BLNE (Beeline Holdings) EV-to-FCF: -2.21 (As of Jun. 30, 2026)


BLNE Beeline Holdings Inc BLNE
29 GF Score
Price $1.22
GF Value $0.16
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Beeline Holdings EV-to-FCF?

Beeline Holdings BLNE -10.29% 29 EV-to-FCF is -2.21 as of Jun. 30, 2026. GuruFocus rates BLNE with a GF Score™ of 29/100 and a GF Value™ of $0.16 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,196 Banks companies, Beeline Holdings ranks worse than 83611.96% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Beeline Holdings's Enterprise Value is $53.26 Mil. Beeline Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $-24.07 Mil. Therefore, Beeline Holdings's EV-to-FCF for today is -2.21.

The historical rank and industry rank for Beeline Holdings's EV-to-FCF or its related term are showing as below:

BLNE' s EV-to-FCF Range Over the Past 10 Years
Min: -55.19   Med: -3.72   Max: -1.32
Current: -2.21

During the past 13 years, the highest EV-to-FCF of Beeline Holdings was -1.32. The lowest was -55.19. And the median was -3.72.

BLNE's EV-to-FCF is ranked worse than
100% of 1196 companies
in the Banks industry
Industry Median: 6.545 vs BLNE: -2.21

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-30), Beeline Holdings's stock price is $1.22. Beeline Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-1.372. Therefore, Beeline Holdings's PE Ratio (TTM) for today is At Loss.


Beeline Holdings  (NAS:BLNE) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Beeline Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.22/-1.372
=At Loss

Beeline Holdings's share price for today is $1.22.
Beeline Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.372.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Beeline Holdings EV-to-FCF Related Terms


Beeline Holdings EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Beeline Holdings's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Beeline Holdings EV-to-FCF Chart

Beeline Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6.64 -6.52 -7.31 -5.86 -2.76

Beeline Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.62 -3.81 -6.52 -2.76 -3.62

BLNE vs CNF, MMCP, PAPL: EV-to-FCF Comparison

For the Mortgage Finance subindustry, Beeline Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beeline Holdings EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Beeline Holdings's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Beeline Holdings's EV-to-FCF falls into.


BLNE
29GF Score
Beeline Holdings Inc BLNE
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Beeline Holdings EV-to-FCF Calculation

Beeline Holdings's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=53.256/-24.069
=-2.21

Beeline Holdings's current Enterprise Value is $53.26 Mil.
Beeline Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-24.07 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -2.21 mean?
Beeline Holdings (BLNE) has a EV-to-FCF of -2.21 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Beeline Holdings and its competitors. According to the industry distribution chart, Beeline Holdings ranks #999999 out of 1196 companies in the Banks industry.
Is Beeline Holdings' EV-to-FCF too high?
Beeline Holdings' current EV-to-FCF is -2.21. Based on the distribution chart, Beeline Holdings ranks #999999 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Beeline Holdings has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Beeline Holdings' EV-to-FCF compare to CNF and MMCP?
According to the Banks industry distribution chart, Beeline Holdings ranks #999999 out of 1196 companies for EV-to-FCF. This places Beeline Holdings in the lower half of its industry. The industry median EV-to-FCF is 6.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.55, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Beeline Holdings and its competitors. For the Banks industry, the median EV-to-FCF is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beeline Holdings's current EV-to-FCF is -2.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beeline Holdings stock overvalued right now?
Based on GuruFocus' analysis, Beeline Holdings (BLNE) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.16, compared to a current price of $1.22 — trading 662.5% above its estimated fair value. The current EV-to-FCF is -2.21. Beeline Holdings' overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Beeline Holdings (BLNE), the current EV-to-FCF is -2.21 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Beeline Holdings (BLNE) Overvalued in 2026?

Based on GuruFocus' analysis, Beeline Holdings stock appears to be overvalued. The current stock price of $1.22 is trading 662.5% above its estimated GF Value™ of $0.16. GuruFocus considers Beeline Holdings to be Significantly Overvalued.

Key valuation signals for BLNE:

  • EV-to-FCF: -2.21
  • GF Value™: $0.16 vs. price of $1.22 (662.5% above fair value)
  • GF Score™: 29/100 with 7 warning signs

No single metric tells the full story. See the BLNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Beeline Holdings Business Description

Address 188 Valley Street, Suite 225, Providence, RI, USA, 02909
Beeline Holdings Inc is a fintech mortgage lender and title provider transforming the home loan process into a shorter, easier path than conventional mortgage lending for Americans seeking a digital experience. The group is building a fully digital, AI-powered platform that simplifies and accelerates the home financing process. The Company has built a proprietary mortgage, equity purchase and title platform leveraging developed technical tools with sophisticated language learning models and combining an appropriate amount of human interaction to create a outcome for its customers.
29GF Score

Get the complete analysis for BLNE

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.22
Price
$0.16
GF Value