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Turkiye Halk Bankasi AS (IST:HALKB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Turkiye Halk Bankasi AS Equity-to-Asset Related Terms
Turkiye Halk Bankasi AS Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Halk Bankasi AS Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Turkiye Halk Bankasi AS's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Halk Bankasi AS Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Halk Bankasi AS's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Turkiye Halk Bankasi AS's Equity-to-Asset falls into.
Turkiye Halk Bankasi AS Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Turkiye Halk Bankasi AS's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Halk Bankasi AS (IST:HALKB) has a Equity-to-Asset of 0.05 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Turkiye Halk Bankasi AS and its competitors. This is 17% below median its historical median of 0.06. Over the past decade, Turkiye Halk Bankasi AS's Equity-to-Asset has ranged from 0.05 to 0.10. According to the industry distribution chart, Turkiye Halk Bankasi AS ranks #1385 out of 1517 companies in the Banks industry, placing it in the top 91.3%.
Is Turkiye Halk Bankasi AS's Equity-to-Asset too high?
Turkiye Halk Bankasi AS's current Equity-to-Asset of 0.05 is 17% below median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.10. The Banks industry median Equity-to-Asset is 0.10. Turkiye Halk Bankasi AS's value of 0.05 is 50% below this industry median. Based on the distribution chart, Turkiye Halk Bankasi AS ranks #1385 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Turkiye Halk Bankasi AS has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Halk Bankasi AS's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Turkiye Halk Bankasi AS ranks #1385 out of 1517 companies for Equity-to-Asset. This places Turkiye Halk Bankasi AS in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Turkiye Halk Bankasi AS's value of 0.05 is 50% below this benchmark. Historically, Turkiye Halk Bankasi AS's own Equity-to-Asset has ranged from 0.05 to 0.10 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.10, Turkiye Halk Bankasi AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Halk Bankasi AS's current Equity-to-Asset of 0.05 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Turkiye Halk Bankasi AS and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Halk Bankasi AS's current Equity-to-Asset is 0.05, which is 17% below median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Halk Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Halk Bankasi AS (IST:HALKB) is currently considered Fairly Valued. The stock's GF Value™ is ₺50.97, compared to a current price of ₺47.24 — trading 7.3% below its estimated fair value. The current Equity-to-Asset is 0.05, which is 17% below median its 10-year median of 0.06 and 50% below the Banks industry median of 0.10. Turkiye Halk Bankasi AS's overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Turkiye Halk Bankasi AS (IST:HALKB), the current Equity-to-Asset is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Turkiye Halk Bankasi AS (IST:HALKB) Overvalued in 2026?
Based on GuruFocus' analysis, Turkiye Halk Bankasi AS stock appears to be undervalued.
The current stock price of ₺47.24 is trading 7.3% below its estimated GF Value™ of ₺50.97.
GuruFocus considers Turkiye Halk Bankasi AS to be Fairly Valued.
Key valuation signals for IST:HALKB:
Equity-to-Asset: 0.05 (17% below median its 10-year median of 0.06)
GF Value™: ₺50.97 vs. price of ₺47.24 (7.3% below fair value)
Industry Position: 50% below the Banks median (#1385 of 1517)
No single metric tells the full story. See the IST:HALKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Turkiye Halk Bankasi AS is a bank operating in Turkey. The bank's controlling shareholder is the Privatization Administration of Turkey, a government agency. Halkbank's strategic focus since its founding is customer service and small to midsize enterprise banking, with a significant portion of its total loan portfolio dedicated to this segment. Halkbank specifically offers loans and products tailored for SMEs. Net interest income constitutes a majority of the bank's net revenue, of which its SME segment is the majority contributor. A significant portion of its nonperforming loans come from the manufacturing industry.
42GF Score
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