Turkiye Halk Bankasi ASIST:HALKB -4.25%46 PEG Ratio is 1.05 as of Jul. 05, 2026, which is 12% above its 10-year median of 0.94. GuruFocus rates IST:HALKB with a GF Score™ of 46/100 and a GF Value™ of ₺49.47 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,231 Banks companies, Turkiye Halk Bankasi AS ranks better than 65.8% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Turkiye Halk Bankasi AS's PEG Ratio or its related term are showing as below:
IST:HALKB'
s PEG Ratio Range Over the Past 10 Years
Min: 0.33 Med: 0.94 Max: 12.27
Current: 1.05
During the past 13 years, Turkiye Halk Bankasi AS's highest PEG Ratio was 12.27. The lowest was 0.33. And the median was 0.94.
IST:HALKB's PEG Ratio is ranked better than 65.8% of 1231
companies
in the Banks industry
Industry Median: 1.54
vs IST:HALKB: 1.05
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Turkiye Halk Bankasi AS (IST:HALKB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Halk Bankasi AS PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, Turkiye Halk Bankasi AS's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Halk Bankasi AS PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Halk Bankasi AS's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Turkiye Halk Bankasi AS's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Turkiye Halk Bankasi AS (IST:HALKB) has a PEG Ratio of 1.05 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Turkiye Halk Bankasi AS and its competitors. This is 12% above median its historical median of 0.94. Over the past decade, Turkiye Halk Bankasi AS's PEG Ratio has ranged from 0.33 to 12.27. According to the industry distribution chart, Turkiye Halk Bankasi AS ranks #421 out of 1231 companies in the Banks industry, placing it in the top 34.2%.
Is Turkiye Halk Bankasi AS's PEG Ratio too high?
Turkiye Halk Bankasi AS's current PEG Ratio of 1.05 is 12% above median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 12.27. The Banks industry median PEG Ratio is 1.54. Turkiye Halk Bankasi AS's value of 1.05 is 31.8% below this industry median. Based on the distribution chart, Turkiye Halk Bankasi AS ranks #421 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Turkiye Halk Bankasi AS has a GF Score™ of 46/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Halk Bankasi AS's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Turkiye Halk Bankasi AS ranks #421 out of 1231 companies for PEG Ratio. This puts Turkiye Halk Bankasi AS in the upper half of its industry. The industry median PEG Ratio is 1.54. Turkiye Halk Bankasi AS's value of 1.05 is 31.8% below this benchmark. Historically, Turkiye Halk Bankasi AS's own PEG Ratio has ranged from 0.33 to 12.27 over the past decade. While the company's 10-year median is 0.94 vs. the industry median of 1.54, Turkiye Halk Bankasi AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Halk Bankasi AS's current PEG Ratio of 1.05 is 31.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Turkiye Halk Bankasi AS and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Halk Bankasi AS's current PEG Ratio is 1.05, which is 12% above median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Halk Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Halk Bankasi AS (IST:HALKB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺49.47, compared to a current price of ₺43.76 — trading 11.5% below its estimated fair value. The current PEG Ratio is 1.05, which is 12% above median its 10-year median of 0.94 and 31.8% below the Banks industry median of 1.54. Turkiye Halk Bankasi AS's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Turkiye Halk Bankasi AS (IST:HALKB), the current PEG Ratio is 1.05 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Turkiye Halk Bankasi AS (IST:HALKB) Overvalued in 2026?
Based on GuruFocus' analysis, Turkiye Halk Bankasi AS stock appears to be undervalued.
The current stock price of ₺43.76 is trading 11.5% below its estimated GF Value™ of ₺49.47.
GuruFocus considers Turkiye Halk Bankasi AS to be Modestly Undervalued.
Key valuation signals for IST:HALKB:
PEG Ratio: 1.05 (12% above median its 10-year median of 0.94)
GF Value™: ₺49.47 vs. price of ₺43.76 (11.5% below fair value)
Industry Position: 31.8% below the Banks median (#421 of 1231)
No single metric tells the full story. See the IST:HALKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Turkiye Halk Bankasi AS is a bank operating in Turkey. The bank's controlling shareholder is the Privatization Administration of Turkey, a government agency. Halkbank's strategic focus since its founding is customer service and small to midsize enterprise banking, with a significant portion of its total loan portfolio dedicated to this segment. Halkbank specifically offers loans and products tailored for SMEs. Net interest income constitutes a majority of the bank's net revenue, of which its SME segment is the majority contributor. A significant portion of its nonperforming loans come from the manufacturing industry.
46GF Score
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