HALYY (Halyk Bank of Kazakhstan JSC) FCF Margin %: 196.00% (As of Mar. 2026) — 523% Above Median


What is Halyk Bank of Kazakhstan JSC FCF Margin %?

Halyk Bank of Kazakhstan JSC HALYY 69 FCF Margin % is 196.00% as of Mar. 2026, which is 523% above its 10-year median of 31.47. GuruFocus rates HALYY with a GF Score™ of 69/100. The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Halyk Bank of Kazakhstan JSC ranks better than 73.36% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Halyk Bank of Kazakhstan JSC's Free Cash Flow for the three months ended in Mar. 2026 was $1,685.16 Mil. Halyk Bank of Kazakhstan JSC's Revenue for the three months ended in Mar. 2026 was $859.78 Mil. Therefore, Halyk Bank of Kazakhstan JSC's FCF Margin % for the quarter that ended in Mar. 2026 was 196.00%.

As of today, Halyk Bank of Kazakhstan JSC's current FCF Yield % is 19.86%.

The historical rank and industry rank for Halyk Bank of Kazakhstan JSC's FCF Margin % or its related term are showing as below:


During the past 13 years, the highest FCF Margin % of Halyk Bank of Kazakhstan JSC was 229.81%. The lowest was -51.35%. And the median was 31.47%.

HALYY's FCF Margin % is not ranked *
in the Banks industry.
Industry Median: 26.42
* Ranked among companies with meaningful FCF Margin % only.


Halyk Bank of Kazakhstan JSC FCF Margin % Related Terms


Halyk Bank of Kazakhstan JSC FCF Margin % Historical Data

* Premium members only.

The historical data trend for Halyk Bank of Kazakhstan JSC's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Halyk Bank of Kazakhstan JSC FCF Margin % Chart

Halyk Bank of Kazakhstan JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 132.18 74.59 -46.25 20.20 33.64

Halyk Bank of Kazakhstan JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 138.34 100.11 -87.12 -8.53 196.00

HALYY vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Halyk Bank of Kazakhstan JSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Halyk Bank of Kazakhstan JSC FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Halyk Bank of Kazakhstan JSC's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Halyk Bank of Kazakhstan JSC's FCF Margin % falls into.



Halyk Bank of Kazakhstan JSC FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Halyk Bank of Kazakhstan JSC's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1172.162/3483.957
=33.64 %

Halyk Bank of Kazakhstan JSC's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1685.16/859.784
=196.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 196.00% mean?
Halyk Bank of Kazakhstan JSC (HALYY) has a FCF Margin % of 196.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. This is 523% above median its historical median of 31.47. According to the industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #401 out of 1505 companies in the Banks industry, placing it in the top 26.6%.
Is Halyk Bank of Kazakhstan JSC's FCF Margin % too high?
Halyk Bank of Kazakhstan JSC's current FCF Margin % of 196.00% is 523% above median its 10-year median of 31.47. The Banks industry median FCF Margin % is 26.42. Halyk Bank of Kazakhstan JSC's value of 196.00% is 641.9% above this industry median. Based on the distribution chart, Halyk Bank of Kazakhstan JSC ranks #401 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Halyk Bank of Kazakhstan JSC has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Halyk Bank of Kazakhstan JSC's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #401 out of 1505 companies for FCF Margin %. This puts Halyk Bank of Kazakhstan JSC in the upper half of its industry. The industry median FCF Margin % is 26.42. Halyk Bank of Kazakhstan JSC's value of 196.00% is 641.9% above this benchmark. While the company's 10-year median is 31.47 vs. the industry median of 26.42, Halyk Bank of Kazakhstan JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Halyk Bank of Kazakhstan JSC's current FCF Margin % of 196.00% is 641.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Halyk Bank of Kazakhstan JSC's current FCF Margin % is 196.00%, which is 523% above median its own 10-year median of 31.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Halyk Bank of Kazakhstan JSC stock overvalued right now?
Halyk Bank of Kazakhstan JSC (HALYY) has a current FCF Margin % of 196.00%. The current FCF Margin % is 196.00%, which is 523% above median its 10-year median of 31.47 and 641.9% above the Banks industry median of 26.42. Halyk Bank of Kazakhstan JSC's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Halyk Bank of Kazakhstan JSC (HALYY), the current FCF Margin % is 196.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Halyk Bank of Kazakhstan JSC Business Description

Address 40, Al-Farabi Avenue, Almaty, KAZ, A26M3K5
Halyk Bank of Kazakhstan JSC is engaged in retail, corporate, and SME banking services. It also provides insurance, cash collection, asset management, brokerage, telecommunication, and leasing services. The group has four main business segments: Corporate Banking, SME Banking, Retail Banking, and Investment Banking. The majority of revenue derives from the corporate banking segment, which includes banking services to corporate clients and financial institutions, including current accounts and correspondent accounts, deposits, custody, overdrafts, loans and other credit facilities, documentary operations, including guarantees and letters of credit, trade finance products, as well as cash services and foreign exchange transactions.