ISA HoldingsJSE:ISA 86 5-Year RORE % is 139.29 as of Feb. 2026. GuruFocus rates JSE:ISA with a GF Score™ of 86/100 and a GF Value™ of R2.25 (Fairly Valued). The stock has 3 warning signs investors should review. Among 2,213 Software companies, ISA Holdings ranks better than 94.89% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
ISA Holdings's 5-Year RORE % for the quarter that ended in Feb. 2026 was 139.29%.
The industry rank for ISA Holdings's 5-Year RORE % or its related term are showing as below:
JSE:ISA's 5-Year RORE % is ranked better than 94.89% of 2213
companies
in the Software industry
Industry Median: 2.52
vs JSE:ISA: 139.29
ISA Holdings (JSE:ISA) 5-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
ISA Holdings 5-Year RORE % Related Terms
ISA Holdings 5-Year RORE % Historical Data
* Premium members only.
The historical data trend for ISA Holdings's 5-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:ISA vs MSFT, ORCL, PLTR: 5-Year RORE % Comparison
For the Software - Infrastructure subindustry, ISA Holdings's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ISA Holdings 5-Year RORE % vs Software Industry
For the Software industry and Technology sector, ISA Holdings's 5-Year RORE % distribution charts can be found below:
* The bar in red indicates where ISA Holdings's 5-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Feb. 2026 and 5-year before.
ISA Holdings (JSE:ISA) has a 5-Year RORE % of 139.29 as of Feb. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on ISA Holdings and its competitors. According to the industry distribution chart, ISA Holdings ranks #113 out of 2213 companies in the Software industry, placing it in the top 5.1%.
Is ISA Holdings' 5-Year RORE % too high?
ISA Holdings' current 5-Year RORE % is 139.29. The Software industry median 5-Year RORE % is 2.52. ISA Holdings' value of 139.29 is 5427.4% above this industry median. Based on the distribution chart, ISA Holdings ranks #113 out of 2213 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, ISA Holdings has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ISA Holdings' 5-Year RORE % compare to MSFT and ORCL?
According to the Software industry distribution chart, ISA Holdings ranks #113 out of 2213 companies for 5-Year RORE %. This places ISA Holdings in the top 5% of its industry — outperforming the majority of peers. The industry median 5-Year RORE % is 2.52. ISA Holdings' value of 139.29 is 5427.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Software company?
The median 5-Year RORE % among Software companies is 2.52, based on 2,213 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ISA Holdings's current 5-Year RORE % of 139.29 is 5427.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on ISA Holdings and its competitors. For the Software industry, the median 5-Year RORE % is 2.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ISA Holdings's current 5-Year RORE % is 139.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ISA Holdings stock overvalued right now?
Based on GuruFocus' analysis, ISA Holdings (JSE:ISA) is currently considered Fairly Valued. The stock's GF Value™ is R2.25, compared to a current price of R2.20 — trading 2.2% below its estimated fair value. The current 5-Year RORE % is 139.29 and 5427.4% above the Software industry median of 2.52. ISA Holdings' overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For ISA Holdings (JSE:ISA), the current 5-Year RORE % is 139.29 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ISA Holdings (JSE:ISA) Overvalued in 2026?
Based on GuruFocus' analysis, ISA Holdings stock appears to be undervalued.
The current stock price of R2.20 is trading 2.2% below its estimated GF Value™ of R2.25.
GuruFocus considers ISA Holdings to be Fairly Valued.
Key valuation signals for JSE:ISA:
5-Year RORE %: 139.29
GF Value™: R2.25 vs. price of R2.20 (2.2% below fair value)
Industry Position: 5427.4% above the Software median (#113 of 2213)
No single metric tells the full story. See the JSE:ISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ISA Holdings Ltd is an investment holding company. The company, through its subsidiary, provides network, Internet, and information security solutions to the sub-Saharan African market. Its business is to discover, design, deliver, deploy, and manage its bespoke Information and Communication Technology (ICT) security infrastructure. Its technology offerings include firewalls, anti-virus, authentication, remote access, content security, intrusion protection, virtual private networking, vulnerability assessment, messaging and data protection, and identity and access management. The company generates a majority of its revenue from its business in South Africa.
86GF Score
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