Turkiye Halk Bankasi AS (IST:HALKB) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 27, 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:HALKB Turkiye Halk Bankasi AS IST:HALKB
45 GF Score
Price ₺35.98
GF Value ₺50.48
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Turkiye Halk Bankasi AS 5-Year Yield-on-Cost %?

Turkiye Halk Bankasi AS IST:HALKB -1.26% 45 5-Year Yield-on-Cost % is 0.00 as of Jul. 27, 2026. GuruFocus rates IST:HALKB with a GF Score™ of 45/100 and a GF Value™ of ₺50.48 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,252 Banks companies, Turkiye Halk Bankasi AS ranks worse than 79872.12% on this metric.

Turkiye Halk Bankasi AS's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for Turkiye Halk Bankasi AS's 5-Year Yield-on-Cost % or its related term are showing as below:


During the past 13 years, Turkiye Halk Bankasi AS's highest Yield on Cost was 8.96. The lowest was 1.55. And the median was 5.24.


IST:HALKB's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.875
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Turkiye Halk Bankasi AS  (IST:HALKB) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Turkiye Halk Bankasi AS 5-Year Yield-on-Cost % Related Terms


Turkiye Halk Bankasi AS 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Turkiye Halk Bankasi AS's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Turkiye Halk Bankasi AS 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Turkiye Halk Bankasi AS's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Turkiye Halk Bankasi AS's 5-Year Yield-on-Cost % falls into.


IST:HALKB
45GF Score
Turkiye Halk Bankasi AS IST:HALKB
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Turkiye Halk Bankasi AS 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Turkiye Halk Bankasi AS is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Turkiye Halk Bankasi AS (IST:HALKB) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Turkiye Halk Bankasi AS and its competitors. Over the past decade, Turkiye Halk Bankasi AS's 5-Year Yield-on-Cost % has ranged from 1.55 to 8.96. According to the industry distribution chart, Turkiye Halk Bankasi AS ranks #999999 out of 1252 companies in the Banks industry.
Is Turkiye Halk Bankasi AS's 5-Year Yield-on-Cost % too high?
Turkiye Halk Bankasi AS's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 1.55 to a high of 8.96. Based on the distribution chart, Turkiye Halk Bankasi AS ranks #999999 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Turkiye Halk Bankasi AS has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Halk Bankasi AS's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Turkiye Halk Bankasi AS ranks #999999 out of 1252 companies for 5-Year Yield-on-Cost %. This places Turkiye Halk Bankasi AS in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Historically, Turkiye Halk Bankasi AS's own 5-Year Yield-on-Cost % has ranged from 1.55 to 8.96 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Turkiye Halk Bankasi AS and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Halk Bankasi AS's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Halk Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Halk Bankasi AS (IST:HALKB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺50.48, compared to a current price of ₺35.98 — trading 28.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Turkiye Halk Bankasi AS's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Turkiye Halk Bankasi AS (IST:HALKB), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turkiye Halk Bankasi AS (IST:HALKB) Overvalued in 2026?

Based on GuruFocus' analysis, Turkiye Halk Bankasi AS stock appears to be undervalued. The current stock price of ₺35.98 is trading 28.7% below its estimated GF Value™ of ₺50.48. GuruFocus considers Turkiye Halk Bankasi AS to be Modestly Undervalued.

Key valuation signals for IST:HALKB:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: ₺50.48 vs. price of ₺35.98 (28.7% below fair value)
  • GF Score™: 45/100 with 3 warning signs

No single metric tells the full story. See the IST:HALKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Turkiye Halk Bankasi AS Business Description

Address Finance Street No:42/1, Finanskent District, Umraniye, Istanbul, TUR, 34746
Turkiye Halk Bankasi AS is a bank operating in Turkey. The bank's controlling shareholder is the Privatization Administration of Turkey, a government agency. Halkbank's strategic focus since its founding is customer service and small to midsize enterprise banking, with a significant portion of its total loan portfolio dedicated to this segment. Halkbank specifically offers loans and products tailored for SMEs. Net interest income constitutes a majority of the bank's net revenue, of which its SME segment is the majority contributor. A significant portion of its nonperforming loans come from the manufacturing industry.
45GF Score

Get the complete analysis for IST:HALKB

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺35.98
Price
₺50.48
GF Value