ISA HoldingsJSE:ISA 86 3-Year ROIIC % is 45.82 as of Feb. 2026, which is 32% above its 10-year median of 34.64. GuruFocus rates JSE:ISA with a GF Score™ of 86/100 and a GF Value™ of R2.25 (Fairly Valued). The stock has 3 warning signs investors should review. Among 2,625 Software companies, ISA Holdings ranks better than 80.19% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
ISA Holdings's 3-Year ROIIC % for the quarter that ended in Feb. 2026 was 45.82%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for ISA Holdings's 3-Year ROIIC % or its related term are showing as below:
JSE:ISA's 3-Year ROIIC % is ranked better than 80.19% of 2625
companies
in the Software industry
Industry Median: 5.24
vs JSE:ISA: 45.82
ISA Holdings (JSE:ISA) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
ISA Holdings 3-Year ROIIC % Related Terms
ISA Holdings 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for ISA Holdings's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:ISA vs MSFT, ORCL, PLTR: 3-Year ROIIC % Comparison
For the Software - Infrastructure subindustry, ISA Holdings's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ISA Holdings 3-Year ROIIC % vs Software Industry
For the Software industry and Technology sector, ISA Holdings's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where ISA Holdings's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
ISA Holdings (JSE:ISA) has a 3-Year ROIIC % of 45.82 as of Feb. 2026. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on ISA Holdings and its competitors. This is 32% above median its historical median of 34.64. According to the industry distribution chart, ISA Holdings ranks #520 out of 2625 companies in the Software industry, placing it in the top 19.8%.
Is ISA Holdings' 3-Year ROIIC % too high?
ISA Holdings' current 3-Year ROIIC % of 45.82 is 32% above median its 10-year median of 34.64. The Software industry median 3-Year ROIIC % is 5.24. ISA Holdings' value of 45.82 is 774.4% above this industry median. Based on the distribution chart, ISA Holdings ranks #520 out of 2625 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, ISA Holdings has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ISA Holdings' 3-Year ROIIC % compare to MSFT and ORCL?
According to the Software industry distribution chart, ISA Holdings ranks #520 out of 2625 companies for 3-Year ROIIC %. This places ISA Holdings in the top 20% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 5.24. ISA Holdings' value of 45.82 is 774.4% above this benchmark. While the company's 10-year median is 34.64 vs. the industry median of 5.24, ISA Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Software company?
The median 3-Year ROIIC % among Software companies is 5.24, based on 2,625 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ISA Holdings's current 3-Year ROIIC % of 45.82 is 774.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on ISA Holdings and its competitors. For the Software industry, the median 3-Year ROIIC % is 5.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ISA Holdings's current 3-Year ROIIC % is 45.82, which is 32% above median its own 10-year median of 34.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ISA Holdings stock overvalued right now?
Based on GuruFocus' analysis, ISA Holdings (JSE:ISA) is currently considered Fairly Valued. The stock's GF Value™ is R2.25, compared to a current price of R2.20 — trading 2.2% below its estimated fair value. The current 3-Year ROIIC % is 45.82, which is 32% above median its 10-year median of 34.64 and 774.4% above the Software industry median of 5.24. ISA Holdings' overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For ISA Holdings (JSE:ISA), the current 3-Year ROIIC % is 45.82 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ISA Holdings (JSE:ISA) Overvalued in 2026?
Based on GuruFocus' analysis, ISA Holdings stock appears to be undervalued.
The current stock price of R2.20 is trading 2.2% below its estimated GF Value™ of R2.25.
GuruFocus considers ISA Holdings to be Fairly Valued.
Key valuation signals for JSE:ISA:
3-Year ROIIC %: 45.82 (32% above median its 10-year median of 34.64)
GF Value™: R2.25 vs. price of R2.20 (2.2% below fair value)
Industry Position: 774.4% above the Software median (#520 of 2625)
No single metric tells the full story. See the JSE:ISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ISA Holdings Ltd is an investment holding company. The company, through its subsidiary, provides network, Internet, and information security solutions to the sub-Saharan African market. Its business is to discover, design, deliver, deploy, and manage its bespoke Information and Communication Technology (ICT) security infrastructure. Its technology offerings include firewalls, anti-virus, authentication, remote access, content security, intrusion protection, virtual private networking, vulnerability assessment, messaging and data protection, and identity and access management. The company generates a majority of its revenue from its business in South Africa.
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