Freedom HoldingFRHC -4.41%81 Pretax Margin % is 5.83% as of Mar. 2026, which is 80% below its 10-year median of 29.74. GuruFocus rates FRHC with a GF Score™ of 81/100 and a GF Value™ of $153.27 (Modestly Undervalued). The stock has 11 warning signs investors should review. Among 113 Diversified Financial Services companies, Freedom Holding ranks worse than 53.98% on this metric.
The historical rank and industry rank for Freedom Holding's Pretax Margin % or its related term are showing as below:
FRHC'
s Pretax Margin % Range Over the Past 10 Years
Min: 5.26 Med: 29.74 Max: 52.73
Current: 10.26
FRHC's Pretax Margin % is ranked worse than 53.98% of 113
companies
in the Diversified Financial Services industry
Industry Median: 11.12
vs FRHC: 10.26
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Freedom Holding Pretax Margin % Related Terms
Freedom Holding Pretax Margin % Historical Data
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The historical data trend for Freedom Holding's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRHC vs VOYA, HTH, TREE: Pretax Margin % Comparison
For the Financial Conglomerates subindustry, Freedom Holding's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Freedom Holding Pretax Margin % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Freedom Holding's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Freedom Holding's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Freedom Holding (FRHC) has a Pretax Margin % of 5.83% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Freedom Holding and its competitors. This is 80% below median its historical median of 29.74. Over the past decade, Freedom Holding's Pretax Margin % has ranged from 5.26 to 52.73. According to the industry distribution chart, Freedom Holding ranks #61 out of 113 companies in the Diversified Financial Services industry, placing it in the top 54%.
Is Freedom Holding's Pretax Margin % too high?
Freedom Holding's current Pretax Margin % of 5.83% is 80% below median its 10-year median of 29.74. Over the past 10 years, this metric has ranged from a low of 5.26 to a high of 52.73. The Diversified Financial Services industry median Pretax Margin % is 11.12. Freedom Holding's value of 5.83% is 47.6% below this industry median. Based on the distribution chart, Freedom Holding ranks #61 out of 113 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, Freedom Holding has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Freedom Holding's Pretax Margin % compare to VOYA and HTH?
According to the Diversified Financial Services industry distribution chart, Freedom Holding ranks #61 out of 113 companies for Pretax Margin %. This places Freedom Holding in the lower half of its industry. The industry median Pretax Margin % is 11.12. Freedom Holding's value of 5.83% is 47.6% below this benchmark. Historically, Freedom Holding's own Pretax Margin % has ranged from 5.26 to 52.73 over the past decade. While the company's 10-year median is 29.74 vs. the industry median of 11.12, Freedom Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Diversified Financial Services company?
The median Pretax Margin % among Diversified Financial Services companies is 11.12, based on 113 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Freedom Holding's current Pretax Margin % of 5.83% is 47.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Freedom Holding and its competitors. For the Diversified Financial Services industry, the median Pretax Margin % is 11.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Freedom Holding's current Pretax Margin % is 5.83%, which is 80% below median its own 10-year median of 29.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Freedom Holding stock overvalued right now?
Based on GuruFocus' analysis, Freedom Holding (FRHC) is currently considered Modestly Undervalued. The stock's GF Value™ is $153.27, compared to a current price of $129.50 — trading 15.5% below its estimated fair value. The current Pretax Margin % is 5.83%, which is 80% below median its 10-year median of 29.74 and 47.6% below the Diversified Financial Services industry median of 11.12. Freedom Holding's overall GF Score™ is 81/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Freedom Holding (FRHC), the current Pretax Margin % is 5.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Freedom Holding (FRHC) Overvalued in 2026?
Based on GuruFocus' analysis, Freedom Holding stock appears to be undervalued.
The current stock price of $129.50 is trading 15.5% below its estimated GF Value™ of $153.27.
GuruFocus considers Freedom Holding to be Modestly Undervalued.
Key valuation signals for FRHC:
Pretax Margin %: 5.83% (80% below median its 10-year median of 29.74)
GF Value™: $153.27 vs. price of $129.50 (15.5% below fair value)
Industry Position: 47.6% below the Diversified Financial Services median (#61 of 113)
No single metric tells the full story. See the FRHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Freedom Holding Corp is a holding company with its subsidiary it is engaged in securities brokerage, securities dealing for customers and account, market-making activities, investment research, investment counseling, investment banking services, retail and commercial banking, insurance products, payment services, and information processing services. It acts as a professional participant through its subsidiaries on the Kazakhstan Stock Exchange (KASE), Moscow Exchange (MOEX), Saint-Petersburg Exchange (SPB), the Ukrainian Exchange, the Uzbek Republican Currency Exchange (UZCE), and the Republican Stock Exchange of Tashkent (UZSE). Its segments are Brokerage, Banking, Insurance, and Others.
81GF Score
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