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ISA HoldingsJSE:ISA +5.00%91 Equity-to-Asset is 0.69 as of Feb. 2026, which is 7% below its 10-year median of 0.74. GuruFocus rates JSE:ISA with a GF Score™ of 91/100 and a GF Value™ of R2.30 (Fairly Valued). The stock has 3 warning signs investors should review. Among 2,890 Software companies, ISA Holdings ranks better than 70.07% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. ISA Holdings's Total Stockholders Equity for the quarter that ended in Feb. 2026 was R59.5 Mil. ISA Holdings's Total Assets for the quarter that ended in Feb. 2026 was R86.5 Mil.
Therefore, ISA Holdings's Equity to Asset Ratio for the quarter that ended in Feb. 2026 was 0.69.
The historical rank and industry rank for ISA Holdings's Equity-to-Asset or its related term are showing as below:
JSE:ISA'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.69 Med: 0.74 Max: 0.84
Current: 0.69
During the past 13 years, the highest Equity to Asset Ratio of ISA Holdings was 0.84. The lowest was 0.69. And the median was 0.74.
JSE:ISA's Equity-to-Asset is ranked better than 70.07% of 2890
companies
in the Software industry
Industry Median: 0.55
vs JSE:ISA: 0.69
ISA Holdings (JSE:ISA) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
ISA Holdings Equity-to-Asset Related Terms
ISA Holdings Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for ISA Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:ISA vs MSFT, PLTR, ORCL: Equity-to-Asset Comparison
For the Software - Infrastructure subindustry, ISA Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ISA Holdings Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, ISA Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where ISA Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
ISA Holdings's Equity to Asset Ratio for the fiscal year that ended in Feb. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISA Holdings (JSE:ISA) has a Equity-to-Asset of 0.69 as of Feb. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ISA Holdings and its competitors. This is near median its historical median of 0.74. Over the past decade, ISA Holdings' Equity-to-Asset has ranged from 0.69 to 0.84. According to the industry distribution chart, ISA Holdings ranks #865 out of 2890 companies in the Software industry, placing it in the top 29.9%.
Is ISA Holdings' Equity-to-Asset too high?
ISA Holdings' current Equity-to-Asset of 0.69 is near median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 0.84. The Software industry median Equity-to-Asset is 0.55. ISA Holdings' value of 0.69 is 25.5% above this industry median. Based on the distribution chart, ISA Holdings ranks #865 out of 2890 companies in the Software industry, which is above the industry midpoint. Overall, ISA Holdings has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ISA Holdings' Equity-to-Asset compare to MSFT and PLTR?
According to the Software industry distribution chart, ISA Holdings ranks #865 out of 2890 companies for Equity-to-Asset. This puts ISA Holdings in the upper half of its industry. The industry median Equity-to-Asset is 0.55. ISA Holdings' value of 0.69 is 25.5% above this benchmark. Historically, ISA Holdings' own Equity-to-Asset has ranged from 0.69 to 0.84 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 0.55, ISA Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.55, based on 2,890 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ISA Holdings's current Equity-to-Asset of 0.69 is 25.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ISA Holdings and its competitors. For the Software industry, the median Equity-to-Asset is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ISA Holdings's current Equity-to-Asset is 0.69, which is near median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ISA Holdings stock overvalued right now?
Based on GuruFocus' analysis, ISA Holdings (JSE:ISA) is currently considered Fairly Valued. The stock's GF Value™ is R2.30, compared to a current price of R2.31 — trading 0.4% above its estimated fair value. The current Equity-to-Asset is 0.69, which is near median its 10-year median of 0.74 and 25.5% above the Software industry median of 0.55. ISA Holdings' overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For ISA Holdings (JSE:ISA), the current Equity-to-Asset is 0.69 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ISA Holdings (JSE:ISA) Overvalued in 2026?
Based on GuruFocus' analysis, ISA Holdings stock appears to be overvalued.
The current stock price of R2.31 is trading 0.4% above its estimated GF Value™ of R2.30.
GuruFocus considers ISA Holdings to be Fairly Valued.
Key valuation signals for JSE:ISA:
Equity-to-Asset: 0.69 (near median its 10-year median of 0.74)
GF Value™: R2.30 vs. price of R2.31 (0.4% above fair value)
Industry Position: 25.5% above the Software median (#865 of 2890)
No single metric tells the full story. See the JSE:ISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ISA Holdings Ltd is an investment holding company. The company, through its subsidiary, provides network, Internet, and information security solutions to the sub-Saharan African market. Its business is to discover, design, deliver, deploy, and manage its bespoke Information and Communication Technology (ICT) security infrastructure. Its technology offerings include firewalls, anti-virus, authentication, remote access, content security, intrusion protection, virtual private networking, vulnerability assessment, messaging and data protection, and identity and access management. The company generates a majority of its revenue from its business in South Africa.
91GF Score
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