Oman Arab BankOCMUS:OAB +0.42%39 Return-on-Tangible-Equity is 5.17% as of Mar. 2026, which is 39% above its 10-year median of 3.72. GuruFocus rates MUS:OAB with a GF Score™ of 39/100 and a GF Value™ of ر.ع0.15 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,526 Banks companies, Oman Arab BankOC ranks worse than 79.62% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Oman Arab BankOC's annualized net income for the quarter that ended in Mar. 2026 was ر.ع32.9 Mil. Oman Arab BankOC's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ر.ع636.1 Mil. Therefore, Oman Arab BankOC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 5.17%.
The historical rank and industry rank for Oman Arab BankOC's Return-on-Tangible-Equity or its related term are showing as below:
MUS:OAB'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.5 Med: 3.72 Max: 5.79
Current: 5.79
During the past 6 years, Oman Arab BankOC's highest Return-on-Tangible-Equity was 5.79%. The lowest was 1.50%. And the median was 3.72%.
MUS:OAB's Return-on-Tangible-Equity is ranked worse than 79.62% of 1526
companies
in the Banks industry
Industry Median: 11.195
vs MUS:OAB: 5.79
Oman Arab BankOC (MUS:OAB) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Oman Arab BankOC Return-on-Tangible-Equity Related Terms
Oman Arab BankOC Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Oman Arab BankOC's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:OAB vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Oman Arab BankOC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oman Arab BankOC Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Oman Arab BankOC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Oman Arab BankOC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 5.17% mean?
Oman Arab BankOC (MUS:OAB) has a Return-on-Tangible-Equity of 5.17% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Oman Arab BankOC and its competitors. This is 39% above median its historical median of 3.72. Over the past decade, Oman Arab BankOC's Return-on-Tangible-Equity has ranged from 1.50 to 5.79. According to the industry distribution chart, Oman Arab BankOC ranks #1215 out of 1526 companies in the Banks industry, placing it in the top 79.6%.
Is Oman Arab BankOC's Return-on-Tangible-Equity too high?
Oman Arab BankOC's current Return-on-Tangible-Equity of 5.17% is 39% above median its 10-year median of 3.72. Over the past 10 years, this metric has ranged from a low of 1.50 to a high of 5.79. The Banks industry median Return-on-Tangible-Equity is 11.20. Oman Arab BankOC's value of 5.17% is 53.8% below this industry median. Based on the distribution chart, Oman Arab BankOC ranks #1215 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oman Arab BankOC has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oman Arab BankOC's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Oman Arab BankOC ranks #1215 out of 1526 companies for Return-on-Tangible-Equity. This places Oman Arab BankOC in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Oman Arab BankOC's value of 5.17% is 53.8% below this benchmark. Historically, Oman Arab BankOC's own Return-on-Tangible-Equity has ranged from 1.50 to 5.79 over the past decade. While the company's 10-year median is 3.72 vs. the industry median of 11.20, Oman Arab BankOC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oman Arab BankOC's current Return-on-Tangible-Equity of 5.17% is 53.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Oman Arab BankOC and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oman Arab BankOC's current Return-on-Tangible-Equity is 5.17%, which is 39% above median its own 10-year median of 3.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oman Arab BankOC stock overvalued right now?
Based on GuruFocus' analysis, Oman Arab BankOC (MUS:OAB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.15, compared to a current price of ر.ع0.24 — trading 58% above its estimated fair value. The current Return-on-Tangible-Equity is 5.17%, which is 39% above median its 10-year median of 3.72 and 53.8% below the Banks industry median of 11.20. Oman Arab BankOC's overall GF Score™ is 39/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Oman Arab BankOC (MUS:OAB), the current Return-on-Tangible-Equity is 5.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oman Arab BankOC (MUS:OAB) Overvalued in 2026?
Based on GuruFocus' analysis, Oman Arab BankOC stock appears to be overvalued.
The current stock price of ر.ع0.24 is trading 58% above its estimated GF Value™ of ر.ع0.15.
GuruFocus considers Oman Arab BankOC to be Significantly Overvalued.
Key valuation signals for MUS:OAB:
Return-on-Tangible-Equity: 5.17% (39% above median its 10-year median of 3.72)
GF Value™: ر.ع0.15 vs. price of ر.ع0.24 (58% above fair value)
Industry Position: 53.8% below the Banks median (#1215 of 1526)
No single metric tells the full story. See the MUS:OAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oman Arab Bank SAOC is a provider of banking services in Oman. The segments of the company are Retail banking; Corporate banking; Treasury; Islamic Banking; and Others. The Retail banking segment focuses on Individual personal loan, overdraft, credit card and funds transfer facilities; Corporate banking is engaged in Loans and other credit facilities for corporate and institutional customers; Treasury segment consists of Bonds, placements, bank borrowings, foreign exchange; Islamic Banking engages in Sharia's compliant Islamic banking products and services including Ijarah, Murabaha, Mudarbah and Diminishing Musharakah; while the Others segment includes other central functions and Head office functions. It generates maximum revenue from the Corporate banking segment.
39GF Score
Get the complete analysis for MUS:OAB
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MUS:OAB has been successfully added to your 
