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Oman Arab BankOC (MUS:OAB) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Oman Arab BankOC Effective Interest Rate on Debt % Related Terms
Oman Arab BankOC Effective Interest Rate on Debt % Historical Data
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The historical data trend for Oman Arab BankOC's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oman Arab BankOC Effective Interest Rate on Debt % Chart
MUS:OAB vs PNC, USB: Effective Interest Rate on Debt % Comparison
For the Banks - Regional subindustry, Oman Arab BankOC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oman Arab BankOC Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Oman Arab BankOC's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Oman Arab BankOC's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 87.36% mean?
Oman Arab BankOC (MUS:OAB) has a Effective Interest Rate on Debt % of 87.36% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Oman Arab BankOC and its competitors.
Is Oman Arab BankOC's Effective Interest Rate on Debt % too high?
Oman Arab BankOC's current Effective Interest Rate on Debt % is 87.36%. Overall, Oman Arab BankOC has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oman Arab BankOC's Effective Interest Rate on Debt % compare to PNC and USB?
Oman Arab BankOC's Effective Interest Rate on Debt % of 87.36% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Oman Arab BankOC and its competitors. Oman Arab BankOC's current Effective Interest Rate on Debt % is 87.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oman Arab BankOC stock overvalued right now?
Based on GuruFocus' analysis, Oman Arab BankOC (MUS:OAB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.15, compared to a current price of ر.ع0.24 — trading 61.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 87.36%. Oman Arab BankOC's overall GF Score™ is 39/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Oman Arab BankOC (MUS:OAB), the current Effective Interest Rate on Debt % is 87.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oman Arab BankOC (MUS:OAB) Overvalued in 2026?
Based on GuruFocus' analysis, Oman Arab BankOC stock appears to be overvalued.
The current stock price of ر.ع0.24 is trading 61.3% above its estimated GF Value™ of ر.ع0.15.
GuruFocus considers Oman Arab BankOC to be Significantly Overvalued.
Key valuation signals for MUS:OAB:
Effective Interest Rate on Debt %: 87.36%
GF Value™: ر.ع0.15 vs. price of ر.ع0.24 (61.3% above fair value)
No single metric tells the full story. See the MUS:OAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oman Arab Bank SAOC is a provider of banking services in Oman. The segments of the company are Retail banking; Corporate banking; Treasury; Islamic Banking; and Others. The Retail banking segment focuses on Individual personal loan, overdraft, credit card and funds transfer facilities; Corporate banking is engaged in Loans and other credit facilities for corporate and institutional customers; Treasury segment consists of Bonds, placements, bank borrowings, foreign exchange; Islamic Banking engages in Sharia's compliant Islamic banking products and services including Ijarah, Murabaha, Mudarbah and Diminishing Musharakah; while the Others segment includes other central functions and Head office functions. It generates maximum revenue from the Corporate banking segment.
39GF Score
Get the complete analysis for MUS:OAB
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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