Oman Arab BankOC (MUS:OAB) Equity-to-Asset: 0.15 (As of Jun. 2026) — 15% Above Median

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MUS:OAB Oman Arab Bank SAOC MUS:OAB
40 GF Score
Price ر.ع0.28
GF Value ر.ع0.14
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Oman Arab BankOC Equity-to-Asset?

Oman Arab BankOC MUS:OAB +1.45% 40 Equity-to-Asset is 0.15 as of Jun. 2026, which is 15% above its 10-year median of 0.13. GuruFocus rates MUS:OAB with a GF Score™ of 40/100 and a GF Value™ of ر.ع0.14 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,517 Banks companies, Oman Arab BankOC ranks better than 86.62% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Oman Arab BankOC's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ر.ع702.4 Mil. Oman Arab BankOC's Total Assets for the quarter that ended in Jun. 2026 was ر.ع4,709.1 Mil. Therefore, Oman Arab BankOC's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.15.

The historical rank and industry rank for Oman Arab BankOC's Equity-to-Asset or its related term are showing as below:

MUS:OAB' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12   Med: 0.13   Max: 0.16
Current: 0.15

During the past 6 years, the highest Equity to Asset Ratio of Oman Arab BankOC was 0.16. The lowest was 0.12. And the median was 0.13.

MUS:OAB's Equity-to-Asset is ranked better than
86.62% of 1517 companies
in the Banks industry
Industry Median: 0.1 vs MUS:OAB: 0.15

Oman Arab BankOC  (MUS:OAB) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Oman Arab BankOC Equity-to-Asset Related Terms


Oman Arab BankOC Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Oman Arab BankOC's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oman Arab BankOC Equity-to-Asset Chart

Oman Arab BankOC Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial 0.15 0.14 0.13 0.13 0.14

Oman Arab BankOC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.13 0.14 0.14 0.14 0.15

MUS:OAB vs USB, PNC: Equity-to-Asset Comparison

For the Banks - Regional subindustry, Oman Arab BankOC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oman Arab BankOC Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Oman Arab BankOC's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Oman Arab BankOC's Equity-to-Asset falls into.


MUS:OAB
40GF Score
Oman Arab Bank SAOC MUS:OAB
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oman Arab BankOC Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Oman Arab BankOC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=641.182/4586.983
=0.14

Oman Arab BankOC's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=702.356/4709.067
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.15 mean?
Oman Arab BankOC (MUS:OAB) has a Equity-to-Asset of 0.15 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Oman Arab BankOC and its competitors. This is 15% above median its historical median of 0.13. Over the past decade, Oman Arab BankOC's Equity-to-Asset has ranged from 0.12 to 0.16. According to the industry distribution chart, Oman Arab BankOC ranks #203 out of 1517 companies in the Banks industry, placing it in the top 13.4%.
Is Oman Arab BankOC's Equity-to-Asset too high?
Oman Arab BankOC's current Equity-to-Asset of 0.15 is 15% above median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.16. The Banks industry median Equity-to-Asset is 0.10. Oman Arab BankOC's value of 0.15 is 50% above this industry median. Based on the distribution chart, Oman Arab BankOC ranks #203 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Oman Arab BankOC has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oman Arab BankOC's Equity-to-Asset compare to USB and PNC?
According to the Banks industry distribution chart, Oman Arab BankOC ranks #203 out of 1517 companies for Equity-to-Asset. This places Oman Arab BankOC in the top 13% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Oman Arab BankOC's value of 0.15 is 50% above this benchmark. Historically, Oman Arab BankOC's own Equity-to-Asset has ranged from 0.12 to 0.16 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.10, Oman Arab BankOC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oman Arab BankOC's current Equity-to-Asset of 0.15 is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Oman Arab BankOC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oman Arab BankOC's current Equity-to-Asset is 0.15, which is 15% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oman Arab BankOC stock overvalued right now?
Based on GuruFocus' analysis, Oman Arab BankOC (MUS:OAB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.14, compared to a current price of ر.ع0.28 — trading 100% above its estimated fair value. The current Equity-to-Asset is 0.15, which is 15% above median its 10-year median of 0.13 and 50% above the Banks industry median of 0.10. Oman Arab BankOC's overall GF Score™ is 40/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Oman Arab BankOC (MUS:OAB), the current Equity-to-Asset is 0.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oman Arab BankOC (MUS:OAB) Overvalued in 2026?

Based on GuruFocus' analysis, Oman Arab BankOC stock appears to be overvalued. The current stock price of ر.ع0.28 is trading 100% above its estimated GF Value™ of ر.ع0.14. GuruFocus considers Oman Arab BankOC to be Significantly Overvalued.

Key valuation signals for MUS:OAB:

  • Equity-to-Asset: 0.15 (15% above median its 10-year median of 0.13)
  • GF Value™: ر.ع0.14 vs. price of ر.ع0.28 (100% above fair value)
  • GF Score™: 40/100 with 7 warning signs
  • Industry Position: 50% above the Banks median (#203 of 1517)

No single metric tells the full story. See the MUS:OAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oman Arab BankOC Business Description

Address North Al Ghoubra, P.O. Box 2240, Al-Udhayabah, Muscat, OMN, 130
Oman Arab Bank SAOC is a provider of banking services in Oman. The segments of the company are Retail banking; Corporate banking; Treasury; Islamic Banking; and Others. The Retail banking segment focuses on Individual personal loan, overdraft, credit card and funds transfer facilities; Corporate banking is engaged in Loans and other credit facilities for corporate and institutional customers; Treasury segment consists of Bonds, placements, bank borrowings, foreign exchange; Islamic Banking engages in Sharia's compliant Islamic banking products and services including Ijarah, Murabaha, Mudarbah and Diminishing Musharakah; while the Others segment includes other central functions and Head office functions. It generates maximum revenue from the Corporate banking segment.
40GF Score

Get the complete analysis for MUS:OAB

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.28
Price
ر.ع0.14
GF Value