Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Oman Arab BankOCMUS:OAB -0.75%39 Debt-to-Equity is 0.16 as of Mar. 2026, which is 129% above its 10-year median of 0.07. GuruFocus rates MUS:OAB with a GF Score™ of 39/100 and a GF Value™ of ر.ع0.15 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,421 Banks companies, Oman Arab BankOC ranks better than 82.05% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Oman Arab BankOC's Debt-to-Equity or its related term are showing as below:
MUS:OAB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.07 Max: 0.28
Current: 0.16
During the past 6 years, the highest Debt-to-Equity Ratio of Oman Arab BankOC was 0.28. The lowest was 0.00. And the median was 0.07.
MUS:OAB's Debt-to-Equity is ranked better than 82.05% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs MUS:OAB: 0.16
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Oman Arab BankOC Debt-to-Equity Related Terms
Oman Arab BankOC Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Oman Arab BankOC's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oman Arab BankOC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oman Arab BankOC Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Oman Arab BankOC's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Oman Arab BankOC's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oman Arab BankOC (MUS:OAB) has a Debt-to-Equity of 0.16 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Oman Arab BankOC and its competitors. This is 129% above median its historical median of 0.07. According to the industry distribution chart, Oman Arab BankOC ranks #255 out of 1421 companies in the Banks industry, placing it in the top 17.9%.
Is Oman Arab BankOC's Debt-to-Equity too high?
Oman Arab BankOC's current Debt-to-Equity of 0.16 is 129% above median its 10-year median of 0.07. The Banks industry median Debt-to-Equity is 0.58. Oman Arab BankOC's value of 0.16 is 72.4% below this industry median. Based on the distribution chart, Oman Arab BankOC ranks #255 out of 1421 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Oman Arab BankOC has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oman Arab BankOC's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Oman Arab BankOC ranks #255 out of 1421 companies for Debt-to-Equity. This places Oman Arab BankOC in the top 18% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Oman Arab BankOC's value of 0.16 is 72.4% below this benchmark. While the company's 10-year median is 0.07 vs. the industry median of 0.58, Oman Arab BankOC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oman Arab BankOC's current Debt-to-Equity of 0.16 is 72.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Oman Arab BankOC and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oman Arab BankOC's current Debt-to-Equity is 0.16, which is 129% above median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oman Arab BankOC stock overvalued right now?
Based on GuruFocus' analysis, Oman Arab BankOC (MUS:OAB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.15, compared to a current price of ر.ع0.26 — trading 76% above its estimated fair value. The current Debt-to-Equity is 0.16, which is 129% above median its 10-year median of 0.07 and 72.4% below the Banks industry median of 0.58. Oman Arab BankOC's overall GF Score™ is 39/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Oman Arab BankOC (MUS:OAB), the current Debt-to-Equity is 0.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oman Arab BankOC (MUS:OAB) Overvalued in 2026?
Based on GuruFocus' analysis, Oman Arab BankOC stock appears to be overvalued.
The current stock price of ر.ع0.26 is trading 76% above its estimated GF Value™ of ر.ع0.15.
GuruFocus considers Oman Arab BankOC to be Significantly Overvalued.
Key valuation signals for MUS:OAB:
Debt-to-Equity: 0.16 (129% above median its 10-year median of 0.07)
GF Value™: ر.ع0.15 vs. price of ر.ع0.26 (76% above fair value)
Industry Position: 72.4% below the Banks median (#255 of 1421)
No single metric tells the full story. See the MUS:OAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oman Arab Bank SAOC is a provider of banking services in Oman. The segments of the company are Retail banking; Corporate banking; Treasury; Islamic Banking; and Others. The Retail banking segment focuses on Individual personal loan, overdraft, credit card and funds transfer facilities; Corporate banking is engaged in Loans and other credit facilities for corporate and institutional customers; Treasury segment consists of Bonds, placements, bank borrowings, foreign exchange; Islamic Banking engages in Sharia's compliant Islamic banking products and services including Ijarah, Murabaha, Mudarbah and Diminishing Musharakah; while the Others segment includes other central functions and Head office functions. It generates maximum revenue from the Corporate banking segment.
39GF Score
Get the complete analysis for MUS:OAB
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MUS:OAB has been successfully added to your 
