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Pelagic CreditOSL:PLGC 2 Equity-to-Asset is 0.41 as of Dec. 2025. GuruFocus rates OSL:PLGC with a GF Score™ of 2/100. Among 548 Credit Services companies, Pelagic Credit ranks worse than 182481.57% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Pelagic Credit's Total Stockholders Equity for the quarter that ended in Dec. 2025 was kr177.47 Mil. Pelagic Credit's Total Assets for the quarter that ended in Dec. 2025 was kr436.34 Mil.
The historical rank and industry rank for Pelagic Credit's Equity-to-Asset or its related term are showing as below:
OSL:PLGC's Equity-to-Asset is not ranked *
in the Credit Services industry.
Industry Median: 0.4 * Ranked among companies with meaningful Equity-to-Asset only.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Pelagic Credit Equity-to-Asset Related Terms
Pelagic Credit Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Pelagic Credit's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pelagic Credit Equity-to-Asset Chart
Pelagic Credit Annual Data
Trend
Dec25
Equity-to-Asset
0.41
Pelagic Credit Semi-Annual Data
Dec25
Equity-to-Asset
0.41
OSL:PLGC vs V, MA, AXP: Equity-to-Asset Comparison
For the Credit Services subindustry, Pelagic Credit's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pelagic Credit Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Pelagic Credit's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Pelagic Credit's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Pelagic Credit's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pelagic Credit (OSL:PLGC) has a Equity-to-Asset of 0.41 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Pelagic Credit and its competitors. According to the industry distribution chart, Pelagic Credit ranks #999999 out of 548 companies in the Credit Services industry.
Is Pelagic Credit's Equity-to-Asset too high?
Pelagic Credit's current Equity-to-Asset is 0.41. The Credit Services industry median Equity-to-Asset is 0.40. Pelagic Credit's value of 0.41 is 2.5% above this industry median. Based on the distribution chart, Pelagic Credit ranks #999999 out of 548 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Pelagic Credit has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Pelagic Credit's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Pelagic Credit ranks #999999 out of 548 companies for Equity-to-Asset. This places Pelagic Credit in the lower half of its industry. The industry median Equity-to-Asset is 0.40. Pelagic Credit's value of 0.41 is 2.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pelagic Credit's current Equity-to-Asset of 0.41 is 2.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Pelagic Credit and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pelagic Credit's current Equity-to-Asset is 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pelagic Credit stock overvalued right now?
Pelagic Credit (OSL:PLGC) has a current Equity-to-Asset of 0.41. The current Equity-to-Asset is 0.41 and 2.5% above the Credit Services industry median of 0.40. Pelagic Credit's overall GF Score™ is 2/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Pelagic Credit (OSL:PLGC), the current Equity-to-Asset is 0.41 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pelagic Credit PLC is a maritime investment company specialising in providing secured financing for vessels through project subsidiaries. The Group's principal business activities comprise investing in sale and leaseback transactions and other maritime credit structures with reputable counterparties. It acquires vessels and leases them to charterers under long-term bareboat charters, typically structured through special-purpose vehicle subsidiaries. Whilst the majority of the Group's transactions are expected to be structured as bareboat leasing arrangements, it also participates in alternative secured maritime financing structures.
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