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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Beforepay Group's Enterprise Value is A$101.26 Mil.
Beforepay Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$1.53 Mil. Therefore, Beforepay Group's EV-to-OCF for today is 66.22.
The historical rank and industry rank for Beforepay Group's EV-to-OCF or its related term are showing as below:
ASX:B4P'
s EV-to-OCF Range Over the Past 10 Years
Min: -26.41 Med: -0.35 Max: 66.22
Current: 66.22
During the past 5 years, the highest EV-to-OCF of Beforepay Group was 66.22. The lowest was -26.41. And the median was -0.35.
ASX:B4P's EV-to-OCF is ranked worse than 92.55% of 2873
companies
in the Software industry
Industry Median: 6.91
vs ASX:B4P: 66.22
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Beforepay Group's PE Ratio (TTM) for today is calculated as:
Beforepay Group's share price for today is A$1.575.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Beforepay Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.160.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Beforepay Group EV-to-OCF Related Terms
Beforepay Group EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Beforepay Group's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Beforepay Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beforepay Group EV-to-OCF vs Software Industry
For the Software industry and Technology sector, Beforepay Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Beforepay Group's EV-to-OCF falls into.
Beforepay Group's current Enterprise Value is A$101.26 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Beforepay Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$1.53 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Beforepay Group (ASX:B4P) has a EV-to-OCF of 66.22 as of Aug. 10, 2026. According to the industry distribution chart, Beforepay Group ranks #2659 out of 2873 companies in the Software industry, placing it in the top 92.6%.
Is Beforepay Group's EV-to-OCF too high?
Beforepay Group's current EV-to-OCF is 66.22. The Software industry median EV-to-OCF is 6.91. Beforepay Group's value of 66.22 is 858.3% above this industry median. Based on the distribution chart, Beforepay Group ranks #2659 out of 2873 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Beforepay Group has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Beforepay Group's EV-to-OCF compare to MSFT and ORCL?
According to the Software industry distribution chart, Beforepay Group ranks #2659 out of 2873 companies for EV-to-OCF. This places Beforepay Group in the lower half of its industry. The industry median EV-to-OCF is 6.91. Beforepay Group's value of 66.22 is 858.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 6.91, based on 2,873 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Beforepay Group's current EV-to-OCF of 66.22 is 858.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 6.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beforepay Group's current EV-to-OCF is 66.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beforepay Group stock overvalued right now?
Based on GuruFocus' analysis, Beforepay Group (ASX:B4P) is currently considered Fairly Valued. The stock's GF Value™ is A$1.63, compared to a current price of A$1.58 — trading 3.4% below its estimated fair value. The current EV-to-OCF is 66.22 and 858.3% above the Software industry median of 6.91. Beforepay Group's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Beforepay Group (ASX:B4P), the current EV-to-OCF is 66.22 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Beforepay Group (ASX:B4P) Overvalued in 2026?
Based on GuruFocus' analysis, Beforepay Group stock appears to be undervalued.
The current stock price of A$1.58 is trading 3.4% below its estimated GF Value™ of A$1.63.
GuruFocus considers Beforepay Group to be Fairly Valued.
Key valuation signals for ASX:B4P:
EV-to-OCF: 66.22
GF Value™: A$1.63 vs. price of A$1.58 (3.4% below fair value)
Industry Position: 858.3% above the Software median (#2659 of 2873)
No single metric tells the full story. See the ASX:B4P stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Beforepay Group Ltd operates in the pay-on-demand industry. It offers an app that helps users access their Pay On-Demand, track their spending habits, and learn how to budget. The Group is organised into one operating segment, being the provision of finance to its customers by way of salary advances.
48GF Score
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