Beforepay Group (ASX:B4P) Operating Margin %: 25.62% (As of Dec. 2025) — 555% Above Median


ASX:B4P Beforepay Group Ltd ASX:B4P
60 GF Score
Price A$1.30
GF Value A$1.53
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Beforepay Group Operating Margin %?

Beforepay Group ASX:B4P 60 Operating Margin % is 25.62% as of Dec. 2025, which is 555% above its 10-year median of 3.91. GuruFocus rates ASX:B4P with a GF Score™ of 60/100 and a GF Value™ of A$1.53 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,818 Software companies, Beforepay Group ranks better than 92.19% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Beforepay Group's Operating Income for the six months ended in Dec. 2025 was A$5.99 Mil. Beforepay Group's Revenue for the six months ended in Dec. 2025 was A$23.36 Mil. Therefore, Beforepay Group's Operating Margin % for the quarter that ended in Dec. 2025 was 25.62%.

The historical rank and industry rank for Beforepay Group's Operating Margin % or its related term are showing as below:

ASX:B4P' s Operating Margin % Range Over the Past 10 Years
Min: -183.26   Med: 3.91   Max: 25.76
Current: 25.06


ASX:B4P's Operating Margin % is ranked better than
92.19% of 2818 companies
in the Software industry
Industry Median: 3.865 vs ASX:B4P: 25.06

Beforepay Group's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

Beforepay Group's Operating Income for the six months ended in Dec. 2025 was A$5.99 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Dec. 2025 was A$10.99 Mil.

Warning Sign:

Beforepay Group Ltd has recorded a loss in operating income at least once over the past 3 years.


Beforepay Group  (ASX:B4P) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Beforepay Group Operating Margin % Related Terms


Beforepay Group Operating Margin % Historical Data

* Premium members only.

The historical data trend for Beforepay Group's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Beforepay Group Operating Margin % Chart

Beforepay Group Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Operating Margin %
0.00 -183.26 -15.58 23.39 25.76

Beforepay Group Semi-Annual Data
Jun21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Operating Margin % Get a 7-Day Free Trial Premium Member Only 23.58 23.20 27.15 24.41 25.62

ASX:B4P vs MSFT, ORCL, PLTR: Operating Margin % Comparison

For the Software - Infrastructure subindustry, Beforepay Group's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beforepay Group Operating Margin % vs Software Industry

For the Software industry and Technology sector, Beforepay Group's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Beforepay Group's Operating Margin % falls into.


ASX:B4P
60GF Score
Beforepay Group Ltd ASX:B4P
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Beforepay Group Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Beforepay Group's Operating Margin % for the fiscal year that ended in Jun. 2025 is calculated as

Operating Margin %=Operating Income (A: Jun. 2025 ) / Revenue (A: Jun. 2025 )
=10.345 / 40.165
=25.76 %

Beforepay Group's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=5.986 / 23.361
=25.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 25.62% mean?
Beforepay Group (ASX:B4P) has a Operating Margin % of 25.62% as of Dec. 2025. Operating margin is the ratio of total operating income to net sales. View historical data on Beforepay Group and its competitors. This is 555% above median its historical median of 3.91. According to the industry distribution chart, Beforepay Group ranks #220 out of 2818 companies in the Software industry, placing it in the top 7.8%.
Is Beforepay Group's Operating Margin % too high?
Beforepay Group's current Operating Margin % of 25.62% is 555% above median its 10-year median of 3.91. The Software industry median Operating Margin % is 3.87. Beforepay Group's value of 25.62% is 562.9% above this industry median. Based on the distribution chart, Beforepay Group ranks #220 out of 2818 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Beforepay Group has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Beforepay Group's Operating Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Beforepay Group ranks #220 out of 2818 companies for Operating Margin %. This places Beforepay Group in the top 8% of its industry — outperforming the majority of peers. The industry median Operating Margin % is 3.87. Beforepay Group's value of 25.62% is 562.9% above this benchmark. While the company's 10-year median is 3.91 vs. the industry median of 3.87, Beforepay Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Software company?
The median Operating Margin % among Software companies is 3.87, based on 2,818 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Beforepay Group's current Operating Margin % of 25.62% is 562.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Beforepay Group and its competitors. For the Software industry, the median Operating Margin % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beforepay Group's current Operating Margin % is 25.62%, which is 555% above median its own 10-year median of 3.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beforepay Group stock overvalued right now?
Based on GuruFocus' analysis, Beforepay Group (ASX:B4P) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.53, compared to a current price of A$1.30 — trading 15% below its estimated fair value. The current Operating Margin % is 25.62%, which is 555% above median its 10-year median of 3.91 and 562.9% above the Software industry median of 3.87. Beforepay Group's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Beforepay Group (ASX:B4P), the current Operating Margin % is 25.62% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Beforepay Group (ASX:B4P) Overvalued in 2026?

Based on GuruFocus' analysis, Beforepay Group stock appears to be undervalued. The current stock price of A$1.30 is trading 15% below its estimated GF Value™ of A$1.53. GuruFocus considers Beforepay Group to be Modestly Undervalued.

Key valuation signals for ASX:B4P:

  • Operating Margin %: 25.62% (555% above median its 10-year median of 3.91)
  • GF Value™: A$1.53 vs. price of A$1.30 (15% below fair value)
  • GF Score™: 60/100 with 4 warning signs
  • Industry Position: 562.9% above the Software median (#220 of 2818)

No single metric tells the full story. See the ASX:B4P stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Beforepay Group Business Description

Address 77 Castlereagh Street, Suite 1, Level 9, Sydney, NSW, AUS, 2000
Beforepay Group Ltd operates in the pay-on-demand industry. It offers an app that helps users access their Pay On-Demand, track their spending habits, and learn how to budget. The Group is organised into one operating segment, being the provision of finance to its customers by way of salary advances.
60GF Score

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Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.30
Price
A$1.53
GF Value