Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
DNB Bank ASA's 3-Year RORE % for the quarter that ended in Mar. 2026 was 6.40%.
The industry rank for DNB Bank ASA's 3-Year RORE % or its related term are showing as below:
CHIX:DNBo's 3-Year RORE % is ranked worse than 53.77% of 1473
companies
in the Banks industry
Industry Median: 9.87
vs CHIX:DNBo: 6.40
DNB Bank ASA (CHIX:DNBo) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
DNB Bank ASA 3-Year RORE % Related Terms
DNB Bank ASA 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for DNB Bank ASA's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, DNB Bank ASA's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DNB Bank ASA 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, DNB Bank ASA's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where DNB Bank ASA's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
DNB Bank ASA (CHIX:DNBO) has a 3-Year RORE % of 6.40 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on DNB Bank ASA and its competitors. According to the industry distribution chart, DNB Bank ASA ranks #792 out of 1473 companies in the Banks industry, placing it in the top 53.8%.
Is DNB Bank ASA's 3-Year RORE % too high?
DNB Bank ASA's current 3-Year RORE % is 6.40. The Banks industry median 3-Year RORE % is 9.87. DNB Bank ASA's value of 6.40 is 35.2% below this industry median. Based on the distribution chart, DNB Bank ASA ranks #792 out of 1473 companies in the Banks industry, which is below the industry midpoint. Overall, DNB Bank ASA has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does DNB Bank ASA's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, DNB Bank ASA ranks #792 out of 1473 companies for 3-Year RORE %. This places DNB Bank ASA in the lower half of its industry. The industry median 3-Year RORE % is 9.87. DNB Bank ASA's value of 6.40 is 35.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.87, based on 1,473 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DNB Bank ASA's current 3-Year RORE % of 6.40 is 35.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on DNB Bank ASA and its competitors. For the Banks industry, the median 3-Year RORE % is 9.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DNB Bank ASA's current 3-Year RORE % is 6.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DNB Bank ASA stock overvalued right now?
Based on GuruFocus' analysis, DNB Bank ASA (CHIX:DNBO) is currently considered Modestly Overvalued. The stock's GF Value™ is kr266.75, compared to a current price of kr297.90 — trading 11.7% above its estimated fair value. The current 3-Year RORE % is 6.40 and 35.2% below the Banks industry median of 9.87. DNB Bank ASA's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For DNB Bank ASA (CHIX:DNBO), the current 3-Year RORE % is 6.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DNB Bank ASA (CHIX:DNBO) Overvalued in 2026?
Based on GuruFocus' analysis, DNB Bank ASA stock appears to be overvalued.
The current stock price of kr297.90 is trading 11.7% above its estimated GF Value™ of kr266.75.
GuruFocus considers DNB Bank ASA to be Modestly Overvalued.
Key valuation signals for CHIX:DNBO:
3-Year RORE %: 6.40
GF Value™: kr266.75 vs. price of kr297.90 (11.7% above fair value)
Industry Position: 35.2% below the Banks median (#792 of 1473)
No single metric tells the full story. See the CHIX:DNBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DNB Bank ASA is a Norwegian financial services group offering financial products and services, including loans and deposits, mutual funds and asset management, life insurance and pension savings, payment and financing services, real estate broking, and services related to the money and capital markets. DNB has the following operating segments: Personal customers, Corporate customers Norway, Large corporates and international customers, and Others. Maximum revenue is generated from its Large corporates and international customers business, which caters to corporate customers across different industries, providing them with various banking and advisory services as well as access to online and mobile banking, and other digital services. DNB derives maximum revenue from its Banking activities.
71GF Score
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