ISA HoldingsJSE:ISA +4.48%88 Interest Coverage is 5,863.00 as of Feb. 2026, which is 41% below its 10-year median of 10,000.00. GuruFocus rates JSE:ISA with a GF Score™ of 88/100 and a GF Value™ of R2.23 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,706 Software companies, ISA Holdings ranks better than 99% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. ISA Holdings's
Operating Income
for the
six
months ended in Feb. 2026 was R17.6 Mil. ISA Holdings's Interest Expense for the
six
months ended in Feb. 2026 was R-0.0 Mil.
ISA Holdings's interest coverage for the quarter that ended in Feb. 2026 was 5,863.00.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
ISA Holdings Ltd has no debt.
The historical rank and industry rank for ISA Holdings's Interest Coverage or its related term are showing as below:
JSE:ISA'
s Interest Coverage Range Over the Past 10 Years
Min: 43.65 Med: No Debt Max: 10300.67
Current: 10300.67
JSE:ISA's Interest Coverage is ranked better than 99% of 1706
companies
in the Software industry
Industry Median: 24.75
vs JSE:ISA: 10300.67
ISA Holdings (JSE:ISA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
ISA Holdings Interest Coverage Related Terms
ISA Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for ISA Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
JSE:ISA vs MSFT, ORCL, PLTR: Interest Coverage Comparison
For the Software - Infrastructure subindustry, ISA Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ISA Holdings Interest Coverage vs Software Industry
For the Software industry and Technology sector, ISA Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where ISA Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISA Holdings (JSE:ISA) has a Interest Coverage of 5,863.00 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ISA Holdings and its competitors. This is 41% below median its historical median of 10,000.00. Over the past decade, ISA Holdings' Interest Coverage has ranged from 43.65 to 10,300.67. According to the industry distribution chart, ISA Holdings ranks #17 out of 1706 companies in the Software industry, placing it in the top 1%.
Is ISA Holdings' Interest Coverage too high?
ISA Holdings' current Interest Coverage of 5,863.00 is 41% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 43.65 to a high of 10,300.67. The Software industry median Interest Coverage is 24.75. ISA Holdings' value of 5,863.00 is 23588.9% above this industry median. Based on the distribution chart, ISA Holdings ranks #17 out of 1706 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, ISA Holdings has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ISA Holdings' Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, ISA Holdings ranks #17 out of 1706 companies for Interest Coverage. This places ISA Holdings in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 24.75. ISA Holdings' value of 5,863.00 is 23588.9% above this benchmark. Historically, ISA Holdings' own Interest Coverage has ranged from 43.65 to 10,300.67 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 24.75, ISA Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ISA Holdings's current Interest Coverage of 5,863.00 is 23588.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ISA Holdings and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ISA Holdings's current Interest Coverage is 5,863.00, which is 41% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ISA Holdings stock overvalued right now?
Based on GuruFocus' analysis, ISA Holdings (JSE:ISA) is currently considered Fairly Valued. The stock's GF Value™ is R2.23, compared to a current price of R2.10 — trading 5.8% below its estimated fair value. The current Interest Coverage is 5,863.00, which is 41% below median its 10-year median of 10,000.00 and 23588.9% above the Software industry median of 24.75. ISA Holdings' overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ISA Holdings (JSE:ISA), the current Interest Coverage is 5,863.00 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ISA Holdings (JSE:ISA) Overvalued in 2026?
Based on GuruFocus' analysis, ISA Holdings stock appears to be undervalued.
The current stock price of R2.10 is trading 5.8% below its estimated GF Value™ of R2.23.
GuruFocus considers ISA Holdings to be Fairly Valued.
Key valuation signals for JSE:ISA:
Interest Coverage: 5,863.00 (41% below median its 10-year median of 10,000.00)
GF Value™: R2.23 vs. price of R2.10 (5.8% below fair value)
Industry Position: 23588.9% above the Software median (#17 of 1706)
No single metric tells the full story. See the JSE:ISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ISA Holdings Ltd is an investment holding company. The company, through its subsidiary, provides network, Internet, and information security solutions to the sub-Saharan African market. Its business is to discover, design, deliver, deploy, and manage its bespoke Information and Communication Technology (ICT) security infrastructure. Its technology offerings include firewalls, anti-virus, authentication, remote access, content security, intrusion protection, virtual private networking, vulnerability assessment, messaging and data protection, and identity and access management. The company generates a majority of its revenue from its business in South Africa.
88GF Score
Get the complete analysis for JSE:ISA
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
JSE:ISA has been successfully added to your 
