Northwest Bancshares (FRA:NHS) PEG Ratio: 10.41 (As of Jul. 04, 2026) — 20% Above Median


FRA:NHS Northwest Bancshares Inc FRA:NHS
56 GF Score
Price €12.50
GF Value €10.20
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Northwest Bancshares PEG Ratio?

Northwest Bancshares FRA:NHS -2.34% 56 PEG Ratio is 10.41 as of Jul. 04, 2026, which is 20% above its 10-year median of 8.65. GuruFocus rates FRA:NHS with a GF Score™ of 56/100 and a GF Value™ of €10.20 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,228 Banks companies, Northwest Bancshares ranks worse than 93.81% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Northwest Bancshares's PE Ratio without NRI is 11.45. Northwest Bancshares's 5-Year Book Value growth rate is 1.10%. Therefore, Northwest Bancshares's PEG Ratio for today is 10.41.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Northwest Bancshares's PEG Ratio or its related term are showing as below:

FRA:NHS' s PEG Ratio Range Over the Past 10 Years
Min: 3.98   Med: 8.65   Max: 246
Current: 10.82


During the past 13 years, Northwest Bancshares's highest PEG Ratio was 246.00. The lowest was 3.98. And the median was 8.65.


FRA:NHS's PEG Ratio is ranked worse than
93.81% of 1228 companies
in the Banks industry
Industry Median: 1.53 vs FRA:NHS: 10.82

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Northwest Bancshares  (FRA:NHS) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Northwest Bancshares PEG Ratio Related Terms


Northwest Bancshares PEG Ratio Historical Data

* Premium members only.

The historical data trend for Northwest Bancshares's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northwest Bancshares PEG Ratio Chart

Northwest Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.76 0.00 0.00 0.00 8.14

Northwest Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.70 14.44 11.38 8.14 6.89

FRA:NHS vs SYBT, CLBK, MBIN: PEG Ratio Comparison

For the Banks - Regional subindustry, Northwest Bancshares's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northwest Bancshares PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Northwest Bancshares's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Northwest Bancshares's PEG Ratio falls into.


FRA:NHS
56GF Score
Northwest Bancshares Inc FRA:NHS
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Northwest Bancshares PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Northwest Bancshares's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=11.446886446886/1.10
=10.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 10.41 mean?
Northwest Bancshares (FRA:NHS) has a PEG Ratio of 10.41 as of Jul. 04, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Northwest Bancshares and its competitors. This is 20% above median its historical median of 8.65. Over the past decade, Northwest Bancshares' PEG Ratio has ranged from 3.98 to 246.00. According to the industry distribution chart, Northwest Bancshares ranks #1152 out of 1228 companies in the Banks industry, placing it in the top 93.8%.
Is Northwest Bancshares' PEG Ratio too high?
Northwest Bancshares' current PEG Ratio of 10.41 is 20% above median its 10-year median of 8.65. Over the past 10 years, this metric has ranged from a low of 3.98 to a high of 246.00. The Banks industry median PEG Ratio is 1.53. Northwest Bancshares' value of 10.41 is 580.4% above this industry median. Based on the distribution chart, Northwest Bancshares ranks #1152 out of 1228 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Northwest Bancshares has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northwest Bancshares' PEG Ratio compare to SYBT and CLBK?
According to the Banks industry distribution chart, Northwest Bancshares ranks #1152 out of 1228 companies for PEG Ratio. This places Northwest Bancshares in the lower half of its industry. The industry median PEG Ratio is 1.53. Northwest Bancshares' value of 10.41 is 580.4% above this benchmark. Historically, Northwest Bancshares' own PEG Ratio has ranged from 3.98 to 246.00 over the past decade. While the company's 10-year median is 8.65 vs. the industry median of 1.53, Northwest Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northwest Bancshares's current PEG Ratio of 10.41 is 580.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Northwest Bancshares and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northwest Bancshares's current PEG Ratio is 10.41, which is 20% above median its own 10-year median of 8.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northwest Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Northwest Bancshares (FRA:NHS) is currently considered Modestly Overvalued. The stock's GF Value™ is €10.20, compared to a current price of €12.50 — trading 22.5% above its estimated fair value. The current PEG Ratio is 10.41, which is 20% above median its 10-year median of 8.65 and 580.4% above the Banks industry median of 1.53. Northwest Bancshares' overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Northwest Bancshares (FRA:NHS), the current PEG Ratio is 10.41 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Northwest Bancshares (FRA:NHS) Overvalued in 2026?

Based on GuruFocus' analysis, Northwest Bancshares stock appears to be overvalued. The current stock price of €12.50 is trading 22.5% above its estimated GF Value™ of €10.20. GuruFocus considers Northwest Bancshares to be Modestly Overvalued.

Key valuation signals for FRA:NHS:

  • PEG Ratio: 10.41 (20% above median its 10-year median of 8.65)
  • GF Value™: €10.20 vs. price of €12.50 (22.5% above fair value)
  • GF Score™: 56/100 with 5 warning signs
  • Industry Position: 580.4% above the Banks median (#1152 of 1228)

No single metric tells the full story. See the FRA:NHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Northwest Bancshares Business Description

Other Exchanges NWBI:USA
Address 3 Easton Oval, Suite 500, Columbus, OH, USA, 43219
Northwest Bancshares Inc is a stockholding company for Northwest Bank. Northwest Bank is a stock savings bank and a community-oriented financial institution, offering personal and commercial banking solutions, business services, investment management, trust services, and insurance products. It also offers consumer finance loans through a wholly-owned subsidiary. The bank's loan portfolio segment consists of personal banking and Commercial Banking loans. Personal banking includes residential mortgages, home equity loans, and other consumer loans. Commercial Banking loans consist of commercial real estate loans and commercial loans. Net interest income is the company's primary contributor to revenue.
56GF Score

Get the complete analysis for FRA:NHS

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.50
Price
€10.20
GF Value