DNB Bank ASA (CHIX:DNBO) Moat Score: 6/10 (As of Jun. 30, 2026)


CHIX:DNBO DNB Bank ASA CHIX:DNBO
72 GF Score
Price kr292.35
GF Value kr265.62
Valuation Fairly Valued
! 7 Warning Signs
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What is DNB Bank ASA Moat Score?

DNB Bank ASA CHIX:DNBO 72 Moat Score is 6 as of Jun. 30, 2026. GuruFocus rates CHIX:DNBO with a GF Score™ of 72/100 and a GF Value™ of kr265.62 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,613 Banks companies, DNB Bank ASA ranks better than 97.83% on this metric.

DNB Bank ASA has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

DNB Bank ASA has Narrow Moat: DNB Bank ASA has a strong narrow moat due to its market leadership in Norway, significant customer switching costs, and regulatory barriers. However, it faces competition from other financial institutions, limiting its pricing power.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes DNB Bank ASA might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

DNB Bank ASA  (CHIX:DNBo) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

DNB Bank ASA Moat Score Related Terms

DNB Bank ASA Moat Score Competitor Comparison

For the Banks - Regional subindustry, DNB Bank ASA's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

DNB Bank ASA Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, DNB Bank ASA's Moat Score distribution charts can be found below:

* The bar in red indicates where DNB Bank ASA's Moat Score falls into.


CHIX:DNBO
72GF Score
DNB Bank ASA CHIX:DNBO
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
DNB Bank ASA (CHIX:DNBO) has a Moat Score of 6 as of Jun. 30, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, DNB Bank ASA ranks #35 out of 1613 companies in the Banks industry, placing it in the top 2.2%.
Is DNB Bank ASA's Moat Score too high?
DNB Bank ASA's current Moat Score is 6. Based on the distribution chart, DNB Bank ASA ranks #35 out of 1613 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, DNB Bank ASA has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DNB Bank ASA's Moat Score compare to competitors?
According to the Banks industry distribution chart, DNB Bank ASA ranks #35 out of 1613 companies for Moat Score. This places DNB Bank ASA in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. DNB Bank ASA's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DNB Bank ASA stock overvalued right now?
Based on GuruFocus' analysis, DNB Bank ASA (CHIX:DNBO) is currently considered Fairly Valued. The stock's GF Value™ is kr265.62, compared to a current price of kr292.35 — trading 10.1% above its estimated fair value. The current Moat Score is 6. DNB Bank ASA's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For DNB Bank ASA (CHIX:DNBO), the current Moat Score is 6 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DNB Bank ASA (CHIX:DNBO) Overvalued in 2026?

Based on GuruFocus' analysis, DNB Bank ASA stock appears to be overvalued. The current stock price of kr292.35 is trading 10.1% above its estimated GF Value™ of kr265.62. GuruFocus considers DNB Bank ASA to be Fairly Valued.

Key valuation signals for CHIX:DNBO:

  • Moat Score: 6
  • GF Value™: kr265.62 vs. price of kr292.35 (10.1% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the CHIX:DNBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

DNB Bank ASA Business Description

Address Dronning Eufemias gate 30, Bjorvika, Oslo, NOR, 0191
DNB Bank ASA is a Norwegian financial services group offering financial products and services, including loans and deposits, mutual funds and asset management, life insurance and pension savings, payment and financing services, real estate broking, and services related to the money and capital markets. DNB has the following operating segments: Personal customers, Corporate customers Norway, Large corporates and international customers, and Others. Maximum revenue is generated from its Large corporates and international customers business, which caters to corporate customers across different industries, providing them with various banking and advisory services as well as access to online and mobile banking, and other digital services. DNB derives maximum revenue from its Banking activities.
72GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr292.35
Price
kr265.62
GF Value