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Northwest BancsharesFRA:NHS +1.63%61 Equity-to-Asset is 0.11 as of Jun. 2026, which is at its 10-year median of 0.11. GuruFocus rates FRA:NHS with a GF Score™ of 61/100 and a GF Value™ of €10.02 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,518 Banks companies, Northwest Bancshares ranks better than 63.9% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Northwest Bancshares's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €1,673.0 Mil. Northwest Bancshares's Total Assets for the quarter that ended in Jun. 2026 was €14,935.8 Mil.
Therefore, Northwest Bancshares's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.11.
The historical rank and industry rank for Northwest Bancshares's Equity-to-Asset or its related term are showing as below:
FRA:NHS'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.11 Max: 0.13
Current: 0.11
During the past 13 years, the highest Equity to Asset Ratio of Northwest Bancshares was 0.13. The lowest was 0.10. And the median was 0.11.
FRA:NHS's Equity-to-Asset is ranked better than 63.9% of 1518
companies
in the Banks industry
Industry Median: 0.1
vs FRA:NHS: 0.11
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Northwest Bancshares Equity-to-Asset Related Terms
Northwest Bancshares Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Northwest Bancshares's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:NHS vs OFG, EFSC, INTR: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Northwest Bancshares's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northwest Bancshares Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Northwest Bancshares's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Northwest Bancshares's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Northwest Bancshares's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Northwest Bancshares (FRA:NHS) has a Equity-to-Asset of 0.11 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Northwest Bancshares and its competitors. This is near median its historical median of 0.11. Over the past decade, Northwest Bancshares' Equity-to-Asset has ranged from 0.10 to 0.13. According to the industry distribution chart, Northwest Bancshares ranks #548 out of 1518 companies in the Banks industry, placing it in the top 36.1%.
Is Northwest Bancshares' Equity-to-Asset too high?
Northwest Bancshares' current Equity-to-Asset of 0.11 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. Northwest Bancshares' value of 0.11 is 10% above this industry median. Based on the distribution chart, Northwest Bancshares ranks #548 out of 1518 companies in the Banks industry, which is above the industry midpoint. Overall, Northwest Bancshares has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northwest Bancshares' Equity-to-Asset compare to OFG and EFSC?
According to the Banks industry distribution chart, Northwest Bancshares ranks #548 out of 1518 companies for Equity-to-Asset. This puts Northwest Bancshares in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Northwest Bancshares' value of 0.11 is 10% above this benchmark. Historically, Northwest Bancshares' own Equity-to-Asset has ranged from 0.10 to 0.13 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Northwest Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northwest Bancshares's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Northwest Bancshares and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northwest Bancshares's current Equity-to-Asset is 0.11, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northwest Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Northwest Bancshares (FRA:NHS) is currently considered Modestly Overvalued. The stock's GF Value™ is €10.02, compared to a current price of €12.50 — trading 24.8% above its estimated fair value. The current Equity-to-Asset is 0.11, which is near median its 10-year median of 0.11 and 10% above the Banks industry median of 0.10. Northwest Bancshares' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Northwest Bancshares (FRA:NHS), the current Equity-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Northwest Bancshares (FRA:NHS) Overvalued in 2026?
Based on GuruFocus' analysis, Northwest Bancshares stock appears to be overvalued.
The current stock price of €12.50 is trading 24.8% above its estimated GF Value™ of €10.02.
GuruFocus considers Northwest Bancshares to be Modestly Overvalued.
Key valuation signals for FRA:NHS:
Equity-to-Asset: 0.11 (near median its 10-year median of 0.11)
GF Value™: €10.02 vs. price of €12.50 (24.8% above fair value)
Industry Position: 10% above the Banks median (#548 of 1518)
No single metric tells the full story. See the FRA:NHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Northwest Bancshares Inc is a stockholding company for Northwest Bank. Northwest Bank is a stock savings bank and a community-oriented financial institution, offering personal and commercial banking solutions, business services, investment management, trust services, and insurance products. It also offers consumer finance loans through a wholly-owned subsidiary. The bank's loan portfolio segment consists of personal banking and Commercial Banking loans. Personal banking includes residential mortgages, home equity loans, and other consumer loans. Commercial Banking loans consist of commercial real estate loans and commercial loans. Net interest income is the company's primary contributor to revenue.
61GF Score
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