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Northwest BancsharesFRA:NHS 62 5-Year Yield-on-Cost % is 5.44 as of Jul. 24, 2026, which is 7% below its 10-year median of 5.88. GuruFocus rates FRA:NHS with a GF Score™ of 62/100 and a GF Value™ of €10.54 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,251 Banks companies, Northwest Bancshares ranks better than 66.83% on this metric.
Northwest Bancshares's yield on cost for the quarter that ended in Mar. 2026 was 5.44.
The historical rank and industry rank for Northwest Bancshares's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:NHS'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.22 Med: 5.88 Max: 8.48
Current: 5.44
During the past 13 years, Northwest Bancshares's highest Yield on Cost was 8.48. The lowest was 3.22. And the median was 5.88.
FRA:NHS's 5-Year Yield-on-Cost % is ranked better than 66.83% of 1251
companies
in the Banks industry
Industry Median: 3.9
vs FRA:NHS: 5.44
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Northwest Bancshares 5-Year Yield-on-Cost % Related Terms
FRA:NHS vs SYBT, CLBK, MBIN: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Northwest Bancshares's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northwest Bancshares 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Northwest Bancshares's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Northwest Bancshares's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Northwest Bancshares (FRA:NHS) has a 5-Year Yield-on-Cost % of 5.44 as of Jul. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Northwest Bancshares and its competitors. This is near median its historical median of 5.88. Over the past decade, Northwest Bancshares' 5-Year Yield-on-Cost % has ranged from 3.22 to 8.48. According to the industry distribution chart, Northwest Bancshares ranks #415 out of 1251 companies in the Banks industry, placing it in the top 33.2%.
Is Northwest Bancshares' 5-Year Yield-on-Cost % too high?
Northwest Bancshares' current 5-Year Yield-on-Cost % of 5.44 is near median its 10-year median of 5.88. Over the past 10 years, this metric has ranged from a low of 3.22 to a high of 8.48. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Northwest Bancshares' value of 5.44 is 39.5% above this industry median. Based on the distribution chart, Northwest Bancshares ranks #415 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Northwest Bancshares has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northwest Bancshares' 5-Year Yield-on-Cost % compare to SYBT and CLBK?
According to the Banks industry distribution chart, Northwest Bancshares ranks #415 out of 1251 companies for 5-Year Yield-on-Cost %. This puts Northwest Bancshares in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. Northwest Bancshares' value of 5.44 is 39.5% above this benchmark. Historically, Northwest Bancshares' own 5-Year Yield-on-Cost % has ranged from 3.22 to 8.48 over the past decade. While the company's 10-year median is 5.88 vs. the industry median of 3.90, Northwest Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northwest Bancshares's current 5-Year Yield-on-Cost % of 5.44 is 39.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Northwest Bancshares and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northwest Bancshares's current 5-Year Yield-on-Cost % is 5.44, which is near median its own 10-year median of 5.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northwest Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Northwest Bancshares (FRA:NHS) is currently considered Modestly Overvalued. The stock's GF Value™ is €10.54, compared to a current price of €13.00 — trading 23.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.44, which is near median its 10-year median of 5.88 and 39.5% above the Banks industry median of 3.90. Northwest Bancshares' overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Northwest Bancshares (FRA:NHS), the current 5-Year Yield-on-Cost % is 5.44 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Northwest Bancshares (FRA:NHS) Overvalued in 2026?
Based on GuruFocus' analysis, Northwest Bancshares stock appears to be overvalued.
The current stock price of €13.00 is trading 23.3% above its estimated GF Value™ of €10.54.
GuruFocus considers Northwest Bancshares to be Modestly Overvalued.
Key valuation signals for FRA:NHS:
5-Year Yield-on-Cost %: 5.44 (near median its 10-year median of 5.88)
GF Value™: €10.54 vs. price of €13.00 (23.3% above fair value)
Industry Position: 39.5% above the Banks median (#415 of 1251)
No single metric tells the full story. See the FRA:NHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Northwest Bancshares Inc is a stockholding company for Northwest Bank. Northwest Bank is a stock savings bank and a community-oriented financial institution, offering personal and commercial banking solutions, business services, investment management, trust services, and insurance products. It also offers consumer finance loans through a wholly-owned subsidiary. The bank's loan portfolio segment consists of personal banking and Commercial Banking loans. Personal banking includes residential mortgages, home equity loans, and other consumer loans. Commercial Banking loans consist of commercial real estate loans and commercial loans. Net interest income is the company's primary contributor to revenue.
62GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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