Turkiye Halk Bankasi AS has the GF Score of 46, which implies that the company
might have
Worst future performance potential, or not enough data.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Turkiye Halk Bankasi AS
might have
Worst future performance potential, or not enough data.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Turkiye Halk Bankasi AS (IST:HALKB) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Turkiye Halk Bankasi AS GF Score Related Terms
Turkiye Halk Bankasi AS GF Score Competitor Comparison
For the Banks - Regional subindustry, Turkiye Halk Bankasi AS's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Halk Bankasi AS GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Halk Bankasi AS's GF Score distribution charts can be found below:
* The bar in red indicates where Turkiye Halk Bankasi AS's GF Score falls into.
Turkiye Halk Bankasi AS (IST:HALKB) has a GF Score of 46 as of Jul. 08, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Turkiye Halk Bankasi AS and its competitors. This is 21% below median its historical median of 58.00. Over the past decade, Turkiye Halk Bankasi AS's GF Score has ranged from 23.00 to 84.00.
Is Turkiye Halk Bankasi AS's GF Score too high?
Turkiye Halk Bankasi AS's current GF Score of 46 is 21% below median its 10-year median of 58.00. Over the past 10 years, this metric has ranged from a low of 23.00 to a high of 84.00. Overall, Turkiye Halk Bankasi AS has a GF Score™ of 46/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Halk Bankasi AS's GF Score compare to competitors?
Turkiye Halk Bankasi AS's GF Score of 46 can be compared against companies in the Banks industry. Historically, Turkiye Halk Bankasi AS's own GF Score has ranged from 23.00 to 84.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Turkiye Halk Bankasi AS and its competitors. Turkiye Halk Bankasi AS's current GF Score is 46, which is 21% below median its own 10-year median of 58.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Halk Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Halk Bankasi AS (IST:HALKB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺49.64, compared to a current price of ₺43.44 — trading 12.5% below its estimated fair value. The current GF Score is 46, which is 21% below median its 10-year median of 58.00. Turkiye Halk Bankasi AS's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Turkiye Halk Bankasi AS (IST:HALKB), the current GF Score is 46 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Turkiye Halk Bankasi AS (IST:HALKB) Overvalued in 2026?
Based on GuruFocus' analysis, Turkiye Halk Bankasi AS stock appears to be undervalued.
The current stock price of ₺43.44 is trading 12.5% below its estimated GF Value™ of ₺49.64.
GuruFocus considers Turkiye Halk Bankasi AS to be Modestly Undervalued.
Key valuation signals for IST:HALKB:
GF Score: 46 (21% below median its 10-year median of 58.00)
GF Value™: ₺49.64 vs. price of ₺43.44 (12.5% below fair value)
No single metric tells the full story. See the IST:HALKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Turkiye Halk Bankasi AS is a bank operating in Turkey. The bank's controlling shareholder is the Privatization Administration of Turkey, a government agency. Halkbank's strategic focus since its founding is customer service and small to midsize enterprise banking, with a significant portion of its total loan portfolio dedicated to this segment. Halkbank specifically offers loans and products tailored for SMEs. Net interest income constitutes a majority of the bank's net revenue, of which its SME segment is the majority contributor. A significant portion of its nonperforming loans come from the manufacturing industry.
46GF Score
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