Avanza Bank Holding ABAVVZF 82 EV-to-FCF is 1.43 as of Jun. 30, 2026, which is 64% below its 10-year median of 3.95. GuruFocus rates AVVZF with a GF Score™ of 82/100 and a GF Value™ of $20.49. The stock has 4 warning signs investors should review. Among 1,196 Banks companies, Avanza Bank Holding AB ranks better than 73.33% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Avanza Bank Holding AB's Enterprise Value is $5,921.1 Mil.
Avanza Bank Holding AB's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $4,154.0 Mil. Therefore, Avanza Bank Holding AB's EV-to-FCF for today is 1.43.
The historical rank and industry rank for Avanza Bank Holding AB's EV-to-FCF or its related term are showing as below:
AVVZF'
s EV-to-FCF Range Over the Past 10 Years
Min: -36 Med: 3.95 Max: 41.1
Current: 1.48
During the past 13 years, the highest EV-to-FCF of Avanza Bank Holding AB was 41.10. The lowest was -36.00. And the median was 3.95.
AVVZF's EV-to-FCF is ranked better than 73.33% of 1196
companies
in the Banks industry
Industry Median: 6.545
vs AVVZF: 1.48
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Avanza Bank Holding AB (OTCPK:AVVZF) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Avanza Bank Holding AB's PE Ratio (TTM) for today is calculated as:
Avanza Bank Holding AB's share price for today is $22.62.
Avanza Bank Holding AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.783.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Avanza Bank Holding AB's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Avanza Bank Holding AB EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Avanza Bank Holding AB's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Avanza Bank Holding AB's EV-to-FCF falls into.
Avanza Bank Holding AB's current Enterprise Value is $5,921.1 Mil.
Avanza Bank Holding AB's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4,154.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Avanza Bank Holding AB (AVVZF) has a EV-to-FCF of 1.43 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Avanza Bank Holding AB and its competitors. This is 64% below median its historical median of 3.95. According to the industry distribution chart, Avanza Bank Holding AB ranks #319 out of 1196 companies in the Banks industry, placing it in the top 26.7%.
Is Avanza Bank Holding AB's EV-to-FCF too high?
Avanza Bank Holding AB's current EV-to-FCF of 1.43 is 64% below median its 10-year median of 3.95. The Banks industry median EV-to-FCF is 6.55. Avanza Bank Holding AB's value of 1.43 is 78.2% below this industry median. Based on the distribution chart, Avanza Bank Holding AB ranks #319 out of 1196 companies in the Banks industry, which is above the industry midpoint. Overall, Avanza Bank Holding AB has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Avanza Bank Holding AB's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Avanza Bank Holding AB ranks #319 out of 1196 companies for EV-to-FCF. This puts Avanza Bank Holding AB in the upper half of its industry. The industry median EV-to-FCF is 6.55. Avanza Bank Holding AB's value of 1.43 is 78.2% below this benchmark. While the company's 10-year median is 3.95 vs. the industry median of 6.55, Avanza Bank Holding AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.55, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Avanza Bank Holding AB's current EV-to-FCF of 1.43 is 78.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Avanza Bank Holding AB and its competitors. For the Banks industry, the median EV-to-FCF is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Avanza Bank Holding AB's current EV-to-FCF is 1.43, which is 64% below median its own 10-year median of 3.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avanza Bank Holding AB stock overvalued right now?
Avanza Bank Holding AB (AVVZF) has a current EV-to-FCF of 1.43. The stock's GF Value™ is $20.49, compared to a current price of $22.62 — trading 10.4% above its estimated fair value. The current EV-to-FCF is 1.43, which is 64% below median its 10-year median of 3.95 and 78.2% below the Banks industry median of 6.55. Avanza Bank Holding AB's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Avanza Bank Holding AB (AVVZF), the current EV-to-FCF is 1.43 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Avanza Bank Holding AB (AVVZF) Overvalued in 2026?
Based on GuruFocus' analysis, Avanza Bank Holding AB stock appears to be overvalued.
The current stock price of $22.62 is trading 10.4% above its estimated GF Value™ of $20.49.
Key valuation signals for AVVZF:
EV-to-FCF: 1.43 (64% below median its 10-year median of 3.95)
GF Value™: $20.49 vs. price of $22.62 (10.4% above fair value)
Industry Position: 78.2% below the Banks median (#319 of 1196)
No single metric tells the full story. See the AVVZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Avanza Bank Holding AB operates a platform for savings and investments. It offers a range of savings products, competitive occupational pension solutions, margin lending and mortgages. Customers are offered to save in Swedish and foreign securities and in savings accounts at very low fees and at competitive rates. The company serves individual investors, professional traders and corporate customers, such as entrepreneurs, asset managers and firms that want occupational pensions for their employees.
82GF Score
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