Range Over the Past 10 Years
Min: 35.46 Med: 47.88 Max: 53.96
Current: 47.78
CHIX:DNBo's Net Margin % is ranked better than 92.21% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs CHIX:DNBo: 47.78
DNB Bank ASA (CHIX:DNBo) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
DNB Bank ASA Net Margin % Related Terms
DNB Bank ASA Net Margin % Historical Data
* Premium members only.
The historical data trend for DNB Bank ASA's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, DNB Bank ASA's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DNB Bank ASA Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, DNB Bank ASA's Net Margin % distribution charts can be found below:
* The bar in red indicates where DNB Bank ASA's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DNB Bank ASA (CHIX:DNBO) has a Net Margin % of 45.80% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on DNB Bank ASA and its competitors. This is near median its historical median of 47.88. Over the past decade, DNB Bank ASA's Net Margin % has ranged from 35.46 to 53.96. According to the industry distribution chart, DNB Bank ASA ranks #119 out of 1527 companies in the Banks industry, placing it in the top 7.8%.
Is DNB Bank ASA's Net Margin % too high?
DNB Bank ASA's current Net Margin % of 45.80% is near median its 10-year median of 47.88. Over the past 10 years, this metric has ranged from a low of 35.46 to a high of 53.96. The Banks industry median Net Margin % is 26.95. DNB Bank ASA's value of 45.80% is 69.9% above this industry median. Based on the distribution chart, DNB Bank ASA ranks #119 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, DNB Bank ASA has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does DNB Bank ASA's Net Margin % compare to competitors?
According to the Banks industry distribution chart, DNB Bank ASA ranks #119 out of 1527 companies for Net Margin %. This places DNB Bank ASA in the top 8% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. DNB Bank ASA's value of 45.80% is 69.9% above this benchmark. Historically, DNB Bank ASA's own Net Margin % has ranged from 35.46 to 53.96 over the past decade. While the company's 10-year median is 47.88 vs. the industry median of 26.95, DNB Bank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DNB Bank ASA's current Net Margin % of 45.80% is 69.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on DNB Bank ASA and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DNB Bank ASA's current Net Margin % is 45.80%, which is near median its own 10-year median of 47.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DNB Bank ASA stock overvalued right now?
Based on GuruFocus' analysis, DNB Bank ASA (CHIX:DNBO) is currently considered Modestly Overvalued. The stock's GF Value™ is kr265.57, compared to a current price of kr294.85 — trading 11% above its estimated fair value. The current Net Margin % is 45.80%, which is near median its 10-year median of 47.88 and 69.9% above the Banks industry median of 26.95. DNB Bank ASA's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For DNB Bank ASA (CHIX:DNBO), the current Net Margin % is 45.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DNB Bank ASA (CHIX:DNBO) Overvalued in 2026?
Based on GuruFocus' analysis, DNB Bank ASA stock appears to be overvalued.
The current stock price of kr294.85 is trading 11% above its estimated GF Value™ of kr265.57.
GuruFocus considers DNB Bank ASA to be Modestly Overvalued.
Key valuation signals for CHIX:DNBO:
Net Margin %: 45.80% (near median its 10-year median of 47.88)
GF Value™: kr265.57 vs. price of kr294.85 (11% above fair value)
Industry Position: 69.9% above the Banks median (#119 of 1527)
No single metric tells the full story. See the CHIX:DNBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DNB Bank ASA is a Norwegian financial services group offering financial products and services, including loans and deposits, mutual funds and asset management, life insurance and pension savings, payment and financing services, real estate broking, and services related to the money and capital markets. DNB has the following operating segments: Personal customers, Corporate customers Norway, Large corporates and international customers, and Others. Maximum revenue is generated from its Large corporates and international customers business, which caters to corporate customers across different industries, providing them with various banking and advisory services as well as access to online and mobile banking, and other digital services. DNB derives maximum revenue from its Banking activities.
72GF Score
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