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Freedom HoldingFRHC +1.05%85 Equity-to-Asset is 0.11 as of Mar. 2026, which is 31% below its 10-year median of 0.16. GuruFocus rates FRHC with a GF Score™ of 85/100 and a GF Value™ of $156.93 (Fairly Valued). The stock has 11 warning signs investors should review. Among 543 Diversified Financial Services companies, Freedom Holding ranks worse than 78.27% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Freedom Holding's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $1,489 Mil. Freedom Holding's Total Assets for the quarter that ended in Mar. 2026 was $13,155 Mil.
Therefore, Freedom Holding's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.11.
The historical rank and industry rank for Freedom Holding's Equity-to-Asset or its related term are showing as below:
FRHC'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11 Med: 0.16 Max: 0.36
Current: 0.11
During the past 13 years, the highest Equity to Asset Ratio of Freedom Holding was 0.36. The lowest was 0.11. And the median was 0.16.
FRHC's Equity-to-Asset is ranked worse than 78.27% of 543
companies
in the Diversified Financial Services industry
Industry Median: 0.9
vs FRHC: 0.11
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Freedom Holding Equity-to-Asset Related Terms
Freedom Holding Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Freedom Holding's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRHC vs VOYA, HTH, TREE: Equity-to-Asset Comparison
For the Financial Conglomerates subindustry, Freedom Holding's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Freedom Holding Equity-to-Asset vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Freedom Holding's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Freedom Holding's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Freedom Holding's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Freedom Holding (FRHC) has a Equity-to-Asset of 0.11 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Freedom Holding and its competitors. This is 31% below median its historical median of 0.16. Over the past decade, Freedom Holding's Equity-to-Asset has ranged from 0.11 to 0.36. According to the industry distribution chart, Freedom Holding ranks #425 out of 543 companies in the Diversified Financial Services industry, placing it in the top 78.3%.
Is Freedom Holding's Equity-to-Asset too high?
Freedom Holding's current Equity-to-Asset of 0.11 is 31% below median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.36. The Diversified Financial Services industry median Equity-to-Asset is 0.90. Freedom Holding's value of 0.11 is 87.8% below this industry median. Based on the distribution chart, Freedom Holding ranks #425 out of 543 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Freedom Holding has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Freedom Holding's Equity-to-Asset compare to VOYA and HTH?
According to the Diversified Financial Services industry distribution chart, Freedom Holding ranks #425 out of 543 companies for Equity-to-Asset. This places Freedom Holding in the lower half of its industry. The industry median Equity-to-Asset is 0.90. Freedom Holding's value of 0.11 is 87.8% below this benchmark. Historically, Freedom Holding's own Equity-to-Asset has ranged from 0.11 to 0.36 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.90, Freedom Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Diversified Financial Services company?
The median Equity-to-Asset among Diversified Financial Services companies is 0.90, based on 543 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Freedom Holding's current Equity-to-Asset of 0.11 is 87.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Freedom Holding and its competitors. For the Diversified Financial Services industry, the median Equity-to-Asset is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Freedom Holding's current Equity-to-Asset is 0.11, which is 31% below median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Freedom Holding stock overvalued right now?
Based on GuruFocus' analysis, Freedom Holding (FRHC) is currently considered Fairly Valued. The stock's GF Value™ is $156.93, compared to a current price of $150.68 — trading 4% below its estimated fair value. The current Equity-to-Asset is 0.11, which is 31% below median its 10-year median of 0.16 and 87.8% below the Diversified Financial Services industry median of 0.90. Freedom Holding's overall GF Score™ is 85/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Freedom Holding (FRHC), the current Equity-to-Asset is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Freedom Holding (FRHC) Overvalued in 2026?
Based on GuruFocus' analysis, Freedom Holding stock appears to be undervalued.
The current stock price of $150.68 is trading 4% below its estimated GF Value™ of $156.93.
GuruFocus considers Freedom Holding to be Fairly Valued.
Key valuation signals for FRHC:
Equity-to-Asset: 0.11 (31% below median its 10-year median of 0.16)
GF Value™: $156.93 vs. price of $150.68 (4% below fair value)
Industry Position: 87.8% below the Diversified Financial Services median (#425 of 543)
No single metric tells the full story. See the FRHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Freedom Holding Corp is a holding company with its subsidiary it is engaged in securities brokerage, securities dealing for customers and account, market-making activities, investment research, investment counseling, investment banking services, retail and commercial banking, insurance products, payment services, and information processing services. It acts as a professional participant through its subsidiaries on the Kazakhstan Stock Exchange (KASE), Moscow Exchange (MOEX), Saint-Petersburg Exchange (SPB), the Ukrainian Exchange, the Uzbek Republican Currency Exchange (UZCE), and the Republican Stock Exchange of Tashkent (UZSE). Its segments are Brokerage, Banking, Insurance, and Others.
85GF Score
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