Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Wise GroupLSE:WISE +2.56%90 Equity-to-Asset is 0.06 as of Mar. 2026, which is 14% below its 10-year median of 0.07. GuruFocus rates LSE:WISE with a GF Score™ of 90/100 and a GF Value™ of £13.08 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 2,891 Software companies, Wise Group ranks worse than 90.45% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Wise Group's Total Stockholders Equity for the quarter that ended in Mar. 2026 was £1,444 Mil. Wise Group's Total Assets for the quarter that ended in Mar. 2026 was £24,945 Mil.
Therefore, Wise Group's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.06.
The historical rank and industry rank for Wise Group's Equity-to-Asset or its related term are showing as below:
LSE:WISE'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05 Med: 0.07 Max: 0.11
Current: 0.06
During the past 8 years, the highest Equity to Asset Ratio of Wise Group was 0.11. The lowest was 0.05. And the median was 0.07.
LSE:WISE's Equity-to-Asset is ranked worse than 90.45% of 2891
companies
in the Software industry
Industry Median: 0.56
vs LSE:WISE: 0.06
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Wise Group Equity-to-Asset Related Terms
Wise Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Wise Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:WISE vs CACI, JKHY, CIFR: Equity-to-Asset Comparison
For the Information Technology Services subindustry, Wise Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wise Group Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Wise Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Wise Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Wise Group's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wise Group (LSE:WISE) has a Equity-to-Asset of 0.06 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Wise Group and its competitors. This is 14% below median its historical median of 0.07. Over the past decade, Wise Group's Equity-to-Asset has ranged from 0.05 to 0.11. According to the industry distribution chart, Wise Group ranks #2615 out of 2891 companies in the Software industry, placing it in the top 90.5%.
Is Wise Group's Equity-to-Asset too high?
Wise Group's current Equity-to-Asset of 0.06 is 14% below median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.11. The Software industry median Equity-to-Asset is 0.56. Wise Group's value of 0.06 is 89.3% below this industry median. Based on the distribution chart, Wise Group ranks #2615 out of 2891 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Wise Group has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wise Group's Equity-to-Asset compare to CACI and JKHY?
According to the Software industry distribution chart, Wise Group ranks #2615 out of 2891 companies for Equity-to-Asset. This places Wise Group in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Wise Group's value of 0.06 is 89.3% below this benchmark. Historically, Wise Group's own Equity-to-Asset has ranged from 0.05 to 0.11 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.56, Wise Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,891 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Group's current Equity-to-Asset of 0.06 is 89.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Wise Group and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Group's current Equity-to-Asset is 0.06, which is 14% below median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Based on GuruFocus' analysis, Wise Group (LSE:WISE) is currently considered Modestly Undervalued. The stock's GF Value™ is £13.08, compared to a current price of £9.63 — trading 26.4% below its estimated fair value. The current Equity-to-Asset is 0.06, which is 14% below median its 10-year median of 0.07 and 89.3% below the Software industry median of 0.56. Wise Group's overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Wise Group (LSE:WISE), the current Equity-to-Asset is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wise Group (LSE:WISE) Overvalued in 2026?
Based on GuruFocus' analysis, Wise Group stock appears to be undervalued.
The current stock price of £9.63 is trading 26.4% below its estimated GF Value™ of £13.08.
GuruFocus considers Wise Group to be Modestly Undervalued.
Key valuation signals for LSE:WISE:
Equity-to-Asset: 0.06 (14% below median its 10-year median of 0.07)
GF Value™: £13.08 vs. price of £9.63 (26.4% below fair value)
Industry Position: 89.3% below the Software median (#2615 of 2891)
No single metric tells the full story. See the LSE:WISE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
90GF Score
Get the complete analysis for LSE:WISE
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:WISE has been successfully added to your 
