Net margin is calculated as Net Income divided by its Revenue. Beforepay Group's Net Income for the
six
months ended in Dec. 2025 was A$4.22 Mil. Beforepay Group's Revenue for the
six
months ended in Dec. 2025 was A$23.36 Mil. Therefore, Beforepay Group's net margin for the quarter that ended in Dec. 2025 was 18.04%.
The historical rank and industry rank for Beforepay Group's Net Margin % or its related term are showing as below:
ASX:B4P'
s Net Margin % Range Over the Past 10 Years
Min: -190.76 Med: -5.34 Max: 18.56
Current: 18.56
ASX:B4P's Net Margin % is ranked better than 88.28% of 2825
companies
in the Software industry
Industry Median: 2.54
vs ASX:B4P: 18.56
Beforepay Group (ASX:B4P) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Beforepay Group Net Margin % Related Terms
Beforepay Group Net Margin % Historical Data
* Premium members only.
The historical data trend for Beforepay Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:B4P vs MSFT, ORCL, PLTR: Net Margin % Comparison
For the Software - Infrastructure subindustry, Beforepay Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beforepay Group Net Margin % vs Software Industry
For the Software industry and Technology sector, Beforepay Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Beforepay Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Beforepay Group (ASX:B4P) has a Net Margin % of 18.04% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Beforepay Group and its competitors. According to the industry distribution chart, Beforepay Group ranks #331 out of 2825 companies in the Software industry, placing it in the top 11.7%.
Is Beforepay Group's Net Margin % too high?
Beforepay Group's current Net Margin % is 18.04%. The Software industry median Net Margin % is 2.54. Beforepay Group's value of 18.04% is 610.2% above this industry median. Based on the distribution chart, Beforepay Group ranks #331 out of 2825 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Beforepay Group has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Beforepay Group's Net Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Beforepay Group ranks #331 out of 2825 companies for Net Margin %. This places Beforepay Group in the top 12% of its industry — outperforming the majority of peers. The industry median Net Margin % is 2.54. Beforepay Group's value of 18.04% is 610.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.54, based on 2,825 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Beforepay Group's current Net Margin % of 18.04% is 610.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Beforepay Group and its competitors. For the Software industry, the median Net Margin % is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beforepay Group's current Net Margin % is 18.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beforepay Group stock overvalued right now?
Based on GuruFocus' analysis, Beforepay Group (ASX:B4P) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.53, compared to a current price of A$1.30 — trading 15% below its estimated fair value. The current Net Margin % is 18.04% and 610.2% above the Software industry median of 2.54. Beforepay Group's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Beforepay Group (ASX:B4P), the current Net Margin % is 18.04% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Beforepay Group (ASX:B4P) Overvalued in 2026?
Based on GuruFocus' analysis, Beforepay Group stock appears to be undervalued.
The current stock price of A$1.30 is trading 15% below its estimated GF Value™ of A$1.53.
GuruFocus considers Beforepay Group to be Modestly Undervalued.
Key valuation signals for ASX:B4P:
Net Margin %: 18.04%
GF Value™: A$1.53 vs. price of A$1.30 (15% below fair value)
Industry Position: 610.2% above the Software median (#331 of 2825)
No single metric tells the full story. See the ASX:B4P stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Beforepay Group Ltd operates in the pay-on-demand industry. It offers an app that helps users access their Pay On-Demand, track their spending habits, and learn how to budget. The Group is organised into one operating segment, being the provision of finance to its customers by way of salary advances.
60GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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