* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Halk Bankasi AS FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Turkiye Halk Bankasi AS's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Halk Bankasi AS FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Halk Bankasi AS's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Turkiye Halk Bankasi AS's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Halk Bankasi AS (IST:HALKB) has a FCF Margin % of -98.19% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Turkiye Halk Bankasi AS and its competitors. Over the past decade, Turkiye Halk Bankasi AS's FCF Margin % has ranged from 20.50 to 387.87. According to the industry distribution chart, Turkiye Halk Bankasi AS ranks #265 out of 1505 companies in the Banks industry, placing it in the top 17.6%.
Is Turkiye Halk Bankasi AS's FCF Margin % too high?
Turkiye Halk Bankasi AS's current FCF Margin % is -98.19%. Over the past 10 years, this metric has ranged from a low of 20.50 to a high of 387.87. Based on the distribution chart, Turkiye Halk Bankasi AS ranks #265 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Turkiye Halk Bankasi AS has a GF Score™ of 46/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Halk Bankasi AS's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Turkiye Halk Bankasi AS ranks #265 out of 1505 companies for FCF Margin %. This places Turkiye Halk Bankasi AS in the top 18% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Historically, Turkiye Halk Bankasi AS's own FCF Margin % has ranged from 20.50 to 387.87 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Turkiye Halk Bankasi AS and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Halk Bankasi AS's current FCF Margin % is -98.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Halk Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Halk Bankasi AS (IST:HALKB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺49.11, compared to a current price of ₺43.10 — trading 12.2% below its estimated fair value. The current FCF Margin % is -98.19%. Turkiye Halk Bankasi AS's overall GF Score™ is 46/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Turkiye Halk Bankasi AS (IST:HALKB), the current FCF Margin % is -98.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Turkiye Halk Bankasi AS (IST:HALKB) Overvalued in 2026?
Based on GuruFocus' analysis, Turkiye Halk Bankasi AS stock appears to be undervalued.
The current stock price of ₺43.10 is trading 12.2% below its estimated GF Value™ of ₺49.11.
GuruFocus considers Turkiye Halk Bankasi AS to be Modestly Undervalued.
Key valuation signals for IST:HALKB:
FCF Margin %: -98.19%
GF Value™: ₺49.11 vs. price of ₺43.10 (12.2% below fair value)
No single metric tells the full story. See the IST:HALKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Turkiye Halk Bankasi AS is a bank operating in Turkey. The bank's controlling shareholder is the Privatization Administration of Turkey, a government agency. Halkbank's strategic focus since its founding is customer service and small to midsize enterprise banking, with a significant portion of its total loan portfolio dedicated to this segment. Halkbank specifically offers loans and products tailored for SMEs. Net interest income constitutes a majority of the bank's net revenue, of which its SME segment is the majority contributor. A significant portion of its nonperforming loans come from the manufacturing industry.
46GF Score
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