IDFC First Bank has the GF Score of 73, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes IDFC First Bank
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
IDFC First Bank (NSE:IDFCFIRSTB) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
IDFC First Bank GF Score Related Terms
IDFC First Bank GF Score Competitor Comparison
For the Banks - Regional subindustry, IDFC First Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDFC First Bank GF Score vs Banks Industry
For the Banks industry and Financial Services sector, IDFC First Bank's GF Score distribution charts can be found below:
* The bar in red indicates where IDFC First Bank's GF Score falls into.
IDFC First Bank (NSE:IDFCFIRSTB) has a GF Score of 73 as of Jul. 12, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on IDFC First Bank and its competitors. This is 55% above median its historical median of 47.00. Over the past decade, IDFC First Bank's GF Score has ranged from 5.00 to 81.00.
Is IDFC First Bank's GF Score too high?
IDFC First Bank's current GF Score of 73 is 55% above median its 10-year median of 47.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 81.00. Overall, IDFC First Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDFC First Bank's GF Score compare to competitors?
IDFC First Bank's GF Score of 73 can be compared against companies in the Banks industry. Historically, IDFC First Bank's own GF Score has ranged from 5.00 to 81.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on IDFC First Bank and its competitors. IDFC First Bank's current GF Score is 73, which is 55% above median its own 10-year median of 47.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDFC First Bank stock overvalued right now?
Based on GuruFocus' analysis, IDFC First Bank (NSE:IDFCFIRSTB) is currently considered Fairly Valued. The stock's GF Value™ is ₹78.11, compared to a current price of ₹80.83 — trading 3.5% above its estimated fair value. The current GF Score is 73, which is 55% above median its 10-year median of 47.00. IDFC First Bank's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For IDFC First Bank (NSE:IDFCFIRSTB), the current GF Score is 73 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDFC First Bank (NSE:IDFCFIRSTB) Overvalued in 2026?
Based on GuruFocus' analysis, IDFC First Bank stock appears to be overvalued.
The current stock price of ₹80.83 is trading 3.5% above its estimated GF Value™ of ₹78.11.
GuruFocus considers IDFC First Bank to be Fairly Valued.
Key valuation signals for NSE:IDFCFIRSTB:
GF Score: 73 (55% above median its 10-year median of 47.00)
GF Value™: ₹78.11 vs. price of ₹80.83 (3.5% above fair value)
No single metric tells the full story. See the NSE:IDFCFIRSTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDFC First Bank Ltd provides banking services including lending to individuals, providing loans, non-fund facilities, transaction services, corporate advisory, project appraisal placement, and syndication through the branch network and other delivery channels. The bank holds an investment portfolio, money market borrowing and lending, investment operations, and an entire foreign exchange and derivative portfolio. It organizes its business into four segments namely Treasury, Corporate and Wholesale, Retail, and Other Banking Business. The company generates maximum revenue from the Retail banking segment.
73GF Score
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