Wise Group (LSE:WISE) Retained Earnings: £1,583 Mil (As of Mar. 2026)

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LSE:WISE Wise Group PLC LSE:WISE
91 GF Score
Price £9.46
GF Value £12.47
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Wise Group Retained Earnings?

Wise Group LSE:WISE -0.96% 91 Retained Earnings is £1,583 Mil as of Mar. 2026. GuruFocus rates LSE:WISE with a GF Score™ of 91/100 and a GF Value™ of £12.47 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Wise Group's retained earnings for the quarter that ended in Mar. 2026 was £1,583 Mil.

Wise Group's quarterly retained earnings increased from Mar. 2025 (£1,169 Mil) to Sep. 2025 (£1,335 Mil) and increased from Sep. 2025 (£1,335 Mil) to Mar. 2026 (£1,583 Mil).

Wise Group's annual retained earnings increased from Mar. 2024 (£738 Mil) to Mar. 2025 (£1,169 Mil) and increased from Mar. 2025 (£1,169 Mil) to Mar. 2026 (£1,583 Mil).


Wise Group  (LSE:WISE) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Wise Group Retained Earnings Historical Data

* Premium members only.

The historical data trend for Wise Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wise Group Retained Earnings Chart

Wise Group Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial 223.83 365.15 738.14 1,169.26 1,583.33

Wise Group Semi-Annual Data
Mar19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 738.14 981.74 1,169.26 1,334.51 1,583.33
LSE:WISE
91GF Score
Wise Group PLC LSE:WISE
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Wise Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of £1,583 Mil mean?
Wise Group (LSE:WISE) has a Retained Earnings of £1,583 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Wise Group and its competitors.
Is Wise Group's Retained Earnings too high?
Wise Group's current Retained Earnings is £1,583 Mil. Overall, Wise Group has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wise Group's Retained Earnings compare to LDOS and APLD?
Wise Group's Retained Earnings of £1,583 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Wise Group and its competitors. Wise Group's current Retained Earnings is £1,583 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Based on GuruFocus' analysis, Wise Group (LSE:WISE) is currently considered Modestly Undervalued. The stock's GF Value™ is £12.47, compared to a current price of £9.46 — trading 24.2% below its estimated fair value. The current Retained Earnings is £1,583 Mil. Wise Group's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Wise Group (LSE:WISE), the current Retained Earnings is £1,583 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wise Group (LSE:WISE) Overvalued in 2026?

Based on GuruFocus' analysis, Wise Group stock appears to be undervalued. The current stock price of £9.46 is trading 24.2% below its estimated GF Value™ of £12.47. GuruFocus considers Wise Group to be Modestly Undervalued.

Key valuation signals for LSE:WISE:

  • Retained Earnings: £1,583 Mil
  • GF Value™: £12.47 vs. price of £9.46 (24.2% below fair value)
  • GF Score™: 91/100 with 4 warning signs

No single metric tells the full story. See the LSE:WISE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wise Group Business Description

Other Exchanges WSE:USAWISEl:UKZ4Z:Germany
Address 65 Clifton Street, 1st Floor Worship Square, London, GBR, EC2A 4JE
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
91GF Score

Get the complete analysis for LSE:WISE

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£9.46
Price
£12.47
GF Value