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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bancorp 34's Enterprise Value is $104.38 Mil.
Bancorp 34's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 was $2.47 Mil. Therefore, Bancorp 34's EV-to-FCF for today is 42.19.
The historical rank and industry rank for Bancorp 34's EV-to-FCF or its related term are showing as below:
BCTF'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 42.19
Current: 42.19
During the past 13 years, the highest EV-to-FCF of Bancorp 34 was 42.19. The lowest was 0.00. And the median was 0.00.
BCTF's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 7.15
vs BCTF: 42.19
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bancorp 34's share price for today is $15.30.
Bancorp 34's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.750.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bancorp 34 EV-to-FCF Related Terms
Bancorp 34 EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Bancorp 34's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bancorp 34's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bancorp 34 EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Bancorp 34's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bancorp 34's EV-to-FCF falls into.
Bancorp 34's current Enterprise Value is $104.38 Mil.
Bancorp 34's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.47 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bancorp 34 (BCTF) has a EV-to-FCF of 42.19 as of Aug. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bancorp 34 and its competitors.
Is Bancorp 34's EV-to-FCF too high?
Bancorp 34's current EV-to-FCF is 42.19. The Banks industry median EV-to-FCF is 7.15. Bancorp 34's value of 42.19 is 490.1% above this industry median. Overall, Bancorp 34 has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Bancorp 34's EV-to-FCF compare to FCOB and CCNB?
Bancorp 34's EV-to-FCF of 42.19 can be compared against companies in the Banks industry. The industry median EV-to-FCF is 7.15. Bancorp 34's value of 42.19 is 490.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancorp 34's current EV-to-FCF of 42.19 is 490.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bancorp 34 and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancorp 34's current EV-to-FCF is 42.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancorp 34 stock overvalued right now?
Bancorp 34 (BCTF) has a current EV-to-FCF of 42.19. The current EV-to-FCF is 42.19 and 490.1% above the Banks industry median of 7.15. Bancorp 34's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bancorp 34 (BCTF), the current EV-to-FCF is 42.19 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bancorp 34 Inc provides a variety of banking services to individuals and businesses through its branches. Its products and services are demand deposits, certificates of deposits, savings and money market accounts, commercial loans, real estate mortgage loans and credit and merchant cards and e-banking. The bank operates banking centers in Alamogordo, Las Cruces, New Mexico, Scottsdale, Arizona, and Peoria.
62GF Score
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