Beforepay Group (ASX:B4P) Days Payable: 484.88 (As of Dec. 2025) — 101% Above Median


ASX:B4P Beforepay Group Ltd ASX:B4P
60 GF Score
Price A$1.25
GF Value A$1.53
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Beforepay Group Days Payable?

Beforepay Group ASX:B4P -3.85% 60 Days Payable is 484.88 as of Dec. 2025, which is 101% above its 10-year median of 241.37. GuruFocus rates ASX:B4P with a GF Score™ of 60/100 and a GF Value™ of A$1.53 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,600 Software companies, Beforepay Group ranks better than 93.08% on this metric.

Beforepay Group's average Accounts Payable for the six months ended in Dec. 2025 was A$2.17 Mil. Beforepay Group's Cost of Goods Sold for the six months ended in Dec. 2025 was A$0.82 Mil. Hence, Beforepay Group's Days Payable for the six months ended in Dec. 2025 was 484.88.

The historical rank and industry rank for Beforepay Group's Days Payable or its related term are showing as below:

ASX:B4P' s Days Payable Range Over the Past 10 Years
Min: 229.13   Med: 241.37   Max: 545.62
Current: 545.62

During the past 5 years, Beforepay Group's highest Days Payable was 545.62. The lowest was 229.13. And the median was 241.37.

ASX:B4P's Days Payable is ranked better than
93.08% of 2600 companies
in the Software industry
Industry Median: 54.025 vs ASX:B4P: 545.62

Beforepay Group's Days Payable increased from Dec. 2024 (448.36) to Dec. 2025 (484.88). It may suggest that Beforepay Group delayed paying its suppliers.


Beforepay Group Days Payable Historical Data

* Premium members only.

The historical data trend for Beforepay Group's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Beforepay Group Days Payable Chart

Beforepay Group Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Days Payable
0.00 276.53 238.20 244.53 229.13

Beforepay Group Semi-Annual Data
Jun21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only 553.87 616.76 448.36 437.31 484.88

ASX:B4P vs MSFT, ORCL, PLTR: Days Payable Comparison

For the Software - Infrastructure subindustry, Beforepay Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beforepay Group Days Payable vs Software Industry

For the Software industry and Technology sector, Beforepay Group's Days Payable distribution charts can be found below:

* The bar in red indicates where Beforepay Group's Days Payable falls into.


ASX:B4P
60GF Score
Beforepay Group Ltd ASX:B4P
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Beforepay Group Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Beforepay Group's Days Payable for the fiscal year that ended in Jun. 2025 is calculated as

Days Payable (A: Jun. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Jun. 2024 ) + Accounts Payable (A: Jun. 2025 )) / count ) / Cost of Goods Sold (A: Jun. 2025 )*Days in Period
=( (1.027 + 0.914) / 2 ) / 1.546*365
=0.9705 / 1.546*365
=229.13

Beforepay Group's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0.914 + 3.422) / 2 ) / 0.816*365 / 2
=2.168 / 0.816*365 / 2
=484.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 484.88 mean?
Beforepay Group (ASX:B4P) has a Days Payable of 484.88 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Beforepay Group and its competitors. This is 101% above median its historical median of 241.37. Over the past decade, Beforepay Group's Days Payable has ranged from 229.13 to 545.62. According to the industry distribution chart, Beforepay Group ranks #180 out of 2600 companies in the Software industry, placing it in the top 6.9%.
Is Beforepay Group's Days Payable too high?
Beforepay Group's current Days Payable of 484.88 is 101% above median its 10-year median of 241.37. Over the past 10 years, this metric has ranged from a low of 229.13 to a high of 545.62. The Software industry median Days Payable is 54.03. Beforepay Group's value of 484.88 is 797.5% above this industry median. Based on the distribution chart, Beforepay Group ranks #180 out of 2600 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Beforepay Group has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Beforepay Group's Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, Beforepay Group ranks #180 out of 2600 companies for Days Payable. This places Beforepay Group in the top 7% of its industry — outperforming the majority of peers. The industry median Days Payable is 54.03. Beforepay Group's value of 484.88 is 797.5% above this benchmark. Historically, Beforepay Group's own Days Payable has ranged from 229.13 to 545.62 over the past decade. While the company's 10-year median is 241.37 vs. the industry median of 54.03, Beforepay Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.03, based on 2,600 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Beforepay Group's current Days Payable of 484.88 is 797.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Beforepay Group and its competitors. For the Software industry, the median Days Payable is 54.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beforepay Group's current Days Payable is 484.88, which is 101% above median its own 10-year median of 241.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beforepay Group stock overvalued right now?
Based on GuruFocus' analysis, Beforepay Group (ASX:B4P) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.53, compared to a current price of A$1.25 — trading 18.3% below its estimated fair value. The current Days Payable is 484.88, which is 101% above median its 10-year median of 241.37 and 797.5% above the Software industry median of 54.03. Beforepay Group's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Beforepay Group (ASX:B4P), the current Days Payable is 484.88 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Beforepay Group (ASX:B4P) Overvalued in 2026?

Based on GuruFocus' analysis, Beforepay Group stock appears to be undervalued. The current stock price of A$1.25 is trading 18.3% below its estimated GF Value™ of A$1.53. GuruFocus considers Beforepay Group to be Modestly Undervalued.

Key valuation signals for ASX:B4P:

  • Days Payable: 484.88 (101% above median its 10-year median of 241.37)
  • GF Value™: A$1.53 vs. price of A$1.25 (18.3% below fair value)
  • GF Score™: 60/100 with 4 warning signs
  • Industry Position: 797.5% above the Software median (#180 of 2600)

No single metric tells the full story. See the ASX:B4P stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Beforepay Group Business Description

Address 77 Castlereagh Street, Suite 1, Level 9, Sydney, NSW, AUS, 2000
Beforepay Group Ltd operates in the pay-on-demand industry. It offers an app that helps users access their Pay On-Demand, track their spending habits, and learn how to budget. The Group is organised into one operating segment, being the provision of finance to its customers by way of salary advances.
60GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.25
Price
A$1.53
GF Value