Freedom HoldingFRHC +2.76%84 Peter Lynch Fair Value is $53.11 as of Jul. 11, 2026, which is 1845% above its 10-year median of 2.73. GuruFocus rates FRHC with a GF Score™ of 84/100 and a GF Value™ of $154.46 (Fairly Valued). The stock has 11 warning signs investors should review. Among 31 Diversified Financial Services companies, Freedom Holding ranks worse than 83.87% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Freedom Holding's PEG is 1. Freedom Holding's 5-Year TTM EBITDA Growth Rate is 21.59.
Freedom Holding's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $2.46. Therefore, the Peter Lynch Fair Value for today is $53.11.
As of today (2026-07-11), Freedom Holding's share price is $166.69. Freedom Holding's Peter Lynch fair value is $53.11. Therefore, Freedom Holding's Price to Peter Lynch Fair Value Ratio for today is 3.14.
The historical rank and industry rank for Freedom Holding's Peter Lynch Fair Value or its related term are showing as below:
FRHC'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.45 Med: 2.73 Max: 4.48
Current: 3.14
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Freedom Holding was 4.48. The lowest was 0.45. And the median was 2.73.
FRHC's Price-to-Peter-Lynch-Fair-Value is ranked worse than 83.87% of 31
companies
in the Diversified Financial Services industry
Industry Median: 0.85
vs FRHC: 3.14
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Freedom Holding (NAS:FRHC) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 21.59 instead of 15 in this case.
Freedom Holding's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
166.69
/
53.11
=
3.14
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Freedom Holding Peter Lynch Fair Value Related Terms
Freedom Holding Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Freedom Holding's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRHC vs VOYA, HTH, TMS: Peter Lynch Fair Value Comparison
For the Financial Conglomerates subindustry, Freedom Holding's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Freedom Holding Price-to-Peter-Lynch-Fair-Value vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Freedom Holding's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Freedom Holding's Price-to-Peter-Lynch-Fair-Value falls into.
Freedom Holding's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.46.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of $53.11 mean?
Freedom Holding (FRHC) has a Peter Lynch Fair Value of $53.11 as of Jul. 11, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Freedom Holding and its competitors. This is 1845% above median its historical median of 2.73. Over the past decade, Freedom Holding's Peter Lynch Fair Value has ranged from 0.45 to 4.48. According to the industry distribution chart, Freedom Holding ranks #26 out of 31 companies in the Diversified Financial Services industry, placing it in the top 83.9%.
Is Freedom Holding's Peter Lynch Fair Value too high?
Freedom Holding's current Peter Lynch Fair Value of $53.11 is 1845% above median its 10-year median of 2.73. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 4.48. The Diversified Financial Services industry median Peter Lynch Fair Value is 0.85. Freedom Holding's value of $53.11 is 6148.2% above this industry median. Based on the distribution chart, Freedom Holding ranks #26 out of 31 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Freedom Holding has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Freedom Holding's Peter Lynch Fair Value compare to VOYA and HTH?
According to the Diversified Financial Services industry distribution chart, Freedom Holding ranks #26 out of 31 companies for Peter Lynch Fair Value. This places Freedom Holding in the lower half of its industry. The industry median Peter Lynch Fair Value is 0.85. Freedom Holding's value of $53.11 is 6148.2% above this benchmark. Historically, Freedom Holding's own Peter Lynch Fair Value has ranged from 0.45 to 4.48 over the past decade. While the company's 10-year median is 2.73 vs. the industry median of 0.85, Freedom Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Diversified Financial Services company?
The median Peter Lynch Fair Value among Diversified Financial Services companies is 0.85, based on 31 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Freedom Holding's current Peter Lynch Fair Value of $53.11 is 6148.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Freedom Holding and its competitors. For the Diversified Financial Services industry, the median Peter Lynch Fair Value is 0.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Freedom Holding's current Peter Lynch Fair Value is $53.11, which is 1845% above median its own 10-year median of 2.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Freedom Holding stock overvalued right now?
Based on GuruFocus' analysis, Freedom Holding (FRHC) is currently considered Fairly Valued. The stock's GF Value™ is $154.46, compared to a current price of $166.69 — trading 7.9% above its estimated fair value. The current Peter Lynch Fair Value is $53.11, which is 1845% above median its 10-year median of 2.73 and 6148.2% above the Diversified Financial Services industry median of 0.85. Freedom Holding's overall GF Score™ is 84/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Freedom Holding (FRHC), the current Peter Lynch Fair Value is $53.11 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Freedom Holding (FRHC) Overvalued in 2026?
Based on GuruFocus' analysis, Freedom Holding stock appears to be overvalued.
The current stock price of $166.69 is trading 7.9% above its estimated GF Value™ of $154.46.
GuruFocus considers Freedom Holding to be Fairly Valued.
Key valuation signals for FRHC:
Peter Lynch Fair Value: $53.11 (1845% above median its 10-year median of 2.73)
GF Value™: $154.46 vs. price of $166.69 (7.9% above fair value)
Industry Position: 6148.2% above the Diversified Financial Services median (#26 of 31)
No single metric tells the full story. See the FRHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Freedom Holding Corp is a holding company with its subsidiary it is engaged in securities brokerage, securities dealing for customers and account, market-making activities, investment research, investment counseling, investment banking services, retail and commercial banking, insurance products, payment services, and information processing services. It acts as a professional participant through its subsidiaries on the Kazakhstan Stock Exchange (KASE), Moscow Exchange (MOEX), Saint-Petersburg Exchange (SPB), the Ukrainian Exchange, the Uzbek Republican Currency Exchange (UZCE), and the Republican Stock Exchange of Tashkent (UZSE). Its segments are Brokerage, Banking, Insurance, and Others.
84GF Score
Get the complete analysis for FRHC
Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRHC has been successfully added to your 
