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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Oman Arab BankOC's retained earnings for the quarter that ended in Mar. 2026 was ر.ع89.9 Mil.
Oman Arab BankOC's quarterly retained earnings
declined
from Sep. 2025 (ر.ع94.5 Mil) to Dec. 2025 (ر.ع91.7 Mil) and
declined
from Dec. 2025 (ر.ع91.7 Mil) to Mar. 2026 (ر.ع89.9 Mil).
Oman Arab BankOC's annual retained earnings
declined
from Dec. 2023 (ر.ع79.2 Mil) to Dec. 2024 (ر.ع77.9 Mil) but then
increased
from Dec. 2024 (ر.ع77.9 Mil) to Dec. 2025 (ر.ع91.7 Mil).
Oman Arab BankOC (MUS:OAB) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Oman Arab BankOC Retained Earnings Historical Data
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The historical data trend for Oman Arab BankOC's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of ر.ع89.9 Mil mean?
Oman Arab BankOC (MUS:OAB) has a Retained Earnings of ر.ع89.9 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Oman Arab BankOC and its competitors.
Is Oman Arab BankOC's Retained Earnings too high?
Oman Arab BankOC's current Retained Earnings is ر.ع89.9 Mil. Overall, Oman Arab BankOC has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oman Arab BankOC's Retained Earnings compare to PNC and USB?
Oman Arab BankOC's Retained Earnings of ر.ع89.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Oman Arab BankOC and its competitors. Oman Arab BankOC's current Retained Earnings is ر.ع89.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oman Arab BankOC stock overvalued right now?
Based on GuruFocus' analysis, Oman Arab BankOC (MUS:OAB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.15, compared to a current price of ر.ع0.24 — trading 62.7% above its estimated fair value. The current Retained Earnings is ر.ع89.9 Mil. Oman Arab BankOC's overall GF Score™ is 39/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Oman Arab BankOC (MUS:OAB), the current Retained Earnings is ر.ع89.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oman Arab BankOC (MUS:OAB) Overvalued in 2026?
Based on GuruFocus' analysis, Oman Arab BankOC stock appears to be overvalued.
The current stock price of ر.ع0.24 is trading 62.7% above its estimated GF Value™ of ر.ع0.15.
GuruFocus considers Oman Arab BankOC to be Significantly Overvalued.
Key valuation signals for MUS:OAB:
Retained Earnings: ر.ع89.9 Mil
GF Value™: ر.ع0.15 vs. price of ر.ع0.24 (62.7% above fair value)
No single metric tells the full story. See the MUS:OAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oman Arab Bank SAOC is a provider of banking services in Oman. The segments of the company are Retail banking; Corporate banking; Treasury; Islamic Banking; and Others. The Retail banking segment focuses on Individual personal loan, overdraft, credit card and funds transfer facilities; Corporate banking is engaged in Loans and other credit facilities for corporate and institutional customers; Treasury segment consists of Bonds, placements, bank borrowings, foreign exchange; Islamic Banking engages in Sharia's compliant Islamic banking products and services including Ijarah, Murabaha, Mudarbah and Diminishing Musharakah; while the Others segment includes other central functions and Head office functions. It generates maximum revenue from the Corporate banking segment.
39GF Score
Get the complete analysis for MUS:OAB
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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