Beforepay Group (ASX:B4P) Long-Term Debt: A$0.84 Mil (As of Dec. 2025)


ASX:B4P Beforepay Group Ltd ASX:B4P
61 GF Score
Price A$1.30
GF Value A$1.53
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Beforepay Group Long-Term Debt?

Beforepay Group ASX:B4P +2.77% 61 Long-Term Debt is A$0.84 Mil as of Dec. 2025. GuruFocus rates ASX:B4P with a GF Score™ of 61/100 and a GF Value™ of A$1.53 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Beforepay Group's Long-Term Debt for the quarter that ended in Dec. 2025 was A$0.84 Mil.

Beforepay Group's quarterly Long-Term Debt declined from Dec. 2024 (A$39.24 Mil) to Jun. 2025 (A$30.46 Mil) and declined from Jun. 2025 (A$30.46 Mil) to Dec. 2025 (A$0.84 Mil).

Beforepay Group's annual Long-Term Debt increased from Jun. 2023 (A$0.00 Mil) to Jun. 2024 (A$36.41 Mil) but then declined from Jun. 2024 (A$36.41 Mil) to Jun. 2025 (A$30.46 Mil).

Beforepay Group  (ASX:B4P) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Beforepay Group Long-Term Debt Related Terms

Beforepay Group Long-Term Debt Historical Data

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The historical data trend for Beforepay Group's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Beforepay Group Long-Term Debt Chart

Beforepay Group Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Long-Term Debt
6.76 20.62 0.00 36.41 30.46

Beforepay Group Semi-Annual Data
Jun21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only 31.87 36.41 39.24 30.46 0.84
ASX:B4P
61GF Score
Beforepay Group Ltd ASX:B4P
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of A$0.84 Mil mean?
Beforepay Group (ASX:B4P) has a Long-Term Debt of A$0.84 Mil as of Dec. 2025.
Is Beforepay Group's Long-Term Debt too high?
Beforepay Group's current Long-Term Debt is A$0.84 Mil. Overall, Beforepay Group has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Beforepay Group's Long-Term Debt compare to MSFT and ORCL?
Beforepay Group's Long-Term Debt of A$0.84 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Beforepay Group's current Long-Term Debt is A$0.84 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beforepay Group stock overvalued right now?
Based on GuruFocus' analysis, Beforepay Group (ASX:B4P) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.53, compared to a current price of A$1.30 — trading 15% below its estimated fair value. The current Long-Term Debt is A$0.84 Mil. Beforepay Group's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Beforepay Group (ASX:B4P), the current Long-Term Debt is A$0.84 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Beforepay Group (ASX:B4P) Overvalued in 2026?

Based on GuruFocus' analysis, Beforepay Group stock appears to be undervalued. The current stock price of A$1.30 is trading 15% below its estimated GF Value™ of A$1.53. GuruFocus considers Beforepay Group to be Modestly Undervalued.

Key valuation signals for ASX:B4P:

  • Long-Term Debt: A$0.84 Mil
  • GF Value™: A$1.53 vs. price of A$1.30 (15% below fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the ASX:B4P stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Beforepay Group Business Description

Address 77 Castlereagh Street, Suite 1, Level 9, Sydney, NSW, AUS, 2000
Beforepay Group Ltd operates in the pay-on-demand industry. It offers an app that helps users access their Pay On-Demand, track their spending habits, and learn how to budget. The Group is organised into one operating segment, being the provision of finance to its customers by way of salary advances.
61GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.30
Price
A$1.53
GF Value