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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Pelagic Credit's Total Liabilities for the quarter that ended in Dec. 2025 was kr258.87 Mil. Pelagic Credit's Total Assets for the quarter that ended in Dec. 2025 was kr436.34 Mil.
Therefore, Pelagic Credit's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.59.
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Pelagic Credit Liabilities-to-Assets Related Terms
Pelagic Credit Liabilities-to-Assets Historical Data
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The historical data trend for Pelagic Credit's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pelagic Credit Liabilities-to-Assets Chart
Pelagic Credit Annual Data
Trend
Dec25
Liabilities-to-Assets
0.59
Pelagic Credit Semi-Annual Data
Dec25
Liabilities-to-Assets
0.59
OSL:PLGC vs V, MA, AXP: Liabilities-to-Assets Comparison
For the Credit Services subindustry, Pelagic Credit's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pelagic Credit Liabilities-to-Assets vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Pelagic Credit's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Pelagic Credit's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Pelagic Credit's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pelagic Credit (OSL:PLGC) has a Liabilities-to-Assets of 0.59 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Pelagic Credit and its competitors.
Is Pelagic Credit's Liabilities-to-Assets too high?
Pelagic Credit's current Liabilities-to-Assets is 0.59. Overall, Pelagic Credit has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Pelagic Credit's Liabilities-to-Assets compare to V and MA?
Pelagic Credit's Liabilities-to-Assets of 0.59 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Credit Services company?
A good Liabilities-to-Assets depends on the Credit Services industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Pelagic Credit and its competitors. Pelagic Credit's current Liabilities-to-Assets is 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pelagic Credit stock overvalued right now?
Pelagic Credit (OSL:PLGC) has a current Liabilities-to-Assets of 0.59. The current Liabilities-to-Assets is 0.59. Pelagic Credit's overall GF Score™ is 2/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Pelagic Credit (OSL:PLGC), the current Liabilities-to-Assets is 0.59 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pelagic Credit PLC is a maritime investment company specialising in providing secured financing for vessels through project subsidiaries. The Group's principal business activities comprise investing in sale and leaseback transactions and other maritime credit structures with reputable counterparties. It acquires vessels and leases them to charterers under long-term bareboat charters, typically structured through special-purpose vehicle subsidiaries. Whilst the majority of the Group's transactions are expected to be structured as bareboat leasing arrangements, it also participates in alternative secured maritime financing structures.
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