DNB Bank ASA (CHIX:DNBO) Scaled Net Operating Assets: 0.25 (As of Mar. 2026)


CHIX:DNBO DNB Bank ASA CHIX:DNBO
73 GF Score
Price kr292.35
GF Value kr265.62
Valuation Fairly Valued
! 7 Warning Signs
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What is DNB Bank ASA Scaled Net Operating Assets?

DNB Bank ASA CHIX:DNBO 73 Scaled Net Operating Assets is 0.25 as of Mar. 2026. GuruFocus rates CHIX:DNBO with a GF Score™ of 73/100 and a GF Value™ of kr265.62 (Fairly Valued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

DNB Bank ASA's operating assets for the quarter that ended in Mar. 2026 was kr3,555,898 Mil. DNB Bank ASA's operating liabilities for the quarter that ended in Mar. 2026 was kr2,630,204 Mil. DNB Bank ASA's Total Assets for the quarter that ended in Dec. 2025 was kr3,695,290 Mil. Therefore, DNB Bank ASA's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.25.

CHIX:DNBO
73GF Score
DNB Bank ASA CHIX:DNBO
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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DNB Bank ASA Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

DNB Bank ASA's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(3532510-2461026)/3614125
=0.30

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3695290 - 162780
=3532510

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3399435 - 938409 - 0
=2461026

DNB Bank ASA's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(3555898-2630204)/3695290
=0.25

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3837114 - 281216
=3555898

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3536238 - 906034 - 0
=2630204

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.25 mean?
DNB Bank ASA (CHIX:DNBO) has a Scaled Net Operating Assets of 0.25 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on DNB Bank ASA and its competitors.
Is DNB Bank ASA's Scaled Net Operating Assets too high?
DNB Bank ASA's current Scaled Net Operating Assets is 0.25. Overall, DNB Bank ASA has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DNB Bank ASA's Scaled Net Operating Assets compare to competitors?
DNB Bank ASA's Scaled Net Operating Assets of 0.25 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on DNB Bank ASA and its competitors. DNB Bank ASA's current Scaled Net Operating Assets is 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DNB Bank ASA stock overvalued right now?
Based on GuruFocus' analysis, DNB Bank ASA (CHIX:DNBO) is currently considered Fairly Valued. The stock's GF Value™ is kr265.62, compared to a current price of kr292.35 — trading 10.1% above its estimated fair value. The current Scaled Net Operating Assets is 0.25. DNB Bank ASA's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For DNB Bank ASA (CHIX:DNBO), the current Scaled Net Operating Assets is 0.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DNB Bank ASA (CHIX:DNBO) Overvalued in 2026?

Based on GuruFocus' analysis, DNB Bank ASA stock appears to be overvalued. The current stock price of kr292.35 is trading 10.1% above its estimated GF Value™ of kr265.62. GuruFocus considers DNB Bank ASA to be Fairly Valued.

Key valuation signals for CHIX:DNBO:

  • Scaled Net Operating Assets: 0.25
  • GF Value™: kr265.62 vs. price of kr292.35 (10.1% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the CHIX:DNBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

DNB Bank ASA Business Description

Address Dronning Eufemias gate 30, Bjorvika, Oslo, NOR, 0191
DNB Bank ASA is a Norwegian financial services group offering financial products and services, including loans and deposits, mutual funds and asset management, life insurance and pension savings, payment and financing services, real estate broking, and services related to the money and capital markets. DNB has the following operating segments: Personal customers, Corporate customers Norway, Large corporates and international customers, and Others. Maximum revenue is generated from its Large corporates and international customers business, which caters to corporate customers across different industries, providing them with various banking and advisory services as well as access to online and mobile banking, and other digital services. DNB derives maximum revenue from its Banking activities.
73GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr292.35
Price
kr265.62
GF Value