Beforepay Group (ASX:B4P) EV-to-FCF: -24.01 (As of Jun. 30, 2026)


ASX:B4P Beforepay Group Ltd ASX:B4P
61 GF Score
Price A$1.27
GF Value A$1.53
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Beforepay Group EV-to-FCF?

Beforepay Group ASX:B4P +1.60% 61 EV-to-FCF is -24.01 as of Jun. 30, 2026. GuruFocus rates ASX:B4P with a GF Score™ of 61/100 and a GF Value™ of A$1.53 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,587 Software companies, Beforepay Group ranks worse than 63011.91% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Beforepay Group's Enterprise Value is A$86.07 Mil. Beforepay Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$-3.58 Mil. Therefore, Beforepay Group's EV-to-FCF for today is -24.01.

The historical rank and industry rank for Beforepay Group's EV-to-FCF or its related term are showing as below:

ASX:B4P' s EV-to-FCF Range Over the Past 10 Years
Min: -24.43   Med: -1.56   Max: 118.66
Current: -24.43

During the past 5 years, the highest EV-to-FCF of Beforepay Group was 118.66. The lowest was -24.43. And the median was -1.56.

ASX:B4P's EV-to-FCF is ranked worse than
100% of 1587 companies
in the Software industry
Industry Median: 14.04 vs ASX:B4P: -24.43

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-30), Beforepay Group's stock price is A$1.27. Beforepay Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.160. Therefore, Beforepay Group's PE Ratio (TTM) for today is 7.94.


Beforepay Group  (ASX:B4P) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Beforepay Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.27/0.160
=7.94

Beforepay Group's share price for today is A$1.27.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Beforepay Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.160.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Beforepay Group EV-to-FCF Related Terms


Beforepay Group EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Beforepay Group's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Beforepay Group EV-to-FCF Chart

Beforepay Group Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
EV-to-FCF
0.00 -0.10 -1.82 -8.48 72.56

Beforepay Group Semi-Annual Data
Jun21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only 0.00 -8.48 0.00 72.56 0.00

ASX:B4P vs MSFT, ORCL, PLTR: EV-to-FCF Comparison

For the Software - Infrastructure subindustry, Beforepay Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beforepay Group EV-to-FCF vs Software Industry

For the Software industry and Technology sector, Beforepay Group's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Beforepay Group's EV-to-FCF falls into.


ASX:B4P
61GF Score
Beforepay Group Ltd ASX:B4P
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Beforepay Group EV-to-FCF Calculation

Beforepay Group's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=86.067/-3.584
=-24.01

Beforepay Group's current Enterprise Value is A$86.07 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Beforepay Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$-3.58 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -24.01 mean?
Beforepay Group (ASX:B4P) has a EV-to-FCF of -24.01 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Beforepay Group and its competitors. According to the industry distribution chart, Beforepay Group ranks #999999 out of 1587 companies in the Software industry.
Is Beforepay Group's EV-to-FCF too high?
Beforepay Group's current EV-to-FCF is -24.01. Based on the distribution chart, Beforepay Group ranks #999999 out of 1587 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Beforepay Group has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Beforepay Group's EV-to-FCF compare to MSFT and ORCL?
According to the Software industry distribution chart, Beforepay Group ranks #999999 out of 1587 companies for EV-to-FCF. This places Beforepay Group in the lower half of its industry. The industry median EV-to-FCF is 14.04. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.04, based on 1,587 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Beforepay Group and its competitors. For the Software industry, the median EV-to-FCF is 14.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beforepay Group's current EV-to-FCF is -24.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beforepay Group stock overvalued right now?
Based on GuruFocus' analysis, Beforepay Group (ASX:B4P) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.53, compared to a current price of A$1.27 — trading 17% below its estimated fair value. The current EV-to-FCF is -24.01. Beforepay Group's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Beforepay Group (ASX:B4P), the current EV-to-FCF is -24.01 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Beforepay Group (ASX:B4P) Overvalued in 2026?

Based on GuruFocus' analysis, Beforepay Group stock appears to be undervalued. The current stock price of A$1.27 is trading 17% below its estimated GF Value™ of A$1.53. GuruFocus considers Beforepay Group to be Modestly Undervalued.

Key valuation signals for ASX:B4P:

  • EV-to-FCF: -24.01
  • GF Value™: A$1.53 vs. price of A$1.27 (17% below fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the ASX:B4P stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Beforepay Group Business Description

Address 77 Castlereagh Street, Suite 1, Level 9, Sydney, NSW, AUS, 2000
Beforepay Group Ltd operates in the pay-on-demand industry. It offers an app that helps users access their Pay On-Demand, track their spending habits, and learn how to budget. The Group is organised into one operating segment, being the provision of finance to its customers by way of salary advances.
61GF Score

Get the complete analysis for ASX:B4P

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.27
Price
A$1.53
GF Value