IDFC First Bank (NSE:IDFCFIRSTB) Interest Expense: ₹-193,331 Mil (TTM As of Mar. 2026)

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NSE:IDFCFIRSTB IDFC First Bank Ltd NSE:IDFCFIRSTB
74 GF Score
Price ₹79.27
GF Value ₹78.24
Valuation Fairly Valued
! 8 Warning Signs
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What is IDFC First Bank Interest Expense?

IDFC First Bank NSE:IDFCFIRSTB -1.63% 74 Interest Expense is ₹-193,331 Mil as of Mar. 2026. GuruFocus rates NSE:IDFCFIRSTB with a GF Score™ of 74/100 and a GF Value™ of ₹78.24 (Fairly Valued). The stock has 8 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. IDFC First Bank's interest expense for the three months ended in Mar. 2026 was ₹ -48,755 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-193,331 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. IDFC First Bank's Operating Income for the three months ended in Mar. 2026 was ₹ Mil. IDFC First Bank's Interest Expense for the three months ended in Mar. 2026 was ₹ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

IDFC First Bank Interest Expense Historical Data

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The historical data trend for IDFC First Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDFC First Bank Interest Expense Chart

IDFC First Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -74,650.70 -100,906.37 -138,703.00 -172,078.00 -193,330.50

IDFC First Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -45,053.30 -47,090.00 -48,241.00 -49,244.50 -48,755.00
NSE:IDFCFIRSTB
74GF Score
IDFC First Bank Ltd NSE:IDFCFIRSTB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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IDFC First Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-193,331 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₹-193,331 Mil mean?
IDFC First Bank (NSE:IDFCFIRSTB) has a Interest Expense of ₹-193,331 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on IDFC First Bank and its competitors.
Is IDFC First Bank's Interest Expense too high?
IDFC First Bank's current Interest Expense is ₹-193,331 Mil. Overall, IDFC First Bank has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDFC First Bank's Interest Expense compare to competitors?
IDFC First Bank's Interest Expense of ₹-193,331 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on IDFC First Bank and its competitors. IDFC First Bank's current Interest Expense is ₹-193,331 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDFC First Bank stock overvalued right now?
Based on GuruFocus' analysis, IDFC First Bank (NSE:IDFCFIRSTB) is currently considered Fairly Valued. The stock's GF Value™ is ₹78.24, compared to a current price of ₹79.27 — trading 1.3% above its estimated fair value. The current Interest Expense is ₹-193,331 Mil. IDFC First Bank's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For IDFC First Bank (NSE:IDFCFIRSTB), the current Interest Expense is ₹-193,331 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDFC First Bank (NSE:IDFCFIRSTB) Overvalued in 2026?

Based on GuruFocus' analysis, IDFC First Bank stock appears to be overvalued. The current stock price of ₹79.27 is trading 1.3% above its estimated GF Value™ of ₹78.24. GuruFocus considers IDFC First Bank to be Fairly Valued.

Key valuation signals for NSE:IDFCFIRSTB:

  • Interest Expense: ₹-193,331 Mil
  • GF Value™: ₹78.24 vs. price of ₹79.27 (1.3% above fair value)
  • GF Score™: 74/100 with 8 warning signs

No single metric tells the full story. See the NSE:IDFCFIRSTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IDFC First Bank Business Description

Other Exchanges 539437:India
Address The Square, C-61, G-Block, Ground Floor To 8th Floor, Bandra-Kurla Complex, Bandra (East), Mumbai, MH, IND, 400 051
IDFC First Bank Ltd provides banking services including lending to individuals, providing loans, non-fund facilities, transaction services, corporate advisory, project appraisal placement, and syndication through the branch network and other delivery channels. The bank holds an investment portfolio, money market borrowing and lending, investment operations, and an entire foreign exchange and derivative portfolio. It organizes its business into four segments namely Treasury, Corporate and Wholesale, Retail, and Other Banking Business. The company generates maximum revenue from the Retail banking segment.
74GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹79.27
Price
₹78.24
GF Value