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Wise GroupLSE:WISE -3.35%87 Graham Number is £3.44 as of Mar. 2026, which is 100% below its 10-year median of 3.53. GuruFocus rates LSE:WISE with a GF Score™ of 87/100 and a GF Value™ of £13.02 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,479 Software companies, Wise Group ranks worse than 67.28% on this metric.
Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
As of today (2026-07-19), the stock price of Wise Group is £9.17. Wise Group's graham number for the quarter that ended in Mar. 2026 was £3.44. Therefore, Wise Group's Price to Graham Number ratio for today is 2.66.
The historical rank and industry rank for Wise Group's Graham Number or its related term are showing as below:
LSE:WISE'
s Price-to-Graham-Number Range Over the Past 10 Years
Min: 2.57 Med: 3.53 Max: 9.64
Current: 2.74
During the past 8 years, the highest Price to Graham Number ratio of Wise Group was 9.64. The lowest was 2.57. And the median was 3.53.
LSE:WISE's Price-to-Graham-Number is ranked worse than 67.28% of 1479
companies
in the Software industry
Industry Median: 1.86
vs LSE:WISE: 2.74
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
Wise Group (LSE:WISE) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
Wise Group's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Mar. 2026 )
=
9.17
/
3.44
=
2.66
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
Wise Group Graham Number Related Terms
Wise Group Graham Number Historical Data
* Premium members only.
The historical data trend for Wise Group's Graham Number can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:WISE vs LDOS, APLD, CIFR: Graham Number Comparison
For the Information Technology Services subindustry, Wise Group's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wise Group Price-to-Graham-Number vs Software Industry
For the Software industry and Technology sector, Wise Group's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where Wise Group's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wise Group (LSE:WISE) has a Graham Number of £3.44 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Wise Group and its competitors. This is near median its historical median of 3.53. Over the past decade, Wise Group's Graham Number has ranged from 2.57 to 9.64. According to the industry distribution chart, Wise Group ranks #995 out of 1479 companies in the Software industry, placing it in the top 67.3%.
Is Wise Group's Graham Number too high?
Wise Group's current Graham Number of £3.44 is near median its 10-year median of 3.53. Over the past 10 years, this metric has ranged from a low of 2.57 to a high of 9.64. Based on the distribution chart, Wise Group ranks #995 out of 1479 companies in the Software industry, which is below the industry midpoint. Overall, Wise Group has a GF Score™ of 87/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wise Group's Graham Number compare to LDOS and APLD?
According to the Software industry distribution chart, Wise Group ranks #995 out of 1479 companies for Graham Number. This places Wise Group in the lower half of its industry. The industry median Graham Number is 1.86. Historically, Wise Group's own Graham Number has ranged from 2.57 to 9.64 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Software company?
The median Graham Number among Software companies is 1.86, based on 1,479 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Wise Group and its competitors. For the Software industry, the median Graham Number is 1.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Group's current Graham Number is £3.44, which is near median its own 10-year median of 3.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Based on GuruFocus' analysis, Wise Group (LSE:WISE) is currently considered Possible Value Trap. The stock's GF Value™ is £13.02, compared to a current price of £9.17 — trading 29.6% below its estimated fair value. The current Graham Number is £3.44, which is near median its 10-year median of 3.53. Wise Group's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Wise Group (LSE:WISE), the current Graham Number is £3.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wise Group (LSE:WISE) Overvalued in 2026?
Based on GuruFocus' analysis, Wise Group stock appears to be undervalued.
The current stock price of £9.17 is trading 29.6% below its estimated GF Value™ of £13.02.
GuruFocus considers Wise Group to be Possible Value Trap.
Key valuation signals for LSE:WISE:
Graham Number: £3.44 (near median its 10-year median of 3.53)
GF Value™: £13.02 vs. price of £9.17 (29.6% below fair value)
No single metric tells the full story. See the LSE:WISE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
87GF Score
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