ISA HoldingsJSE:ISA +4.48%88 Current Ratio is 2.55 as of Feb. 2026, which is 8% below its 10-year median of 2.77. GuruFocus rates JSE:ISA with a GF Score™ of 88/100 and a GF Value™ of R2.23 (Fairly Valued). The stock has 3 warning signs investors should review. Among 2,865 Software companies, ISA Holdings ranks better than 66.67% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. ISA Holdings's current ratio for the quarter that ended in Feb. 2026 was 2.55.
ISA Holdings has a current ratio of 2.55. It generally indicates good short-term financial strength.
The historical rank and industry rank for ISA Holdings's Current Ratio or its related term are showing as below:
JSE:ISA'
s Current Ratio Range Over the Past 10 Years
Min: 1.99 Med: 2.77 Max: 4.93
Current: 2.55
During the past 13 years, ISA Holdings's highest Current Ratio was 4.93. The lowest was 1.99. And the median was 2.77.
JSE:ISA's Current Ratio is ranked better than 66.67% of 2865
companies
in the Software industry
Industry Median: 1.81
vs JSE:ISA: 2.55
ISA Holdings (JSE:ISA) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
ISA Holdings Current Ratio Related Terms
ISA Holdings Current Ratio Historical Data
* Premium members only.
The historical data trend for ISA Holdings's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:ISA vs MSFT, ORCL, PLTR: Current Ratio Comparison
For the Software - Infrastructure subindustry, ISA Holdings's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ISA Holdings Current Ratio vs Software Industry
For the Software industry and Technology sector, ISA Holdings's Current Ratio distribution charts can be found below:
* The bar in red indicates where ISA Holdings's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISA Holdings (JSE:ISA) has a Current Ratio of 2.55 as of Feb. 2026. This is near median its historical median of 2.77. Over the past decade, ISA Holdings' Current Ratio has ranged from 1.99 to 4.93. According to the industry distribution chart, ISA Holdings ranks #955 out of 2865 companies in the Software industry, placing it in the top 33.3%.
Is ISA Holdings' Current Ratio too high?
ISA Holdings' current Current Ratio of 2.55 is near median its 10-year median of 2.77. Over the past 10 years, this metric has ranged from a low of 1.99 to a high of 4.93. The Software industry median Current Ratio is 1.81. ISA Holdings' value of 2.55 is 40.9% above this industry median. Based on the distribution chart, ISA Holdings ranks #955 out of 2865 companies in the Software industry, which is above the industry midpoint. Overall, ISA Holdings has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ISA Holdings' Current Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, ISA Holdings ranks #955 out of 2865 companies for Current Ratio. This puts ISA Holdings in the upper half of its industry. The industry median Current Ratio is 1.81. ISA Holdings' value of 2.55 is 40.9% above this benchmark. Historically, ISA Holdings' own Current Ratio has ranged from 1.99 to 4.93 over the past decade. While the company's 10-year median is 2.77 vs. the industry median of 1.81, ISA Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.81, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ISA Holdings's current Current Ratio of 2.55 is 40.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ISA Holdings's current Current Ratio is 2.55, which is near median its own 10-year median of 2.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ISA Holdings stock overvalued right now?
Based on GuruFocus' analysis, ISA Holdings (JSE:ISA) is currently considered Fairly Valued. The stock's GF Value™ is R2.23, compared to a current price of R2.10 — trading 5.8% below its estimated fair value. The current Current Ratio is 2.55, which is near median its 10-year median of 2.77 and 40.9% above the Software industry median of 1.81. ISA Holdings' overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For ISA Holdings (JSE:ISA), the current Current Ratio is 2.55 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ISA Holdings (JSE:ISA) Overvalued in 2026?
Based on GuruFocus' analysis, ISA Holdings stock appears to be undervalued.
The current stock price of R2.10 is trading 5.8% below its estimated GF Value™ of R2.23.
GuruFocus considers ISA Holdings to be Fairly Valued.
Key valuation signals for JSE:ISA:
Current Ratio: 2.55 (near median its 10-year median of 2.77)
GF Value™: R2.23 vs. price of R2.10 (5.8% below fair value)
Industry Position: 40.9% above the Software median (#955 of 2865)
No single metric tells the full story. See the JSE:ISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ISA Holdings Ltd is an investment holding company. The company, through its subsidiary, provides network, Internet, and information security solutions to the sub-Saharan African market. Its business is to discover, design, deliver, deploy, and manage its bespoke Information and Communication Technology (ICT) security infrastructure. Its technology offerings include firewalls, anti-virus, authentication, remote access, content security, intrusion protection, virtual private networking, vulnerability assessment, messaging and data protection, and identity and access management. The company generates a majority of its revenue from its business in South Africa.
88GF Score
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