HALYY (Halyk Bank of Kazakhstan JSC) Net Margin %: 56.94% (As of Mar. 2026)— Near Median
What is Halyk Bank of Kazakhstan JSC Net Margin %?
Halyk Bank of Kazakhstan JSCHALYY 69 Net Margin % is 56.94% as of Mar. 2026, which is 5% below its 10-year median of 59.95. GuruFocus rates HALYY with a GF Score™ of 69/100. The stock has 7 warning signs investors should review. Among 1,527 Banks companies, Halyk Bank of Kazakhstan JSC ranks better than 97.18% on this metric.
The historical rank and industry rank for Halyk Bank of Kazakhstan JSC's Net Margin % or its related term are showing as below:
HALYY'
s Net Margin % Range Over the Past 10 Years
Min: 47.23 Med: 59.95 Max: 66.73
Current: 58.26
HALYY's Net Margin % is ranked better than 97.18% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs HALYY: 58.26
Halyk Bank of Kazakhstan JSC (OTCPK:HALYY) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Halyk Bank of Kazakhstan JSC Net Margin % Related Terms
Halyk Bank of Kazakhstan JSC Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Halyk Bank of Kazakhstan JSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Halyk Bank of Kazakhstan JSC Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Halyk Bank of Kazakhstan JSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where Halyk Bank of Kazakhstan JSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Halyk Bank of Kazakhstan JSC (HALYY) has a Net Margin % of 56.94% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. This is near median its historical median of 59.95. Over the past decade, Halyk Bank of Kazakhstan JSC's Net Margin % has ranged from 47.23 to 66.73. According to the industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #43 out of 1527 companies in the Banks industry, placing it in the top 2.8%.
Is Halyk Bank of Kazakhstan JSC's Net Margin % too high?
Halyk Bank of Kazakhstan JSC's current Net Margin % of 56.94% is near median its 10-year median of 59.95. Over the past 10 years, this metric has ranged from a low of 47.23 to a high of 66.73. The Banks industry median Net Margin % is 26.95. Halyk Bank of Kazakhstan JSC's value of 56.94% is 111.3% above this industry median. Based on the distribution chart, Halyk Bank of Kazakhstan JSC ranks #43 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Halyk Bank of Kazakhstan JSC has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Halyk Bank of Kazakhstan JSC's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Halyk Bank of Kazakhstan JSC ranks #43 out of 1527 companies for Net Margin %. This places Halyk Bank of Kazakhstan JSC in the top 3% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Halyk Bank of Kazakhstan JSC's value of 56.94% is 111.3% above this benchmark. Historically, Halyk Bank of Kazakhstan JSC's own Net Margin % has ranged from 47.23 to 66.73 over the past decade. While the company's 10-year median is 59.95 vs. the industry median of 26.95, Halyk Bank of Kazakhstan JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Halyk Bank of Kazakhstan JSC's current Net Margin % of 56.94% is 111.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Halyk Bank of Kazakhstan JSC and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Halyk Bank of Kazakhstan JSC's current Net Margin % is 56.94%, which is near median its own 10-year median of 59.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Halyk Bank of Kazakhstan JSC stock overvalued right now?
Halyk Bank of Kazakhstan JSC (HALYY) has a current Net Margin % of 56.94%. The current Net Margin % is 56.94%, which is near median its 10-year median of 59.95 and 111.3% above the Banks industry median of 26.95. Halyk Bank of Kazakhstan JSC's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Halyk Bank of Kazakhstan JSC (HALYY), the current Net Margin % is 56.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Halyk Bank of Kazakhstan JSC is engaged in retail, corporate, and SME banking services. It also provides insurance, cash collection, asset management, brokerage, telecommunication, and leasing services. The group has four main business segments: Corporate Banking, SME Banking, Retail Banking, and Investment Banking. The majority of revenue derives from the corporate banking segment, which includes banking services to corporate clients and financial institutions, including current accounts and correspondent accounts, deposits, custody, overdrafts, loans and other credit facilities, documentary operations, including guarantees and letters of credit, trade finance products, as well as cash services and foreign exchange transactions.
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