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Halyk Bank of Kazakhstan JSCHALYY 62 Equity-to-Asset is 0.18 as of Mar. 2026, which is 29% above its 10-year median of 0.14. GuruFocus rates HALYY with a GF Score™ of 62/100. The stock has 8 warning signs investors should review. Among 1,524 Banks companies, Halyk Bank of Kazakhstan JSC ranks better than 91.67% on this metric.
Halyk Bank of Kazakhstan JSC (OTCPK:HALYY) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Halyk Bank of Kazakhstan JSC Equity-to-Asset Related Terms
Halyk Bank of Kazakhstan JSC Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Halyk Bank of Kazakhstan JSC Equity-to-Asset Chart
For the Banks - Regional subindustry, Halyk Bank of Kazakhstan JSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Halyk Bank of Kazakhstan JSC Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Halyk Bank of Kazakhstan JSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Halyk Bank of Kazakhstan JSC's Equity-to-Asset falls into.
Halyk Bank of Kazakhstan JSC Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Halyk Bank of Kazakhstan JSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Halyk Bank of Kazakhstan JSC (HALYY) has a Equity-to-Asset of 0.18 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. This is 29% above median its historical median of 0.14. Over the past decade, Halyk Bank of Kazakhstan JSC's Equity-to-Asset has ranged from 0.10 to 0.18. According to the industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #127 out of 1524 companies in the Banks industry, placing it in the top 8.3%.
Is Halyk Bank of Kazakhstan JSC's Equity-to-Asset too high?
Halyk Bank of Kazakhstan JSC's current Equity-to-Asset of 0.18 is 29% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.18. The Banks industry median Equity-to-Asset is 0.10. Halyk Bank of Kazakhstan JSC's value of 0.18 is 80% above this industry median. Based on the distribution chart, Halyk Bank of Kazakhstan JSC ranks #127 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Halyk Bank of Kazakhstan JSC has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Halyk Bank of Kazakhstan JSC's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #127 out of 1524 companies for Equity-to-Asset. This places Halyk Bank of Kazakhstan JSC in the top 8% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Halyk Bank of Kazakhstan JSC's value of 0.18 is 80% above this benchmark. Historically, Halyk Bank of Kazakhstan JSC's own Equity-to-Asset has ranged from 0.10 to 0.18 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.10, Halyk Bank of Kazakhstan JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Halyk Bank of Kazakhstan JSC's current Equity-to-Asset of 0.18 is 80% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Halyk Bank of Kazakhstan JSC's current Equity-to-Asset is 0.18, which is 29% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Halyk Bank of Kazakhstan JSC stock overvalued right now?
Halyk Bank of Kazakhstan JSC (HALYY) has a current Equity-to-Asset of 0.18. The current Equity-to-Asset is 0.18, which is 29% above median its 10-year median of 0.14 and 80% above the Banks industry median of 0.10. Halyk Bank of Kazakhstan JSC's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Halyk Bank of Kazakhstan JSC (HALYY), the current Equity-to-Asset is 0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Halyk Bank of Kazakhstan JSC is engaged in retail, corporate, and SME banking services. It also provides insurance, cash collection, asset management, brokerage, telecommunication, and leasing services. The group has four main business segments: Corporate Banking, SME Banking, Retail Banking, and Investment Banking. The majority of revenue derives from the corporate banking segment, which includes banking services to corporate clients and financial institutions, including current accounts and correspondent accounts, deposits, custody, overdrafts, loans and other credit facilities, documentary operations, including guarantees and letters of credit, trade finance products, as well as cash services and foreign exchange transactions.
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