IDFC First Bank (NSE:IDFCFIRSTB) Receipts from Customers

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:IDFCFIRSTB IDFC First Bank Ltd NSE:IDFCFIRSTB
73 GF Score
Price ₹85.37
GF Value ₹78.53
Valuation Fairly Valued
! 7 Warning Signs
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What is IDFC First Bank Receipts from Customers?

Receipts from Customers only applicable to companies reporting Cash Flow from Operations in direct method.

NSE:IDFCFIRSTB
73GF Score
IDFC First Bank Ltd NSE:IDFCFIRSTB
Receipts from Customers is just one metric. See GF Score™, valuation, warning signs, and more.
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Is IDFC First Bank (NSE:IDFCFIRSTB) Overvalued in 2026?

Based on GuruFocus' analysis, IDFC First Bank stock appears to be overvalued. The current stock price of ₹85.37 is trading 8.7% above its estimated GF Value™ of ₹78.53. GuruFocus considers IDFC First Bank to be Fairly Valued.

Key valuation signals for NSE:IDFCFIRSTB:

  • Receipts from Customers:
  • GF Value™: ₹78.53 vs. price of ₹85.37 (8.7% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the NSE:IDFCFIRSTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IDFC First Bank Business Description

Other Exchanges 539437:India
Address The Square, C-61, G-Block, IDFC FIRST Bank Tower, Bandra-Kurla Complex, Bandra (East), Mumbai, MH, IND, 400 051
IDFC First Bank Ltd is an Indian private-sector bank formed from the 2018 merger of IDFC Bank and Capital First. It serves retail customers, small businesses, and corporations through branches and digital channels across India. Its main segments are retail banking, wholesale and corporate banking, and treasury. Retail offerings include savings and current accounts, fixed deposits, home and personal loans, vehicle and consumer loans, credit cards, and wealth management, while wholesale banking provides corporate lending, trade finance, and cash management. The bank also has a legacy infrastructure finance portfolio it has been reducing. Revenue comes mainly from net interest income on loans and investments, supplemented by fees on services, foreign exchange, and third-party distribution. Retail banking contributes the largest share of lending and revenue, with a focus on granular, higher-yielding assets funded largely by retail deposits.
73GF Score

Get the complete analysis for NSE:IDFCFIRSTB

Receipts from Customers is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹85.37
Price
₹78.53
GF Value