Northwest Bancshares (FRA:NHS) FCF Yield %: 4.77 (As of Jun. 28, 2026) — 41% Below Median


FRA:NHS Northwest Bancshares Inc FRA:NHS
59 GF Score
Price €12.30
GF Value €10.15
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Northwest Bancshares FCF Yield %?

Northwest Bancshares FRA:NHS -3.91% 59 FCF Yield % is 4.77 as of Jun. 28, 2026, which is 41% below its 10-year median of 8.10. GuruFocus rates FRA:NHS with a GF Score™ of 59/100 and a GF Value™ of €10.15 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,507 Banks companies, Northwest Bancshares ranks worse than 63.44% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Northwest Bancshares's Trailing 12-Month Free Cash Flow is €90.8 Mil, and Market Cap is €1,949.8 Mil. Therefore, Northwest Bancshares's FCF Yield % for today is 4.77%.

The historical rank and industry rank for Northwest Bancshares's FCF Yield % or its related term are showing as below:

FRA:NHS' s FCF Yield % Range Over the Past 10 Years
Min: 3.39   Med: 8.1   Max: 17.05
Current: 4.77


During the past 13 years, the highest FCF Yield % of Northwest Bancshares was 17.05%. The lowest was 3.39%. And the median was 8.10%.

FRA:NHS's FCF Yield % is ranked worse than
63.44% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs FRA:NHS: 4.77

Northwest Bancshares's FCF Margin % for the quarter that ended in Mar. 2026 was 39.93%.


Northwest Bancshares FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Northwest Bancshares FCF Yield % Related Terms


Northwest Bancshares FCF Yield % Historical Data

* Premium members only.

The historical data trend for Northwest Bancshares's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northwest Bancshares FCF Yield % Chart

Northwest Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.59 9.78 5.34 7.57 8.05

Northwest Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.11 -1.48 8.51 0.83 15.09

FRA:NHS vs SYBT, CLBK, MBIN: FCF Yield % Comparison

For the Banks - Regional subindustry, Northwest Bancshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northwest Bancshares FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Northwest Bancshares's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Northwest Bancshares's FCF Yield % falls into.


FRA:NHS
59GF Score
Northwest Bancshares Inc FRA:NHS
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Northwest Bancshares FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Northwest Bancshares's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=121.084 / 1504.9124
=8.05%

Northwest Bancshares's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=60.166 * 4 / 1594.6918
=15.09%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 4.77 mean?
Northwest Bancshares (FRA:NHS) has a FCF Yield % of 4.77 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Northwest Bancshares and its competitors. This is 41% below median its historical median of 8.10. Over the past decade, Northwest Bancshares' FCF Yield % has ranged from 3.39 to 17.05. According to the industry distribution chart, Northwest Bancshares ranks #956 out of 1507 companies in the Banks industry, placing it in the top 63.4%.
Is Northwest Bancshares' FCF Yield % too high?
Northwest Bancshares' current FCF Yield % of 4.77 is 41% below median its 10-year median of 8.10. Over the past 10 years, this metric has ranged from a low of 3.39 to a high of 17.05. The Banks industry median FCF Yield % is 8.14. Northwest Bancshares' value of 4.77 is 41.4% below this industry median. Based on the distribution chart, Northwest Bancshares ranks #956 out of 1507 companies in the Banks industry, which is below the industry midpoint. Overall, Northwest Bancshares has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northwest Bancshares' FCF Yield % compare to SYBT and CLBK?
According to the Banks industry distribution chart, Northwest Bancshares ranks #956 out of 1507 companies for FCF Yield %. This places Northwest Bancshares in the lower half of its industry. The industry median FCF Yield % is 8.14. Northwest Bancshares' value of 4.77 is 41.4% below this benchmark. Historically, Northwest Bancshares' own FCF Yield % has ranged from 3.39 to 17.05 over the past decade. While the company's 10-year median is 8.10 vs. the industry median of 8.14, Northwest Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northwest Bancshares's current FCF Yield % of 4.77 is 41.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Northwest Bancshares and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northwest Bancshares's current FCF Yield % is 4.77, which is 41% below median its own 10-year median of 8.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northwest Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Northwest Bancshares (FRA:NHS) is currently considered Modestly Overvalued. The stock's GF Value™ is €10.15, compared to a current price of €12.30 — trading 21.2% above its estimated fair value. The current FCF Yield % is 4.77, which is 41% below median its 10-year median of 8.10 and 41.4% below the Banks industry median of 8.14. Northwest Bancshares' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Northwest Bancshares (FRA:NHS), the current FCF Yield % is 4.77 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Northwest Bancshares (FRA:NHS) Overvalued in 2026?

Based on GuruFocus' analysis, Northwest Bancshares stock appears to be overvalued. The current stock price of €12.30 is trading 21.2% above its estimated GF Value™ of €10.15. GuruFocus considers Northwest Bancshares to be Modestly Overvalued.

Key valuation signals for FRA:NHS:

  • FCF Yield %: 4.77 (41% below median its 10-year median of 8.10)
  • GF Value™: €10.15 vs. price of €12.30 (21.2% above fair value)
  • GF Score™: 59/100 with 5 warning signs
  • Industry Position: 41.4% below the Banks median (#956 of 1507)

No single metric tells the full story. See the FRA:NHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Northwest Bancshares Business Description

Other Exchanges NWBI:USA
Address 3 Easton Oval, Suite 500, Columbus, OH, USA, 43219
Northwest Bancshares Inc is a stockholding company for Northwest Bank. Northwest Bank is a stock savings bank and a community-oriented financial institution, offering personal and commercial banking solutions, business services, investment management, trust services, and insurance products. It also offers consumer finance loans through a wholly-owned subsidiary. The bank's loan portfolio segment consists of personal banking and Commercial Banking loans. Personal banking includes residential mortgages, home equity loans, and other consumer loans. Commercial Banking loans consist of commercial real estate loans and commercial loans. Net interest income is the company's primary contributor to revenue.
59GF Score

Get the complete analysis for FRA:NHS

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.30
Price
€10.15
GF Value