Wise Group (LSE:WISE) Short-Term Debt: £5 Mil (As of Mar. 2026)

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LSE:WISE Wise Group PLC LSE:WISE
91 GF Score
Price £9.46
GF Value £13.00
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Wise Group Short-Term Debt?

Wise Group LSE:WISE -0.96% 91 Short-Term Debt is £5 Mil as of Mar. 2026. GuruFocus rates LSE:WISE with a GF Score™ of 91/100 and a GF Value™ of £13.00 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Wise Group's Short-Term Debt for the quarter that ended in Mar. 2026 was £5 Mil.

Wise Group's quarterly Short-Term Debt increased from Mar. 2025 (£1 Mil) to Sep. 2025 (£5 Mil) but then declined from Sep. 2025 (£5 Mil) to Mar. 2026 (£5 Mil).

Wise Group's annual Short-Term Debt declined from Mar. 2024 (£4 Mil) to Mar. 2025 (£1 Mil) but then increased from Mar. 2025 (£1 Mil) to Mar. 2026 (£5 Mil).

Wise Group Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Wise Group Short-Term Debt Related Terms

Wise Group Short-Term Debt Historical Data

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The historical data trend for Wise Group's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wise Group Short-Term Debt Chart

Wise Group Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Short-Term Debt
Get a 7-Day Free Trial 0.00 255.03 4.27 1.30 4.50

Wise Group Semi-Annual Data
Mar19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.27 0.00 1.30 4.87 4.50
LSE:WISE
91GF Score
Wise Group PLC LSE:WISE
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of £5 Mil mean?
Wise Group (LSE:WISE) has a Short-Term Debt of £5 Mil as of Mar. 2026.
Is Wise Group's Short-Term Debt too high?
Wise Group's current Short-Term Debt is £5 Mil. Overall, Wise Group has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wise Group's Short-Term Debt compare to LDOS and APLD?
Wise Group's Short-Term Debt of £5 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Software company?
A good Short-Term Debt depends on the Software industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Wise Group's current Short-Term Debt is £5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Based on GuruFocus' analysis, Wise Group (LSE:WISE) is currently considered Modestly Undervalued. The stock's GF Value™ is £13.00, compared to a current price of £9.46 — trading 27.2% below its estimated fair value. The current Short-Term Debt is £5 Mil. Wise Group's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Wise Group (LSE:WISE), the current Short-Term Debt is £5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wise Group (LSE:WISE) Overvalued in 2026?

Based on GuruFocus' analysis, Wise Group stock appears to be undervalued. The current stock price of £9.46 is trading 27.2% below its estimated GF Value™ of £13.00. GuruFocus considers Wise Group to be Modestly Undervalued.

Key valuation signals for LSE:WISE:

  • Short-Term Debt: £5 Mil
  • GF Value™: £13.00 vs. price of £9.46 (27.2% below fair value)
  • GF Score™: 91/100 with 4 warning signs

No single metric tells the full story. See the LSE:WISE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wise Group Business Description

Other Exchanges WSE:USAWISEl:UKZ4Z:Germany
Address 65 Clifton Street, 1st Floor Worship Square, London, GBR, EC2A 4JE
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
91GF Score

Get the complete analysis for LSE:WISE

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£9.46
Price
£13.00
GF Value